Would you believe that a three-digit number can greatly affect your financial future?
You get an A if you excel in school and an F for poor performance. Much like how test scores measure the learning ability of students in class, there’s a scoring system in the world of finance that can assess the financial capability of a person.
A good score will improve your financial portfolio and also provide a wider set of opportunities for your financial plan to grow. So get those cardholders ready ‘cause this is the time to know about the basics.
What Is A Credit Score?
A credit score is a number that can range from 300 – 850 that is used to determine if a person is worthy of credit.
Fair Isaac Corp., best known as FICO, was the one who crafted the system. There are also other scoring models like VantageScore that can monitor credit scores; however, FICO Score is more commonly used by lenders in the financial field.
Credit scores are to be taken seriously. It’s not like typical test scores that can be brushed off if it gets too low. It can reflect how a person manages his finances.
Lenders review their potential borrowers well. And credit score is one—if not the most important factor they consider. People with low credit scores are often rejected by creditors compared to those with high reported credit scores.
There are three major agencies that provide credit reports to people. These are the TransUnion, Equifax, and Experian. These bureaus consider several factors in calculating a credit score: new credit, types of credit, credit transaction history, length of credit history, and total debt.
So unless you want creditors to ignore your credit inquiries, it’s better to keep a good credit score at all times.
What Is A Good Credit Score?
A good credit standing is a must. As mentioned, FICO has established a scoring system that can help people to assess their credit level.
- Poor: 300-579
- Fair: 580-669
- Good: 670-739
- Very Good: 740-799
- Excellent: 800-850
Why do I need a good credit score?
Borrowers with credit scores that are within the 300-640 range fall under the subprime borrowers. These people are considered to be a high credit risk for creditors. This can affect the loans or mortgages that they can avail of. Lenders often charge higher interest rates for low credit scores because of the risks.
Meanwhile, people with credit scores that are higher than 700 have the chance to pay less on interest. They are also subject to better financing opportunities if they can reach 800 and beyond in their credit score.
Aside from better chances on the credit application, a good credit score can also affect the amount of initial deposit that you need when availing gadgets on installments, subscriptions, or real estate.
If you’re dreaming of getting a house and lot in Daang Hari or a property at Forresta Luxury Lots, it’s about time to level up your credit score.
Is There A Credit Score In The Philippines?
The credit score system is globally utilized in finance. That includes the Philippines. However, there aren’t many people in the country that are aware of their credit history or position.
The factors considered in the calculation for credit standing may vary in different countries. Credit score in the Philippines can be affected by the following:
- Annual salary
- Ability to pay
- Age
- Debt history
Despite the slight difference, the same advantages can still be enjoyed if you keep a good credit standing in the country. So it’s best to regularly monitor it from time to time.
How can I check my credit score in the Philippines?
Looking to avail a house and lot at Forresta subdivision in Alabang? Check your credit score in the Philippines to see how you can maximize your credit.
Checking your credit report in the Philippines is a little different. Equifax and Experian don’t exactly operate in the country. However, you can still obtain your report through other means.
The Credit Information Corporation, also known as CIC is the main agency that can help you out in monitoring your credit score. CIC has a website you can visit where you’ll need an account to grab a copy of your credit standing as well as your credit history.
Before going through the online application, there is a verification process called Know Your Customer which you will need to complete. In case you don’t qualify online, you may also visit the CIC headquarters in Makati City to access your credit data.
If that doesn’t work out, TransUnion is there to provide your credit score. This worldwide agency is also the country’s first credit bureau. Check out the TransUnion website to request a report on your credit score. They offer two different types of reports. TransUnion can issue a business report for lenders, banks, and insurance companies. The other is a personal report for those individuals who wish to monitor their credit.
How To Improve Your Credit Score?
If you want to get a house somewhere in Alabang, perhaps in Forresta Luxury Lots or a house and lot in Daang Hari, you’re gonna need to have an excellent credit score. But if you’re far from that, don’t worry ‘cause there are tips that you can use to acquire and maintain a good credit score.
Apply For The Credit You Need
The first thing you should consider is the credit that you need. It’s unwise to apply for too many credit plans or get the wrong one for what you need.
So before you proceed, be 100% sure that you need that credit. If you apply for a lot of credit over a short period of time, it may appear to lenders that you’re in a negative financial position.
Use Your Credit Wisely
Using your credit card periodically will maximize its purpose. Transactions contribute to your overall credit score so don’t let those credits go to waste, spend it wisely.
Spending your credit can earn you rewards. Buy gas or purchase groceries with it. Just don’t forget to pay back so it won’t negatively affect your credit score.
Maintain A Good Credit Balance
To keep a decent credit score, your total credit card balances should not go over 30% of your total credit limit. Otherwise, your credit score will suffer the more your credit card amount exceeds.
The best course of action is to monitor your accounts online and make payments sufficient to bring your balances as near to $0 as feasible right before the billing month ends.
Pay On Time
Punctuality is key. Keep up with your credit balance by paying on time. Your credit score can be negatively affected by delayed or missed payments on your existing loans and bills.
To ensure that you don’t miss a due date, try an automated bill payment feature to stay on track. Set up your autopay for your active credit cards so you can make regular payments throughout the year to keep a good credit balance.
Maximize Old Credit Cards
Upgrading to better credit cards is good but you don’t necessarily have to close your previous accounts. The credit history that you’ve accumulated on your first credit card may contribute to your overall FICO Score. So don’t close the account yet unless you want to risk your Credit Utilization Ratio (CUR). Closing your credit card can and will affect your credit limit and lower your CUR.
Maximize those old credit cards and keep them active by using them for a recurring subscription like Netflix via autopay.
Here’s the catch on this tip though, if the card requires a high annual fee or it doesn’t fit the budget that you have any more, then canceling it will be better.
Check Your Credit Card Reports
It pays a lot to check your credit reports frequently for errors as it might lead to a drop in your credit score.
Watch out for cases like Identity theft or credit card fraud with your accounts. Maintain a good credit score by regular check-ups on your credit.
Keep In Touch With Creditors
Finally, make sure to have regular contact with your creditor especially if you fall short on your bills. There are lenders that you can negotiate with for alternative payment methods as long as you can inform them ahead of time.
Once you’ve applied these tips, you’re sure to achieve a better credit standing in no time. When that moment comes, you can enjoy the benefits of maintaining a good credit score. You can upgrade your phone, buy a cable service, or finally get that dream house of yours.
Speaking of houses, make use of your credit score by checking out Brittany Corporation’s house and lot properties. From Daang Hari subdivisions to Forresta Villar Land in Alabang, there will surely be a home fit for your credit.
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Real estate agents guide the purchase and selling of residential homes.
Real estate agents guide the purchase and selling of residential homes. Success as a real estate agent can lead to a lucrative and fulfilling career. Brokers interact with new people, visit new areas, and adapt to the demands of buyers and sellers, frequently requiring making last-minute changes to plans.
However, you must pass the real estate broker exam to obtain a license to work as a legitimate real estate agent. As a top-notch group with successful brokers and sellers, allow us to help you through the process of becoming a real estate broker.
What is the real estate licensure examination in the Philippines?
The Professional Regulatory Board for Real Estate Practice, an agency of the Professional Regulation Commission (PRC), organizes and conducts the licensing examination. As required by the Real Estate Service Act, also referred to as RESA law, aspiring real estate practitioners, including but not limited to consultants, appraisers, and brokers, must pass the exam.
How hard is the real estate licensure exam in the Philippines?
As an aspiring broker, you must research the exam specifications, take exam preparation classes, and comprehend the format of the exam. To feel confident on test day, you should also follow a regular study plan and use test-taking techniques like looking for hints inside the question and working backward to the right answer.
The PRC may change any of the 13 real estate-related subjects that make up the Real Estate Licensure Exam as they see proper. You can also check these main topics as a reference when studying because they will be covered in the written test:
General/Fundamentals of property ownership
- Fundamentals of property ownership
- Legal requirements for real estate practice
- Code of Ethics and Responsibilities
- Real estate brokerage practice
Special and Technical Knowledge
- Real estate finance and economics
- Subdivision development
- Basic principles of ecology
- Condominium concept
Professional Practice
- The legal aspect of the sale
- Urban and rural land use
- Mortgage and lease
- Planning development and zoning
- Real property laws
- Documentation and registration
- The Board has the authority to decide on any additional related topics.
Professional Appraisal Practice
- Methodology of evaluation techniques
- Procedures and research in valuation
- Mathematical evaluation in practice
- drafting an appraisal report
- equipment and machinery evaluation
- A case study (including Specialized Valuation)
- Principles of government assessment and taxation (application and computation)
- System for Geographic Information (map reading and plotting)
- Current affairs
Suggested reference: 2023 PRC Board Exam Schedule (Date of Exams, Opening & Deadline of Filing)
Who can take the licensure exam?
As of May 2016, obtaining a Bachelor of Science in Real Estate Management is required to become a licensed real estate broker. The time when there were only a few requirements to obtain a license has long since passed. The PRC ID requirements have also been modified to reflect the changes.
The Real Estate Service Act (RESA), also known as Republic Act No. 9646, was enacted in 2009 to formalize the real estate service sector. Along with its goal of “increasing government income” through taxation, one of its primary goals is to ensure that all practitioners are registered and licensed.
Institutions that offer Real Estate Management Courses
- Adamson University
- De La Salle-College of Saint Benilde
- Pamantasan ng Lungsod ng Maynila
- Lyceum of the Philippines University
- Philippine Christian University
- New Era University
- Lyceum of Alabang
- ABE International Business College
- Manila Business College
- STI College
- University of the Cordilleras
- University of Cebu
- Central Philippine University
- Southwestern University
- College of St. John – Roxas
- Saint Joseph Institute of Technology
- Misamis University
- University of Mindanao
How do I become a licensed real estate broker in the Philippines in 2023?
With the exception of the modified educational background requirement, the qualifications for obtaining a real estate broker license have largely remained the same. The current specifications are:
- You must be a graduate of Bachelor of Science in Real Estate Management
- You must have no criminal convictions or must have evidence of good moral character.
- Your application has been submitted in full to the PRC, which will then evaluate the application. Then you will receive the permit from the PRC’s Board of Real Estate Service after it has been approved, which is required for you to take the real estate broker exam.
After passing the tests, candidates must submit the following documentation to the PRC:
- Birth certificate photocopy or current passport
- Records transcript and BS REM diploma
- National Bureau of Investigation clearance
- Local tax certificate
- Four photos the size of a passport
How To Pass the Real Estate Broker Exam in 5 Steps
- Use Acronyms to Remember – Using acronyms when studying is a time-tested strategy. Using mnemonics and acronyms helps you remember large amounts of information. To do this, a brief, catchy word or phrase that serves as a reminder of a larger body of knowledge is created.Doing this allows you to store information in your brain more effectively and prevent memory loss when it comes time to recall an answer on the real estate exam.You’ll encounter acronyms on the real estate state exam that you’ll need to be familiar with.
- Broaden Your Studying – Changing up your course of study is referred to as diversifying it. You’ll cover more territory and retain more information if you mix it up by occasionally studying various topics.Challenge yourself!You avoid developing a narrow focus on a single subject by mixing up your study material. You won’t be reviewing material you already know due to this, which will keep learning engaging and new.Review it, absorb it, and continue.
- Organize your study time – Consistency is key to successful study. You can take the time to concentrate on the content by setting up a study timetable.For instance, you could plan to study from 6:00 PM to 8:00 PM, Monday through Friday. Additionally, you have the option of choosing other days of the week to study, such as Monday, Wednesday, and Friday. The main line is that you need to plan your time.Study schedules are successful because they represent a dedication to learning. Without a timetable, studying will be challenging and leave you feeling disoriented. When something is difficult, we frequently put it off in order to avoid doing it.
- You can establish a study group – Getting supervised assistance is one of the greatest methods to study for a real estate exam. Making a study group has even more benefits for you. By forming a study group, you can ask each other questions for a last-minute test.Others can now test you rather than just covering your book and asking yourself.Imagine how much better it would be if you had four or five minds; after all, “two minds are better than one,” as they say.The accountability aspect of starting a study group is another benefit. You can be held responsible for studying at a particular time on a particular day. When you feel like you can’t continue on, your study partners can help you and motivate you to do so.
- Make use of Mock Exam Preparation- Check out some mock exam prep if you’re seeking for a simple and efficient way to study for the state exam. The exam preparation is made to make getting ready for the state exam easy.Additionally, you get access to flashcards for fast terminology exercises that will reinforce important concepts. You receive a simulated state exam that employs questions and time constraints that are comparable to those on the real state exam.Take the practice state examinations more than once instead of just once. Try to achieve 80% or more. You’re good to go if you can consistently achieve a score of 80% at least five times.
You get a license. Congratulations! However, that might not imply you can immediately begin selling houses. The majority of states mandate that you work with a broker who sponsors your initial two to three years of employment as an agent.
Simply defined, a real estate brokerage is a company or office where real estate brokers are employed. It’s a good idea to discover a broker before finishing your training course because you’ll probably need one to generate profits.
If you are still reading this part, you might be interested in joining our team!
Brittany the premier name in luxury real estate development in the Philippines, is a subsidiary of Vista Land & Lifescapes, the largest and most successful homebuilder in the Philippines and pioneer in themed real estate development.
For more information, visit:
Brittany Seller’s Accreditation
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Calories are the energy we use for our daily body functioning. While good for everyday activities, too much can lead to weight gain. This is why burning calories is important. There are many ways to lose more calories, like diet and exercise.
Physical activities are the staple for maintaining weight loss. However, not all exercises are built the same.
What are Calories?
Calories reflect the energy used by our bodies for day-to-day functioning. They reflect the amount of energy a food or drink has. Generally, our recommended daily calorie intake is 2,000 calories a day for women and 2,500 calories for men.
But this isn’t always the case. The amount of calories we need also depends on the following:
- Age: growing children and teenagers need more calories
- Lifestyle: the more active a person is, the more energy they need
- Body size: height and weight affect the ways our body expends energy
There are even more things to consider beyond these three, but the gist is that calories are our bodies’ fuel.
Importance of Burning Calories
Burning calories isn’t just about fulfilling your need to lose weight. We burn calories all the time. You are burning calories as you are sitting right now because of your basal metabolic rate: calories burned to keep the basic body functioning. These basic body functions include the following, to name a few:
- Maintaining body temperature
- Breathing
- Circulating blood
- Repairing cells and tissue
But if we’re already always burning calories, why should we still exercise to expend even more?
Men have an average basal metabolic rate of only 1,600 to 1,800 kCals a day, while women have about 1,550 kCals. If you compare that to a light snack like a donut, which has about 180-300 kCals, it’s so easy to go way beyond your daily requirement, depending on your diet.
If calories are not actively expended, there will be a surplus. This extra energy is converted to fat and stored in the body. This now is the weight gain that we have all come to dread.
Healthy Lifestyle: How Many Calories Should I Burn Everyday?
There are 2 ways to lose calories: consuming more cautiously or expending more energy. Both have important roles to play
The first method has something to do with diet. Believe it or not, diet is more significant in weight loss than exercise. The core of a healthy diet is eating various foods that are adequately proportional in calories and nutrients. WHO recommendations list the following for a healthy diet:
- Eat plenty of vegetables and fruits
- Eat less fat
- Limit intake of sugars
- Reduce salt intake
For the 2nd component, there is exercise. Physical activity, compared to diet, has a stronger effect in preventing weight gain after weight loss.
But running or cardiovascular routines are not enough to gain the full benefits of exercise. According to the CDC, each week, adults need 150 minutes of moderate-intensity physical activity and 2 days of muscle-strengthening activity.
While this may seem daunting at first, there are ways to go about physical activities that can make that 1 week requirement more feasible. Here are some routine variations:
- Moderate-Intensity Aerobic Activity + Muscle-Strengthening Activities
- Vigorous-Intensity Aerobic Activity + Muscle-Strengthening Activities
- Equivalent Mix of Aerobic Activity + Muscle-Strengthening Activities
Home Activities to Burn Calories: How much is Expended?
Let us now get into the specifics. What home activities or exercises can we do to burn calories? How much can we burn with each workout?
Light Exercise Activities That Can Be Done At Home
- Butt Kicks: Butt kicks are a high-intensity cardio workout. You can quickly burn calories within 30 minutes by doing butt kicks alone. The number of calories that butt kicks burn is about 240 to 355.5 calories in 30 minutes.
- High Knees: High knees are another high-intensity cardio workout. It also strengthens your lower body. The number of calories that high knees burn is 240 to 355.5 calories in 30 minutes.
- Mountain Climbers: Mountain climbers also double as a full-body workout, given the nature of the exercise. The number of calories that mountain climbers burn is 240 to 355.5 calories in 30 minutes.
Different Sports Activities That Can Be Done at Home
- Jumping Rope: Skipping or jumping rope entails jumping over a rope between 2 handrails. You can burn more calories when you do this activity before the main workout, burning up to 15 to 20 calories every minute.
- Aerobic Dance: Aerobic dance may be done individually or by a group, facilitated by following dance music or a guide. The calories you burn with this activity are 300-800 calories per hour of dancing.
- Static Bicycle: You can burn more calories at home by pedaling a stationary bicycle which may be a static bicycle or a modified bicycle made to stay in place. The calories you burn with this activity are around 260 at a moderate pace for 30 minutes.
Brittany Corporation: The Perfect Home Environment Fit for a Healthy Lifestyle
Practicing a healthy lifestyle cannot work without the perfect home environment. Brittany Corporation offers just some ideal places to live in prime locations.
Brittany, the premier name in luxury real estate development in the Philippines, is a subsidiary of Vista Land & Lifescapes, the largest and most successful home builder in the Philippines and pioneer in themed real estate development.
With Brittany’s Old World European and American-themed projects, Brittany creates masterpieces of upscale living for sophisticated home buyers with a taste of artful living. Here is one of their offerings in Laguna.
Brittany Sta. Rosa
Brittany Sta. Rosa is a house and lot property in the heart of Laguna. Now an exciting new destination where families can grow and experience a lush atmosphere while marveling at the beauty of nature up close. Located right at Sta. Rosa, Laguna’s educational and commercial hub, features multiple luxury homes for sale.
1) Eliot Luxury House and Lot
The Eliot Luxury House and Lot is a ready for Occupancy House for sale that is outfitted with Alexa-powered smart home technology.
Eliot is a two-story model with four bedrooms, a family room, a maid’s and driver’s room, an automatic two-car garage, six toilets and bathrooms, and one powder room for visitors. An attic may be converted into whatever type of room you want for more space. There’s a courtyard and balcony where you can take in the gorgeous natural environment surrounding the neighborhood. The Eliot model house has a very big floor space of 302 sqm and may be built on a minimum lot area of 700 sqm up to 1,500 sqm.
2) Lawrence Luxury Homes
Lawrence is a large mansion appropriate for the aristocrats and the fortunate few. Lawrence, the ultimate of luxury, is a two-story home model with an elaborate design.
Lawrence, a charming English home in Promenade, lies on top of 803 sqm of land. It has a 2-car garage, an indoor courtyard, a den/guest room on the first story, a large family room on the second floor, 3 complete bedrooms, and the master suite has its walk-in closet. This estate is directly across from a gorgeous man-made lake and the towering obelisk in front of the main entrance.
Final Words
Losing extra calories is important to live a good long life. Diet and exercise are key to this enterprise. There are different types of exercise with varying yields in calories burned. It is up to you to consistently incorporate these activities in your life context.
To live a healthy lifestyle also means living in an environment that enables you to practice what you preach. Brittany Corporation offers just that. Their luxury properties in Sta. Rosa could be the perfect place to find a home.
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The great resources of Filipinos gave birth to the popularized Kawa Hot Bath in Tibiao, Antique. As sugar factories evolved in using machines to make sugar, the old unused cauldrons that were once used to make unrefined brown sugar were turned into hot baths that are now popular tourist attractions in the province.
The intriguing idea behind the kawa bath experience is that you feel like you are being boiled alive, which makes them popular. Along with its visual representation are its therapeutic benefits, such as relieving body aches, enhancing blood circulation, calming distress, and other advantages depending on the herbal leaves infused with the warm water.
What are Kawa Hot Baths?
The Kawa Hot Bath originated from Tibiao, Antique as the locals used a human-sized, large clay wok as a big hot bathtub in the high mountains of Tibiao. This cauldron was once used in sugar factories to make muscovado (unrefined brown sugar with molasses) by hand. The locals resourced these cauldrons, making them into clean hot bathtubs overlooking the scenery of the forests and the Tibiao river.
The “kawa” is placed over big rocks while a campfire roars underneath it. The firewood used in the kawa hot bath is sourced in the area beside the Calauagan river or the Tibiao river. Dried bamboo and other dried pieces of wood are normally used. Of course, the fire is controlled and suitable for the body to handle.
Preparing a Kawa hot bath takes time, as water needs to be at the perfect, desired temperature so people won’t get scalded. The kawa is filled with spring water and some leaves with local flowers and ginger slices.
People ask how long you should stay in the Kawa Hot bath; most inns in the province allow a maximum soaking time of 45 minutes to 1 hour to enjoy and relax in the kawa hot bath. However, you can extend the time by adding a fee.
To make you feel comfortable and enjoy the warm comforts of the water, the water in the kawa is gradually heated. The most important thing to remember is to slowly ease your body into the kawa before enjoying the hot water bath. Your body temperature gradually stabilizes, and does not experience any periods of shock.
What made it popular was the bath’s herbs and flowers. Kawa baths have a huge following because of how attractive they are. Some people like to add fragrant oils to offer a spa-like feel to the environment.
The Health Benefits of Kawa Hot Bath
The Kawa hot bath is similar to the Japanese hot bath called “Ofuro” when one is usually inside a rectangular wooden hot tub. Like other hot baths, the Kawa Hot Bath is a way to help relax the body and other health benefits.
One of the main advantages of a Kawa bath is that it relieves body aches and pains. Some other benefits of the Kawa Hot Bath are that it helps improve blood circulation, moisturize your skin, lower blood pressure, help you fall asleep, and also have a relaxed mental state.
Research shows that water immersion with heat therapy (hot bath) can result in increased flow-mediated dilatation, decreased arterial stiffness, decreased blood pressure, and decreased carotid intima-media thickness. The changes in non-exercising people were greater than in those who exercise regularly.
Also, another research suggested that as the body is in a hot bath, the body induces several mechanisms like hyperthermic action.
Hyperthermic activity warms the blood in superficial veins and raises the deep body temperature through circulation. When body temperature rises, heat-sensitive neurons are stimulated, while cold-sensitive neurons are inhibited. This causes vasodilatation and induces perspiration to lower body temperature.
There will also be an increase in oxygen which increases the heart rate by 40% to 50%, which will stimulate metabolism and cause the body to rid itself of metabolic waste products thus helping with immune function.
Lastly, muscle relaxation, collagen softening in ligaments and articular capsules, and improved musculoskeletal function are all anticipated effects of hyperthermic action. This is why it also soothes muscle pain and body aches.
Another study suggested that a hot bath is an easy way to improve sleep. As the degree of core body temperature declines, there is an increased blood flow to the palms and soles, which heightens the skin temperature gradient and improves body heat dissipation.
Normally, your body naturally drops its temperature by around a degree an hour before bed, which starts your sleep cycle. The decreased body temperature in the kawa hot bath triggers your circadian rhythm (sleep cycle), which helps you sleep better.
Lastly, it can help relieve stress as it aids in lowering cortisol levels, which regulate your mood, drive, and fear. Cortisol is the body’s primary stress hormone.
The spa experience you didn’t realize you needed is indulging in a kawa bath. Give yourself a break this weekend, and soak in a hot tub if you haven’t already.
Kawa Bath Near the Metro
If you live around Metro Manila and looking for a relaxing weekend getaway, a closer Kawa Hot Bath place can be found in Brgy. San Francisco in Tagatay. La VeryOl’s Mountain View Garden has a Kawa hot bath that is both soothing and calming with a breathtaking view of the mountainside and aids in mental and emotional relaxation.
Any weary soul will experience wonderful things thanks to warm bath water, flowers, herbs, and essential oils. Also, for an additional fee, visitors can choose to use milk baths, bath salts, bath bombs, and collagen masks.
Living with the Scenery
A luxury condo in Tagaytay City is an investment. Living in a place with such a wide range of amenities as tennis courts, spas, saunas, and gyms is worthwhile. It is also close to secret spots in Tagaytay where you can enjoy their sceneries and activities. Its nearby attractions are also worth mentioning, such as Taal Lake.
A luxury condo in Tagaytay would be desirable because of its growing community, and it would pamper you and make you forget any worries. Due to its high market value, proximity to several attractions, and reputation as a family and friend-friendly destination, a luxury condo in Tagaytay is a wise investment.
A luxury real estate in Tagaytay is at Crosswinds Tagaytay. Living in Crosswinds Tagaytay puts you close enough to enjoy everything the well-liked weekend getaway has to offer, while still being sheltered from Tagaytay City’s noise and activity.
Crosswinds Tagaytay has different homes to choose from, like The Alpine Villas, The Grand Quartier, which offers luxury condos, The Swiss Quadrilles, and Custom Home Sites offer luxury house and lot properties, luxury townhomes at The Deux Pointe, and luxury lots at Laussane.
Homes in Crosswinds are highly sought-after due to their attractiveness and desirable location. The neighborhood has its gym, spa, swimming pool, and clubhouse with a function area for special occasions and those necessary moments of decompression.
As one of Tagaytay’s premier luxury residences and condominiums, Crosswinds Tagaytay offers more than this. Discovering the breathtaking Tagaytay slopes, which provide a quick retreat into the mountains south of Manila.
Within the famous Crosswinds, the neighborhood is a prime area of luxury houses for sale where living the life you deserve is both lyrical and spectacular. It offers a sanctuary of security, beauty, and peace.
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“Time spent amongst trees is never wasted time.” – Katrina Mayer
Trees are ubiquitous and present in the natural world. Present in all shapes and sizes, trees can be found in different forms, in different places. These living beings have been standing firm on the earth’s ground much longer than we have, and it is our job to ensure that they continue to do so for the next generations to come.
Why is it good to live around trees?
Everyone knows and advertises trees to combat air pollution, but there are numerous other reasons as to why these sturdy beings must be protected and planted more. There are many benefits to living surrounded by trees, but here are the top reasons why you should look into it:
1.) Trees provide clean and fresh air
Trees no doubt have a beneficial effect to our atmosphere. With air pollution rampant, especially in urban areas, a breath of fresh air can be quite rare. Trees improve the air quality of an area by a huge amount.
Everyone knows that trees play a vital role in the quality of the air we breathe by exchanging carbon dioxide into oxygen. Living near trees ensures that the air surrounding your little green spaces are much cleaner and healthier than those without.
2.) Trees boost productivity
Numerous studies have shown that trees have a positive impact on one’s mental health. They have also stated that spending time in nature helps the mind to be at ease and have better ability to focus.
Many mental health problems are caused by stress, which is why it is important to always watch and reduce one’s stress levels. In this matter, trees have also been proven to encourage people and increase one’s mood.
3.) Trees connect you with the rest of nature
The saying “between every two [pine] trees is a doorway to a new world” can be heard everywhere, and for good reason. Simply relaxing under a tree’s shade allows you to be one with your environment, breathing fresh air and getting your healthy dose of sunlight.
While a tree itself already plays a big part in making you connect with nature, it also serves as the path for other living beings. There are animals, espcially birds, who tend to frequent trees quite often. You might make unexpected friends!
4.) Trees have numerous health benefits
Trees offer many beneficial effects to human health to more than just the clean air for our respiratory system. Studies show that having more trees helps improves health perception and cardio metabolic conditions. Having a green space nearby or within the neighborhood will boost your immune systems for better health. Especially for big areas, going for a morning run or walk will lessen cases of obesity.
These benefits extend even further beyond simply physical health benefits, but also involve psychological benefits which have been proven many times by research. Especially during times like this pandemic, taking care of one’s mental health is an absolute must. Living near trees will help cause less anxiety and depression for residents living near trees.
5.) Trees are aesthetically pleasing
If you’re someone who takes pleasure in decorating and personalizing your homes and belongings, having a tree or two in your house is definitely something to be considered. Other than the many health benefits listed above, tress, when properly maintained, are very pleasing to the eyes.
Having hints of nature in your home is a great way to improve the liveliness and add color to your home by giving it some form of life. Having a tree at home or anywhere in general helps give a sense of comfort and relaxation even by just merely being in the presence of it.
6.) Trees increase the market value of a property
Due to the many reasons we’ve stated above, lots of homeowners are looking for trees when purchasing their new homes. There are so much more benefits to living near trees, which is why it is highly sought after.
The maturity of a tree usually goes up along with its increase price in property value. The tree diameter is one of the parameters that serve as a basis in determining the increased rate of the the tree to the property’s value.
What are the responsibilities of having trees?
While there are many benefits to why you should start living near trees, it is important to remember that there are also responsibilities that come along with it. Trees are also living beings; hence, they must also be taken with care.
Not to worry, we assure you that all these added tasks are simple enough and are worth doing – yo8u might even start considering it a good pastime or hobby!
It requires space
There are many types of trees which grow in different sizes and different times, so it is always very important to consider the space and type of tree. It is important to keep not if the space you currently have is sufficient and must be planned accordingly.
There is some maintenance to be done
Trees undergo their own cycles, as any living being. These include fallen leaves and/or branches which will most likely occur. Cleaning must be done in order for your green space to serve its purpose. Green areas that are not well-maintained trees are much harder on the eyes and may even cause added stress.
Trees may pose as a hazard if not properly handled
Especially when a tree reaches maturity wherein it has grown to be big, it may pose as a hazard, especially during natural disasters. This is also one of the reasons why it is important to plan out the layout of how the trees will grow long-term, so that it may not pose as a hazard even in times of disaster.
Where can I find the perfect place for my home with trees?
If you’re looking for a new place to settle in with an abundance of trees in the urban cities of Metro Manila, we’ve got you covered with these one-of-a-kind luxury lots in Daang Hari.
Forresta
A project of the award-winning and internationally known company, Brittany Corporation, Forresta Villar Land features the best luxury houses in the country. The top-notch quality of services and amenities here in luxury loots in Villar Land are simply in no ways comparable than others.
Living surrounded by trees has never been better than here in Forresta Villar Land. Learn how to take care of your wellbeing all while also taking into consideration the nature around you. With all the urban trees and street trees in every corner, you’ll forget that the urban settings due to the scenic view you’ll find yourself in every day.
Live the best version of your lives here in Forresta Villar Land. Indulge yourself in what’s known to be the peak definition of class and comfort. Luxury living will never be the same way again after experiencing Forresta.
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High-profile convicts of heinous crimes are moving to an isolated and separate facility anytime soon. The Department of Justice and Bureau of Corrections (BuCor) has finally finished drafting the implementing rules and regulations (IRR) of the law to construct a separate facility for high-level offenders of heinous crimes.
What is Republic Act No. 11928?
Republic Act No. 11928, also known as “An Act Establishing a Separate Facility for Persons Deprived of Liberty Convicted of Heinous Crimes and Appropriating Funds Therefor” or shall be known as the Separate Facility for Heinous Crimes Act, lapsed into law on July 30, 2022.
This act provides for the construction of at least three facilities for high-level offenders of heinous crimes in the Philippines, with one facility each in Luzon, Visayas, and Mindanao. The Department of Justice (DOJ), through its spokesperson Assistant Secretary Mico Clavano, said that”the facility shall be built in a suitable location away from the general population and other persons deprived of liberty (PDL) and preferably within a military establishment or an island separate from the mainland.”
The facility shall be located in a secured and isolated place to ensure that there would be no unwarranted contact or communication from outside of the penal institution. Each facility will also have separate facilities for males and females. A separate dormitory shall also be provided for the members of the LGBT Community.
What is a Heinous Crime?
Under this act, crimes are considered heinous “for being grievous, odious and hateful offenses and which, by reason of their inherent or manifest wickedness, viciousness, atrocity and perversity are repugnant and outrageous to the common standards and norms of decency and morality in a just, civilized and ordered society.”
Heinous crimes include the following:
- Treason
- Piracy in general and mutiny on the high seas and in Philippine waters
- Qualified piracy
- Qualified bribery
- Parricide
- Murder
- Infanticide
- Kidnapping and serious illegal detention
- Robbery with violence against or intimidation of persons
- Destructive arson
- Rape
- Human trafficking
- Illegal drugs trafficking
Persons convicted of these crimes shall be sentenced to death. However, this penalty was reduced to reclusion perpetual after the death penalty was abolished in 2006 by former President Gloria Macapagal-Arroyo through Republic Act No. 9346. Reclusion Perpetua provides for imprisonment of at least 20 years and one (1) day to a maximum of 40 years.
Who are Persons Deprived of Liberty Under Republic Act No. 11928?
Under Republic Act No. 11928, a person deprived of liberty (PDL) is a “person sentenced by a court to serve a term of imprisonment for an offense committed punishable under the Revised Penal Code (RPC), customs and tariff laws or other laws within the jurisdiction of the Bureau of Customs or enforceable by it, immigration laws, election laws, and other special penal laws, whether or not such person sentenced has filed an appeal.”
Who are High-Level Offenders Under Republic Act No. 11928?
High Level Offenders are persons convicted of heinous crimes and sentenced to reclusion perpetua or life imprisonment.
Republic Act No. 11928: What Can This Act Do?
New Technology
The facilities will have state-of-the-art surveillance cameras and the latest information technology and security systems that monitor the inmates 24/7. The facilities’ doors, locks, and perimeters will have “enhanced and extensive security features.” Solar, rainwater harvesting, biogas, and the like shall also be provided in the construction of the facility for self-sustainability, in compliance with Republic Act No. 10575, and other existing laws, rules, and regulations.
The DOJ said that the BuCor will ensure that the PDLs who are classified as high-level offenders shall be allowed to communicate with their legal counsels and relatives through phone calls, video calls, or correspondence, following the guidelines of the United Nations Standard Minimum Rules for the Treatment of Prisoners and other international standards.
There will also be Information and Communication Technology (ICT) infrastructures and software in the facility for the digitization of all information for the buildup, maintenance, and transmittal of all PDL records to the prison and penal farms of the BuCor and other authorized government agencies.
Clavano added that the ICT infrastructure and software system would have a maintenance plan and integration model for efficient and effective monitoring of the inmates and for easier sharing of information with various concerned government agencies.
Congestion of Prison Cells
According to BuCor’s public information head, Corrections Chief Supt. Julie May C. Taguiam, the maximum-security compound of New Bilibid Prison in Muntinlupa City, which houses convicts of heinous crimes, has 29,204 PDLs as of October 2022. The number of inmates in BuCor prisons nationwide was 50,141, and there are 3,608 heinous crime convicts in all seven BuCor prison cells and penal farms.
Once these high-profile convicts are transferred, it will decongest the facilities in these prison cells and penal farms. The transfer of high-profile convicts shall take place 30 days from the completion of the construction of the facilities.
DOJ Secretary Crispin Remulla said that he is considering Sablayan Prison and Penal Farm Reservation in Occidental Mindoro, Leyte Regional Prison in Abuyog, Leyte as some of the facilities to be set up in the Visayas region. Another facility may be put up at San Ramon Prison and Penal Farm in Zamboanga City.
Transfer of PDLs to Heinous Crimes Facilities
Section 6 of the Separate Facility for Heinous Crimes Act explains the transfer of PDLs convicted of heinous crimes to heinous crimes facilities. Their transfer shall be headed by the BuCor, and they may seek the assistance of the Department of Interior and Local Government (DILG) through the Philippine National Police (PNP), Armed Forces of the Philippines (AFP), or the Philippine Coast Guard when the means to transfer PDLs will be done through aircraft or sea vessel. The expenses for this transfer shall be charged against the budget of BuCor.
The BuCor shall ensure that the transfer of PDLs shall be done as privately as possible or with little to no exposure from public view. BuCor shall also provide proper safeguards to protect the PDLs from insult, curiosity, and publicity. This section also states that PDLs should not be subject to any form of physical hardship while they are being transferred.
Separate vehicles shall be used for male and female PDLs while they are being transferred. However, women and minors between 15 and 17 years old shall be transferred and kept in a separate building inside the heinous crime facility.
Once the transfer is fully executed, the BuCor, PNP, AFP, or PCG, as the case may be, will submit a joint report to the President of the Senate and the Speaker of the House of Representatives.
Conduct of Inspection and Random Drug Testing
Under Section 9 of the Act, there shall be an internal inspection conducted by the prison administration and an external inspection conducted by the DOJ on a regular basis to check if the facility is administered in accordance with the Constitution, this Act, and other rules and regulations to attain the objectives of the penal system.
There shall also be regular random drug testing among the PDLs, which shall be done by any forensic laboratory or by any of the drug testing laboratories accredited and monitored by the Department of Health (DOH) to safeguard the quality of test results.
Oversight Committee
The Congress shall also conduct a regular review of the implementation of and compliance with this Act to evaluate the performance of the concerned agencies. This shall be undertaken by the committees in the Senate and House of Representatives.
Be Updated with the Latest News
Brittany Corporation always makes sure to keep its clients and customers updated with current events while looking for the best luxury real estate in the Philippines.
Check Brittany Corporation‘s website to keep posted on the latest events and news happening in the Philippines.
To know more about Brittany, you may also visit our LinkedIn and Youtube accounts, or give us a call at 55-8BRITT local 0335-36. Our customer service agents will be more than glad to help you out in the search for your next home.
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As the holidays roll in, revenge spending and revenge travel will no doubt make Filipino jet-setters book flights and travel to fun and exotic destinations to spend the holidays in style. ThBut there is more to the face value of your plane ticket. What may surprise travelers is the fuel surcharge included in their plane fare. This is subject to change, depending on global fuel prices around the time you book your ticket. This surcharge will affect how much you pay for your plane ticket.
But don’t let that stop you and your family from experiencing the joys of traveling to another destination, whether locally in the Philippines or internationally. But if you want to understand fuel surcharges a little better and learn where your travel money goes, this article will guide you through it.
What is a fuel surcharge?
Airlines and the Civil Aeronautics Board (CAB) define a fuel surcharge as extra fees that airlines charge passengers in addition to the base plane fare that passengers pay for their seats on any flight. Surcharge meaning additional fees are collected by airlines to help them recover fuel costs and stem losses caused by a spike in fuel cost. As global fuel prices are subject to change, a fuel surcharge can also go up or down. How much extra fee an airline can charge is regulated by a matrix that is approved by the CAB. This matrix is heavily regulated by the government to prevent airline companies from charging an excessive sum and to help passengers avoid additional or excessive burden on their travel expenses.
How does the fuel surcharge work?
In Philippine government, a fuel surcharge follows a CAB-regulated surcharge matrix. The matrix ranges from Level 0 to 20. Lower surcharge means a lower level on the surcharge matrix.
In October, the CAB announced that fuel surcharge is at Level 9. But in November, the board lowered it to Level 8, meaning there is a reduction in surcharges which also lowers the total cost of plane fare.
How does a fuel surcharge affect airfare calculation?
Plane tickets come in a range of prices. The price charged for first class and business class tickets are more expensive than economy tickets. Aside from the usual payment, your airfare payment transactions are also composed of additional charges like excess luggage allowance for additional or excessive load, taxes, and a fuel surcharge.
As the surcharges are not a fixed amount, changes in the surcharge level affect additional charge in the airfare calculation. The CAB determines the appropriate level of fees based on a one-month average of jet fuel prices per liter. This amount will be the ceiling rate for fuel fees. The applicable fees are evaluated in the middle of the month for it to be applied in the following month, and it is announced 15 days before it takes effect.
According to the CAB, airline companies that want to impose or collect surcharges must file their application with the CAB on or before the effectivity period. When when you book airline tickets, the applicable fees on the day that you purchase tickets will be applied to your airfare.
However, there may be times when there are no surcharges. According to CAB guidelines, if the one-month price average of jet fuel is below 21Php per liter, no fuel surcharge will be collected or imposed upon payment of your plane ticket.
Is Air Travel Worth It?
Air travel is a fast and convenient way to get to your dream destinations. And who would not be mesmerized by being up close and personal with beautiful cloud formations? Traveling by plane is a worthwhile experience on its own, and it is such an enjoyable gateway to your dream vacation.
Traveling to a different country is such an enriching experience. The more you travel, the more you get exposed to world-class luxury lifestyles and different cultures. You get to see the beauty of the world around you and visit destinations that look and feel different from your hometown.
Of course, when you get home from a trip abroad, you may miss certain aspects of your trip. It may be the food, the architecture, or the overall lifestyle you observed while in a foreign country. With a Brittany luxury home, you won’t need to hop on a plane to experience world-class luxury living. Investing in a luxury home by Brittany means you get to live a lifestyle inspired by the top destinations without leaving the country.
Brittany Brings World-Class Luxury to the Philippines
With a Brittany home, you can experience a lifestyle inspired by Italy, Switzerland, England, or America without stepping foot on a plane. Brittany is a master of world-class luxury living through master-planned exclusive communities that take inspiration from the world’s most beautiful locations.
Brittany Corporation has developed several luxury communities in different areas of the country, each designed to bring a world-class luxury lifestyle to Filipinos. Attention to detail is a Brittany hallmark, and each exclusive community they develop will truly transport you to a world-class destination.
Experience the Old-World Charm of Italy at Vista Alabang
Vista Alabang is a 1,500-hectare luxury estate inspired by the beauty of Italy. A postage stamp bearing a Vista Alabang address will give you a taste of your dream Italian lifestyle. A luxury home in Portofino Heights, Portofino South, and Amore at Portofino will transport you to Italy through cobbled pathways, tree-lined streets, statue gardens, and fountains. Living here will also grant you an Italian-inspired home complete with stone wall detailing, gabled roofs, cupolas, and private interior courtyards.
Crosswinds Tagaytay Gives You a Swiss Mountain Retreat
If the Swiss Alps have stolen your heart, you can relive that scenic mountain experience at Crosswinds Tagaytay. This is Brittany’s luxury community and condominium development inspired by the majestic Swiss Alps. Crosswinds is also a pine tree estate, boosting thousands of pine trees growing within the community. Feel the stress of taxes or phone bills melt away when you invest in a Swiss mountain chalet-inspired luxury condominium unit at Alpine Villas or The Grand Quartier, the two condo developments within Crosswinds.
Promenade Takes You to the English Countryside
Fancy the quaint English countryside? Live in your own English manor at Promenade by Brittany Santa Rosa. Experience the best of the English lifestyle in an exclusive luxury community that is dotted with hedge gardens that transition smoothly into the surrounding nature. Luxury and traditional values can go hand in hand, and Promenade strikes the perfect balance.
American-Style Grandeur at Georgia Club and Augusta
Brittany Santa Rosa also brings forth the grandeur that only the American South can do. Find yourself a spacious American colonial-style home at Georgia Club and Augusta. Feel the freeing expanse of a large luxury home that you can transform as you wish. Houses with unique details like shutter windows and attic spaces will give you the perfect American-style living.
Exciting New Frontiers to Come in Bern Baguio and Forresta
Traveling to new places is always exciting, and Brittany can keep up with your wanderlust as they develop new luxury destination-themed communities. Bern Baguio is set to be another pine-tree estate, and Forresta will take you closer to nature while in a thriving central business district at Villar Land.
Brittany Can Take You Places
After booking your next plane ticket to your dream destination, invest in a world-class luxury home or luxury condo at Brittany. Take your pick from any of our themed communities in Alabang, Santa Rosa, or Tagaytay. Find out everything you need to know about luxury living by browsing the Brittany website or following us on LinkedIn and Youtube.
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Have you ever wondered how to get a tax declaration certificate in the Philippines?
If you find yourself in this situation, you’re not alone. The process of acquiring a tax declaration certificate can seem like navigating a maze. But once you know where to go, it’s pretty easy.
This guide will take you through the steps of getting your tax declaration certificate in the Philippines. You’ll learn how to get started with what documents are needed and how to acquire them. We’ll also cover some common questions about getting a tax declaration certificate answered—like whether or not you need one!
What Is A Tax Declaration Certificate?
The certificate of tax declaration is a permanent municipal record for every property owner. Tax declarations or real property tax payments are good evidence of possession of real property and can be used to establish title, but these documents do not establish title themselves.
The purpose of this document is to provide the necessary information for the administration of property taxes, land use planning, and reporting on land registration.
It contains all of the information about the properties in one place. This allows easy access to records and data needed for maintaining accurate records.
The tax declaration certificate contains information about the real estate property that is being assessed and taxed. It includes
- address of the real estate property
- the legal description of the property’s boundaries
- owner’s name and address
- value of improvements made to the property
Why Should You Get a Tax Declaration Certificate?
Tax declaration certificates are one of the most important documents that you need to have. They are used for a variety of purposes.
Many Filipinos secure tax declaration certificates because they want to apply for loans to buy house and lot properties for sale from financial institutions that require the document. Several reasons why many Filipinos secure tax declaration certificates include:
Loan Application
It may surprise you that banks use tax declaration certificates to prove your ability to repay loans. Banks need to know about your assets, liabilities, and income to make informed decisions about whom to lend their money to.
The TDC acts as proof of your name and address so lenders can verify that you are asking for the loan if you are planning to buy a house and lot for sale or a condominium in Baguio.
Government Requirements
You may need to secure your tax declaration certificate when a government agency requires the document, such as when applying for a land transfer. If you are also planning to sell or buy a property, you first need to get a tax declaration certificate from your local government office. This document will inform you whether or not you have unpaid taxes, and it will give details about other properties owned by your name and if there are any tax liens against them.
Tax declaration certificates are often used for legal purposes. This is because they are legally binding and can be used as evidence in a court of law.
Visa Application
A tax declaration for real property is not part of visa application requirements, but it is needed for a number of reasons.
Most countries require valid proof of assets, including your luxury houses in the Philippines or luxury condominiums, as part of their visa application process. This document is used to verify your income and assets and ensure that you can support yourself while in the country. Some countries require it to ensure that non-residents do not overstay their visas, which can result in fines or deportation.
Land Assessment or Improvement
The tax declaration certificate is a form that can be submitted to the tax office for use in land assessment or improvement. It shows that you have the right to build on your property, whether in an urban or rural area. It also shows that there are no restrictions on building on the property.
The Process of Getting a Tax Declaration Certificate
The process of getting a tax declaration certificate in the country is more relaxed than it used to be. It can be done easily with the help of a local government office, but there are still some requirements you will have to fulfill.
Who Can Request For A Tax Declaration Copy?
Tax declaration documents can be requested by any person, natural or juridical, who owns real property within the jurisdiction of a municipality where their property is located.
A natural person is a living person who is not an artificial person. The term “natural person” can also describe a human being or any living being that is not a legal entity. In comparison, a juridical person is an entity created by law and recognized by the legal system, such as the Brittany Corporation. The term is often used to refer to corporations and other business organizations. Still, it can also be used for different types of entities, such as partnerships, trusts, and estates.
The Process of Securing a Tax Declaration Certificate?
When you get your tax declaration certificate, you have to have the necessary legal documents. These documents are required to obtain one. The question is, how do I get a tax declaration certificate?
Start with the following requirements:
- Court Order or DENR Certification on the status of the land (Disposable or Alienable). Alienable and Disposable Lands are lands that have been declared as not needed for forest, mineral, or national park purposes. These lands are considered available to the general public and can be bought and sold by individuals.
- Form V37 or Technical description of a lot. If this document is unavailable, go to the Department of Environment and Natural Resources (DENR) and request a certified copy of the approved survey plan and the area of the lot.
- If the second requirement is unavailable, consult a LICENSED GEODETIC ENGINEER who will do the survey, prepare a survey plan and technical description, and bring this to DENR or Land Registration Authority (LRA) for approval.
- A Sworn statement of the property’s true and correct fair market value.
- Verification or inspection report of the city assessor
- Cedula of requestor
Issuance of Certified True Copy of Tax Declaration
You may visit the Municipal Assessor’s Office to request a true certified copy of your tax declaration and pay the fee. Here are the steps in the issuance of Tax Declaration:
Step 1: Submission of Requirements. You will need to submit the requirements below in the Municipal Assessor’s office where your property is located.
- Photocopy of Title/ Tax declaration
- Official Receipt of the full payment of realty tax for the current year
- Authorization letter if applying through a representative
- Valid government IDs of owner and representatives.
Step 2: Request for the Order of Payment . This process will take a few minutes and shall take place in the Municipal Assessor’s office, where an officer will assess how much you will pay.
Step 3: Payment and Present Official Receipt. The required payment costs 120 pesos and should be paid to the Revenue Collection officer.
Step 4: Receive the Certified True Copy of the Tax Declaration
As a citizen or resident of the Philippines, you need to keep your tax declaration certificate safe and secure so that it can’t be tampered with by any parties who may have access to it. You should also take precautions when storing your certificate so that no one else can see or use it for their benefit.
Final Thoughts
In conclusion, getting a tax declaration certificate is not at all a difficult task. You need to be patient and follow the proper procedures to complete your task. If you know the process, it will be easy for you to get a tax declaration certificate. But if you don’t need to learn how to proceed and what documents to present, you can seek help from local government officers or other professionals who can assist in processing your request.
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Baguio City has earned the to be the “Summer Capital of the Philippines” despite of not having any beaches and water sports. And do not forget the cold weather that Baguio City offer, Baguio is one of the few places in the country where cold temperature persists all year round. And a lot of local and foreign tourists visit Baguio to enjoy its weather and temperature.
Continue reading about the Top 10 Things You Should Know About Baguio
When is the Rainy Season in Baguio?
Baguio Weather
Baguio has two seasons – wet season and dry season. The region’s annual precipitation occurs and rainy months starts at May and last until the month of October, and August is the rainiest month of the year. While the dry months are from December to March.
In particular, it is not sunny in Baguio, it is a little cloudy on most of the time. Though the sky turns cloudier during the rainy season.
Baguio Temperature
Unlike the other places in the country, Baguio’s temperature does not even reach 30° Celsius. During April, the hottest temperature is only at 25°. And in contrary, January is the coolest month of the year, and it drops as low as 12°.
Things to do in Baguio during Rainy Season?
In Baguio, the rainy season starts early. Aside from enjoying the cold temperature and the fog that we’ve been seeing, there are still a lot of things to do in Baguio even on a rainy season.
Don’t cancel your Baguio plans just yet just because you cant go or do anything because of the rain. And aside from going to the city center and go to places like Baguio Cathedral, Camp John Hay, Wright Park, Botanical garden, Session road, you can still enjoy with a lot of things to do when the rains start falling.
Visit Coffee Shops
Baguio is also popular for its coffee culture. And one of the best way to enjoy the fog, the cold breeze, and the sound of the rain showers is with a cup of coffee and a good company. Visit baguio ‘s coffee shops where you can be cozy and catch up with the people you’re with over a cup of coffee.
Baguio City is known for its Benguet Coffee or Benguet Arabica that is locally grown at Cordillera region. It is also one of the main crops of the farmers in Benguet province.
Here are some coffee shops in Baguio that you can try and visit to satisfy your caffeine cravings and your senses as well.
Try Different Soups
During the rainy season, there is nothing even more perfect than having a bowl of soup. There is a lot of places in Baguio that serves and offers a good soup.
Go on a Staycation
Other things you can do in Baguio is staycation of you just want to chill, take a rest, and relax with your self or with friends and family, you can enjoy the services and amenities of the place you are staying in. You can also enjoy the panoramic view of the town if you are staying in with a balcony.
Here are some places you can stay when you visit the City of Pines.
Visit Museum, Art Exhibits, and Local Shops
Baguio City is by far the only UNESCO Creative City in the Philippines. You can visit museums and art exhibits in Baguio to know and learn more about its history and culture. You can visit the Baguio Museum and other museums and art exhibits.
You can also visit the local shops of artists that sells their handicrafts such as wood carving, paintings, accessories, bags, home decorations, and more. Let us support local!
Enjoy Indoor Activities
If you want to stay indoors and do fun activities, there are places in Baguio that offers indoor activities like places for book lovers or film enthusiasts, and a place where you can play sports that you and your kids will surely enjoy.
Here are some indoor activities that you can try while you are in Baguio.
Enjoy the Cuddle Weather at Home
People come to Baguio to enjoy the cold temperature. You can always enjoy and stay in for a cuddle weather if you are the one who does not enjoy going out during the rainy days. Baguio is also the Honeymoon Capital after all.
Grab a Beer
You can grab a beer at Baguio Craft Brewery that offers a huge selection of draft beer, with 21 craft beers on tap. The pub is also known for their friendly staff and its amazing atmosphere.
How do you enjoy Rainy Weather?
What do you do when it is raining? Instead of drowning yourself on boredom, find something to do inside or go outside to enjoy the rain!
Cook something
During a rainy day, cooking is one of the best way to keep yourself busy. You can cook any comfort food, try any new dishes, and cook a family recipe. And the best part here is ending up with a tasty outcome that everyone will enjoy.
Read a book
You can spend the rainy day with a good book to read. And reading is a great way to go on an adventure without leaving your home. No matter what your interests, there is a book for you.
Clean your house
Cleaning is something people always promise to do but because of the bust lives, people tend to ignore it. You can clean and organize the parts of your house that need to be done and that really need maintenance.
Have a movie marathon
Host a movie marathon with your friends and family. You can opt for classics that everyone haven’t seen yet, or new releases, or you can even rewatch your favorite movie.
Enjoy the rain
You can sit out on a porch or on a balcony with a mug of hot chocolate, coffee, or tea while listening to the sound of rain and while watching as it falls. And you can take the time to rest and relax, and just focus on the weather instead of life.
When will you visit Baguio?
Baguio is a highly urbanized city and it is known for its cool weather, pine trees, and fresh produce. However, the city is also home to a thriving real estate industry. Due to its location in the Cordillera Mountains, Baguio has attracted developers who are looking to build luxury homes and resorts.
In recent years, there has been a boom in construction, with new developments all over the city. As a result, the real estate market in Baguio is incredibly competitive.
However, this boom has also driven up prices, making it difficult for many local residents to afford a home in the city. Despite these challenges, Baguio remains an attractive destination for those looking to invest in property.
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Baguio City is known as the Summer Capital of the Philippines and for good reasons, it is also known as the Prime tourist destinations in the Northern Luzon. And many tourists visit the City of Pines regardless the season and throughout the year because Baguio City caters a lot of vibes, tourist spots, and activities that leave tourists and even locals wanting more.
And do not forget the cold weather that Baguio City offer because of its surrounding hills that is located in the mountains of the Cordillera Region that has cool temperature and cool breeze than any part of the country.
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What Baguio is Famous for And Its Notable Places
Notable Places in Baguio #1: The Lion’s Head
The iconic Lion’s Head statue could be found in the Kennon Road of the City of Pines. Tourists often stop by at the statue to capture photos. And there are also souvenir shops just beside the statue where tourists can purchase different pasalubong,
Notable Places in Baguio #2: The Cold Weather
Of course, Baguio is also famous for its cold weather. And if you are planning to visit Baguio City, do not forget to bring something to keep you warm during the colder days.
Notable Places in Baguio #3: Anything Strawberry-related
Baguio City has become the place on top of mind when it comes to strawberries. And wherever you go, there are a lot of stalls and stores where you can buy strawberries and strawberry goodies such as strawberry jam, strawberry taho, strawberry cake, strawberry ice cream, and even strawberry sinigang!
And aside from strawberry-related goodies, there are also strawberry-related crafts that you can buy such as strawberry key chains and ref magnets, strawberry knitted bags, strawberry sculpture, and a whole lot more! You can also visit the Strawberry farm at La Trinidad.
Notable Places in Baguio #4: Baguio’s Panagbenga Festival
Panagbenga Festival is one of the best and well-known festival that is celebrated in Baguio City. Panagbenga is a Kankanaey term that means “a season for blossoming or a time for flowering”. And during the celebration, different activities such as grand street and float parade, and session road in bloom have become a major part of the entire festivity.
Notable Places And Tourist Spots In Baguio
Of course, Baguio is also known for its list of tourist spots it has to cater you. Just at Baguio City center, there are numerous of places you can visit such as the Baguio museum, Baguio Cathedral, Baguio Market, and a whole lot more!
Haunted Places
Baguio is also known for its haunted places that surrounds it and a lot of scary stories. Some of the haunted places to visit in the City are the White House, Teacher’s camp, Diplomat Hotel, and more.
Ukay-Ukay
Ukay-ukay is well known in Baguio where you can find a lot of good items from bags, shoes, clothes, and a lot more which is very much affordable and would fall with your allotted budget.
Fresh Vegetables
Baguio is a place where you can see lush vegetation at benguet province and purchase fresh vegetables whether it be for your kitchen and for your own consumption or for pasalubong. And you may find fresh vegetables at Baguio public market.
Best Places to Visit at Baguio City
If you are planning to go to Baguio, here’s a list of the top Baguio tourist spots and best place in Baguio to tick off your bucket list. And when visiting the destinations, always make sure to preserve its beauty by respecting the place and the local government so other people may still enjoy it.
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Burnham Park
Burnham Park is named after Daniel Burnham, an american architect of Baguio. It is one of the most known park in Baguio that has a beautiful view and offers a lot of outdoor activities such as biking, boating, walking, and skating. You can also find the Rose garden which is a new attraction at Burnham Park.
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Mines View Park
You can buy a lot of Pasalubong at Mines View Park, but it is more than just that. The observation deck at Mines View Park is a perfect location to watch the sunrise over the mountains of the Cordillera.
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Good Shepherd Convent
This is where you can buy the ever famous Good Shepherd delicacies and take home with you such as the Strawberry and Ube Jam, Snowballs, Alfajor, and more other goodies. And by doing so, you also help the convent achieve its advocacy to sustain the education of the underprivileged students.
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Wright Park
It is named after Luke Wright, a Philippines’ then Governor-General. The park is divided into two parts, the upper part is where you can find the Pool of Pines reflection pool, and the lower part is where you can go horseback riding.
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The Mansion
The Mansion is the home of the Philippine President whenever it pays a visit to Baguio City, You can take photos and get a glimpse of the Mansion’s facade.
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Camp John Hay
Camp John Hay is a former American base but now a home to several tourist spots like Butterfly Sanctuary, Bell Amphitheater and Bell Church, Cemetery of Negativism, Historical Core, and Picnic area.
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Forest Bathing Trail
It is also known as the yellow trail and through Camp John Hay’s Forest Bathing trail, you can recharge and reconnect with nature, and the trek will rejuvenate your mind and body.
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Philippine Military Academy (PMA)
The Philippine Military Academy is the training ground for the country’s soldiers and military officers. And some of the areas in the academy have been opened to the public.
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Pine Trees of the World
You can walk among the pine trees at the Pine Trees of the World in Baguio City. Even with the city’s busy streets, it is truly a place of respite away from the hustle of Baguio.
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Botanical Garden
From colorful variants of flowers, it showcases some attractions that a lot of people will enjoy. You can also explore the Japanese tunnel and learn more about the sister cities of Baguio.
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Lourdes Grotto
The Lourdes Grotto is also known and famous for its stairs that leads up to the grotto which may be a physically challenging yet a spiritually rewarding experience.
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Heritage Hill and Nature Park (Diplomat Hotel)
The Diplomat Hotel which is the Heritage Hill and Nature Park now is one of the popular tourist attraction and is said to be haunted because of its dark past and grim history but it is now a home to Baguio City’s artists and creatives and where some of the creative festivals were also held.
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Tam Awan Village
The Tam Awan Village is one of the tourist spots and also a home to a local artists in Baguio. And it also serves as a venue for cultural and art activities to enhance the public’s appreciation for culture and beauty. And couples steps outside the village, you can dine at the Farmer’s daughter restaurant that serves an authentic cordilleran cusine.
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Igorot Stone Kingdom
The Igorot Village is the newest and fastest-growing tourist spot in Baguio City. It is based on the legend of Sab-angan, which is an Igorot kingdom that existed a thousand years back.
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Session Road
On weekdays, it is a busy Central Business District, and on Sundays, it turns into a central hub for locals and tourists to enjoy different activities.
Why Baguio is the Most Visited Place?
One of the top tourist destinations in the Philippines for both local and international tourists is Baguio. And the Summer Capital of the Philippines has a lot to offer you to enjoy your summer retreat or even on a rainy season. It will never run out of things to do, places to visit and explore, food to eat, and lessons to learn. Over the years, the tourist spots in Baguio grew in number. And aside from the chilly weather and scenery, you can also witness a wide variety of their historical and cultural attractions.
When will you visit Baguio?
Baguio is known for its cool weather, pine trees, Baguio tourist spots, serene atmosphere, and fresh produce. However, the city is also home to a thriving real estate industry because it is a highly urbanized city. Due to its location in the Cordillera Mountains, Baguio has attracted developers who are looking to build luxury homes and resorts.
In recent years, there has been a boom in construction, with new developments all over the city. As a result, the real estate market in Baguio is incredibly competitive.
However, this boom has also driven up prices, making it difficult for many local residents to afford a home in the city. Despite these challenges, Baguio remains an attractive destination for those looking to invest in property.
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