When it comes to luxury lifestyles, Italian designer brands always come to mind. Italy has become a global force in the fashion industry, being home to some of the best fashion brands and luxury fashion houses in the world. Milan Fashion Week is also a highly anticipated event every year as it displays the very best of Italian style.

10 Italian Luxury Brands Worth Owning

Your luxury lifestyle will not be complete if you don’t get your hands on luxury Italian high end clothing brands, luxury sportswear, or accessories made under meticulous Italian manufacturing standards. Italian designers take designing and manufacturing clothes to the highest level of craftsmanship, making them some of the best investments you could get when it comes to clothing and accessories.

Empty Image

Just like the attention to detail fostered by these Italian brands, Brittany Corporation gives that same level of precision to their world-class luxury homes real estate, single family homes, upscale communities, and luxury condominium developments. A powerhouse in the luxury real estate industry, Brittany Corporation has designed and built some of the best houses in the Philippines. They have well-established luxury developments in Tagaytay, Alabang, and Santa Rosa, turning undeveloped property into paradise.

Brittany homes are more than just a luxury house. They allow you to live the luxury lifestyle you have always wanted to live. With each high-end residential property you invest in with Brittany, you also invest in a world-class lifestyle for you and your family. Your luxury house with Brittany will be the perfect background for you to flaunt your taste in the best Italian clothing brands.

The Best Italian Fashion Brands to Invest In

Versace

10 Italian Luxury Brands Worth Owning | Versace

The late Gianni Versace founded Versace in 1978. One of the most popular Italian luxury brands, Versace is known for its trademark head of Medusa logo. Chosen by Giani Versace himself, the logo symbolizes how people will immediately fall in love with his designs, garments, and accessories. Throughout the years, Versace has produced luxury Italian-made ready-to-wear clothing and accessories featuring a signature style of bright colors, bold patterns, and motifs from Greek mythology.

In the world of Italian clothing brands, Versace has made a name for itself as a “rock n’ roll designer” with their bold and innovative designs. Make a bold statement with Brittany living by purchasing a house and lot for sale with us and design it to your unique taste.

Emilio Pucci

10 Italian Luxury Brands Worth Owning | Emilio Pucci

Emilio Pucci was born into one of Florence’s oldest noble families. He had an illustrious career in sports and the Italian Air Force before he started his Italian fashion house on the Isle of Capri. He began designing a line of swimwear, before designing patterned silk scarves. He became known for his unique textile blends and distinct style of print, which to this day is called “Pucci prints” when referenced in pop culture.

This is one of the most sought-after Italian luxury brands, and Marilyn Monroe was one of the brand’s most famous patrons. She was photographed in an Emilio Pucci dress for her last publicized photos, and she was even interred in one of this fashion house’s dresses in her death.

Roberto Cavalli

10 Italian Luxury Brands Worth Owning | Roberto Cavalli

Italian luxury brands and fashion houses all have their unique identifier, and for Roberto Cavalli, it is the vibrant animal patterns printed onto their fabrics. Using innovative fabric printing techniques, Roberto Cavalli creates beautiful and unique knit dresses, red carpet-worthy gowns, stunning jackets, luxury jeans with gold stitching, and accessories.

Quee of Cavalli chairs

Today, this Italian fashion house has branched outside of luxury clothing and now offers watches, fragrances, accessories, and a range of luxury decor and home pieces under the label RC Home. Brittany homes should be the epitome of style, and you can do that by adding Italian brands and designer pieces to your home decor. Your luxury house reflects your style, and Brittany living is all about celebrating luxury and elegance.

Missoni

10 Italian Luxury Brands Worth Owning | Missoni

Missoni was founded by husband and wife Ottavio and Rosita. Their humble knitwear brand grew to become one of the most sought-after Italian luxury fashion brands. This fashion house focuses primarily on knitwear, designing garments with instantly recognizable stylistic choices.

Missoni clothes are well suited to an elevated athleisure aesthetic. Their Italian knitwear is perfect for lounging in your luxury home but is also beautiful enough to be worn to get-togethers with friends and family.

10 Italian Luxury Brands Worth Owning | Missoni Homes

Alongside its core collections, the brand also launched a line of home goods like rugs, furniture, linens, and luxury lighting. Missoni furniture would look at home with your Italian-inspired luxury house at Vista Alabang, a luxury community developed by Brittany. A high-end residential property in this enclave will definitely give you a taste of Italian elegance.

Bottega Veneta

10 Italian Luxury Brands Worth Owning | Bottega Veneta

Founded in 1966, this is one of the Italian fashion houses that has experienced a resurgence in popularity in the last few years. The brand promotes a subtle and understated aesthetic for their luxury leather goods like bags and shoes with minimal branding. This makes them one of the few Italian luxury brands not to rely on logos or loud prints to make their products stand out. Instead, they focus on creating high-quality minimalist pieces that are the epitome of elegance and taste. You would recognize a Bottega Veneta bag anywhere with its intreciatto weaving.

 

Understated luxury also has its place in Brittany living. Houses in the Philippines that are part of the luxury real estate investments market all have an elegance to them, made possible through impeccable design, high-quality materials, and expert craftsmanship. Treat a house and lot for sale like you would treat your Italian designer brands: look for quality and beauty in all of its aspects.

Giorgio Armani

10 Italian Luxury Brands Worth Owning | Giorgio Armani

Armani is one of the powerhouses of Italian luxury brands. Established in 1975 by Giorgio Armani and Sergio Galeotti, this Italian fashion house focused on crisp, clean design, paying particular attention to classic tailoring in every piece of clothing they made. The luxury brand gained immense popularity through television shows like Miami Vice, and films like The Godfather. Armani designs and manufactures haute couture, ready-to-wear clothing, leather goods, shoes, watches, eyewear, accessories, and home goods under various sub-brands such as Armani Exchange, Emporio Armani, and Armani Jeans.

Aside from fashion, the Armani brand has branched out to the lifestyle industry as well. They have a line of luxury restaurants and hotels in various cities across the world. Brittany can also give you a luxury vacation experience at Crosswinds Tagaytay, the only Swiss-themed mountain resort in the country. You can also look into the extremely tasteful luxury homes real estate market in the area and check a luxury condominium unit available at Alpine Villas or Grand Quartier.

Grand Quartier At Crosswinds Tagaytay

Prada

10 Italian Luxury Brands Worth Owning | Prada

Prada is perhaps one of the most well-known Italian luxury brands. It was established in 1913 by Mario Prada and was originally called Fratelli Prada. The brand started out by selling imported leather goods. It remained a family business, with Mario’s daughter Luisa succeeding him as the leader of this fashion house, and with Luisa’s daughter Miuccia following the family tradition.

Under Miuccia, Prada began designing and producing a luxury handbag line, which was soon followed by luxury footwear and luxury women’s clothing. Build a beautiful walk-in wardrobe to display all your favorite Italian designer clothing in your Brittany high-end residential property. Luxury real estate gives you the freedom to create a space for all of your interests, designer clothing or otherwise. Trust in Brittany, the best in the real estate industry.

Miu Miu

 

10 Italian Luxury Brands Worth Owning | Miu Miu

Miu Miu is actually a subsidiary of Prada, which is led by Muccia Prada. This line of luxury womenswear is inspired by Muccia’s personal style and fascinating clothing, which is more playful, experimental, and modern compared to the traditional and classic lines favored by its parent company Prada.

Miu Miu is more accessible to the modern woman, and to younger girls because the fashion house is unafraid to play with a fresh perspective on traditional feminine style. They create clothing that is effortlessly cool and fresh.

Valentino

10 Italian Luxury Brands Worth Owning | Valentino

Valentino is another one of the Italian luxury brands of note. This fashion house was established in 1960 by Valentino Garavani, focusing on designing and producing haute couture that combines innovation and tradition. Valentino became known for his vivid red dresses, a signature color that many in the fashion industry refer to as “Valentino red.”

Soon, Valentino expanded his fashion empire and started producing luxury ready-to-wear apparel for men and women, shoes, bags, and accessories. In 2021, Valentino also launched a fragrance and makeup line under the name Valentino Beauty.

Bvlgari

10 Italian Luxury Brands Worth Owning | Bvlgari

If you are a collector of high-end jewelry and timepieces, then Bvlgari is definitely on your radar. This is one of the more famous Italian Luxury Brands that focus on jewelry, watches, bags, and accessories rather than clothing. In the beginning, the brand founder Sotirios Voulgaris was inspired by Parisian design trends, with early designs echoing art deco features and geometric diamond motifs. When his sons Giorgio and Constantino took over, they began incorporating precious stones and colorful jewels into their designs, making it a characteristic element of Bvlgari to this day.

Spice Up Your Home With A Collection of Italian Designer Pieces

10 Italian Luxury Brands Worth Owning | Insiide Your Luxury Home

Italian designer fashion brands are an investment in yourself, much like luxury homes real estate. It signifies a focus on quality, craftsmanship, and detail. Brittany homes have created the best luxury houses in the Philippines, with a reputation for luxury that has only grown throughout the years. With each luxury condominium and house and lot for sale, Brittany has brought an elevated lifestyle to more and more families.

Image of green spaces within the Southern American-Inspired community can be seen in the Philippines

Learn more about Brittany Corporation and our luxury property listings by browsing our website. You can also follow us on Youtube and LinkedIn for more news and information.

Real estate professionals are welcome to grow your careers and business with us! Head over to our Seller’s Portal and join the Brittany family today!

The Covid-19 pandemic made marketers realize the importance of human connection in creating marketing strategies. As human contact remained limited back in the early stages of the pandemic, businesses in many industries—luxury real estate developments included—struggled to build solid relationships, foster trust, and earn loyalty to their consumers.

Photo of camera crew filming a homeowner standing on her balcony.

A challenge that compelled not just the real estate industry, but also a huge part of the business-to-consumer industry, to fully embrace digital marketing. And at the forefront of this shift is a powerful marketing tool: real estate videos.

Ahead is what you need to know about leveraging the power of  real estate video marketing in attracting prospective buyers and boosting sales.

Real Estate Video Marketing: Why You Need It and How to Use it for Selling Luxury Properties

Done right, real estate videos can promote a real estate property to the right potential clients and build customer trust even without meeting them right away. But how exactly can you as a real estate professional from Brittany Corporation use real estate videos to stand out from the competitive industry? Here are some of the best practices you must try.

person taking picture of temple

Your Real Estate Video Should Put the Spotlight to Luxury Properties

Visuals are one of the most important factors that can influence a client’s buying process. That said, putting the spotlight on your product, which are luxury homes, is vital. Traditionally, real estate agents can do this by hosting open houses or a house tour. But with the metric rise of online shopping, you need to meet potential clients on where they are—online.

How to Use Video in Your Real Estate Business

Real estate videos that showcase a property’s best features, like its architectural design, interiors, amenities, and number of bedrooms allow prospective clients online to virtually inspect luxury homes that they are interested in from the comfort of their screens.

Although traditional real estate listings and images can do this too, real estate videos are more effective because they make the experience more attention-grabbing and immersive. For instance, you can play with different camera angles, like using aerial shots to present a property’s exterior and lot area . A good real estate video shows the unique details of a home as well. For instance, when showcasing the beautiful homes of Portofino Heights by Brittany Corporation, think of walk-throughs of the grand staircases and aisles or slow-motion shots of distinct wall accents, cobbled roofs, and other unique details.

Your Real Estate Video Should Sell Not Only Luxury Homes, But Also the Experience

The best real estate videos have emotional appeal. Every real estate agent knows that potential buyers are not just looking for a house—they are also in for the experience and overall quality of life that comes with their dream homes. That said, adding a personal touch to real estate marketing videos makes your listing memorable.

It helps your potential clients imagine their lives inside the luxury properties in your real estate listings. You can do this by making videos that capture positive emotions like joy, satisfaction, and love. Put clips that your target audience can relate to.

Your Real Estate Video Should Sell Not Only Luxury Homes, But Also the Experience

For instance, when promoting family homes, playing on family-centered themes could be an attention-grabber. Think of including shots of people laughing and bonding together in their new home. Your video content can also include an immersive neighborhood tour featuring locals enjoying a walk near the residential area you are promoting, or a person enjoying the breathtaking hillside-view from his luxury condo in Tagaytay.

The point is a great real estate video does not solely focus on promoting a house or a real estate agency. Appealing to the emotions of your prospective clients humanizes your brand, which makes it easier for them to relate to you and trust your products and services.

Your Real Estate Video Should Establish Yourself as an Expert in the Real Estate Market

When dealing with purchases as monumental real estate properties, potential buyers—especially new clients—will only work with someone they trust. But building a strong foundation of trust with a prospective buyer does not happen overnight.

The beauty of real estate marketing videos is it gives you the flexibility to creatively showcase not only the product you offer, but also the expertise you have as a real estate agent under Brittany Corporation. Educational real estate videos and similar video types are prime examples for this.

For instance, you can start by making an introduction video to introduce yourself and what you can offer, especially to your new audiences. Then, build your credibility by filming a short video that covers relevant topics, such as home-buying guide for first-time investors, discussing real estate contracts, how to finance real estate investment with cash or lenders, staying up to date with real estate market trends and so much more.

You can also play around the idea of allowing your audience to peek in “A day in the life of a real estate professional in Brittany Corporation.” When creating educational real estate videos, remember this one thing: they should always offer valuable information to your audience.

Your Real Estate Video Should Reach Your Audience

The main purpose of making a real estate video is to tap a large potential client base on digital spaces that traditional real estate marketing cannot reach. That means the process does not end when a brand is done creating their own real estate videos. They should put the content on the right platforms—and social media is the perfect example.

Consumers have been increasingly reliant on social media when researching a product or service. For example, the number of searches for tutorial YouTube videos—specifically “how-to” YouTube video content—are skyrocketing. Take advantage of this consumer pattern by framing your real estate video content with the same moniker (e.g. How to Invest on The Best Luxury Homes in Tagaytay). Be consistent by adding relevant niche topics to the company’s official YouTube channel.

On top of adding YouTube videos on their marketing efforts, real estate businesses should disseminate high-quality video content on their official website, newsletters, and other social media channels like Facebook, LinkedIn, and Twitter to stay top of mind and engage with their audiences.

Types of Real Estate Videos to Boost Your Marketing Strategy as a Real Estate Agent

Photo of a living room interior with a beige theme.

Another great thing about real estate video marketing—aside from its efficacy—is versatility. You can play around different genres of real estate video that would suit your target market. To get started, here are the most popular types of real estate videos you can create to pull new leads and promote your real estate brand.

Listing Videos

Property listing videos are the most essential type of real estate videos for sellers. Presenting the luxury real estate properties you offer in an immersive way through video is a great strategy to stand out in the sea of listings online. That said, you do not have to limit your listing content to a slideshow of photos or chunks of text.

Listing Videos

Create captivating listing videos that showcase a property in a high-production level, highlighting its best features, accents, and amenities. Play with natural light, set lights, and music to fit the mood and opulence that your brand evokes. Property listing videos are essentially an open house tour in video format.

Virtual Tours or Video Tour

In luxury real estate, location is king. Affluent buyers highly consider a property’s location and surrounding areas when making a purchase decision. That said, selling a home’s best features should come hand-in-hand with highlighting its neighborhood and environment. Do this by filming virtual tours or a neighborhood video tour that shows the beauty and leisure that a certain neighborhood has to offer.

man in black crew neck t-shirt and black sunglasses sitting on boat during daytime

For instance, buying luxury homes in Tagaytay, particularly in Crosswinds Tagaytay, comes with the privilege of enjoying the area’s breathtaking hillside views, popular tourist spots, local restaurants, nature parks, and so much more.

Testimonial Real Estate Videos or Client Testimonials

Nothing builds brand credibility, trust, and customer loyalty more convincing than the good ‘ol word of mouth. That is why a video testimonial is an important real estate video to have on your arsenal. For the unversed, client testimonial videos feature honest commentaries and recommendations directly from past clients about the positive experience they got from a product or service.

white and blue glass walled high rise building

Leverage the power of this free publicity by interviewing your happy former clients and loyal customers for a testimonial video. Ask them to share their best experience with you as their real estate agent, and the overall value they got from the luxury homes they bought.

An impactful testimonial video is a powerful marketing tool for a real estate business (or any business in general) because they are authentic, credible, and often heartfelt. By turning your loyal customers to brand advocates, client testimonial videos are strong motivators in converting new leads to buyers.

Other Real Estate Videos

Nothing pique buyers interest more than variety and novelty. That said, add more layers to your digital marketing presence by creating unique and refreshing real estate videos for your diverse market. These include:

No matter your choice, always invest in good production to remain consistent with your brand’s top-notch video quality and high-end branding.

The Key Takeaway: Real Estate Videos are No Longer Just a “Nice-to-Have” but a “Must-Have” in the Real Estate Industry

The ability to adapt to market changes is a crucial skill for every real estate agent. The industry’s landscape is ever-changing—and the only way to thrive is by learning to go with its flow. There is no denying that human connection remains superior when it comes to building consumer trust, connection, and loyalty. However, the numbers behind the efficacy of video marketing in doing the same prove one thing: it is here to stay.

You may have been thinking of getting your dream house, after all these years. After mulling it over for months and discussing it with your family, you have decided that it is finally time. You have a great idea of what the house and lot looks like, and you have even decided where your room will be. After all the fun parts of thinking about your would-be residential house, you are faced with the most important part: the financing of your dream home.

How to Verify a Real Estate Listing Lawrence Luxury Home

A luxury house with all the rooms that you can possibly want will not exactly be cheap, but the good news is that you do not have to shoulder all the expenses all at once. You do not have to acquire a huge debt or work three jobs. For people who are planning to get houses in the Philippines, a home loan is their best friend.

A housing loan can help borrowers with the bill to the house and lot for sale they want. That said, not everyone gets approved for housing loan. This may come as a heartbreak to people who already have a luxury property Philippines in mind, but just cannot avail it because they cannot make the payment without a loan. In this article, getting pre-approved for a home loan will be discussed in detail.

Just a disclaimer, though, getting pre-approved for a home loan is not the same as actually getting approved. The process of pre-approval simply lets the loan officer review your finances and credit score, before telling you about how much you can actually borrow for your dream home.

Why get pre-approved?

The pre-approval process may seem unnecessary, if it does not mean that you can actually borrow money afterwards, but it is highly important for borrowers. There are a few reasons for this.

A Guide To Getting Pre-Approved For A Home Loan | Brittany Getting pre-approved will give you an edge over other borrowers. Photo from DNA India

First, if for example you are planning on getting a loan from Bangko Sentral ng Pilipinas (BSP), getting pre-approved will tell them that you have a strong intent on making a purchase with your loan. This gives you an edge over the other borrowers who are applying for loans from the same bank. The same applies with the seller of the luxury real estate. They prefer a serious buyer, so getting pre-approved might make them more open to negotiations.

Second, since you will be told around how much the loan amount will be after getting pre-approved, this will set your expectations as to which houses in the Philippines you can actually afford. This gives you an idea whether you can actually get luxury real estate with the amount, or how big the luxury house will be, among other things. This helps narrow down your choices and get you started with choosing.

With this, you can start planning money-related stuff, like huge expenses, your employment, and your business, if you have one. If the loan amount is not big enough, for example, then you can perhaps cancel an international trip you have been planning. You can also think of asking for a promotion, or ask for more tasks in the workplace, anything to get you a higher salary.

Another important upside to getting pre-approved is that the approval process for your home loan will be faster. This is because pre-approval will require you to submit some necessary documents, which will then be viewed by the the lender themselves.

Required documents

Valid ID

Now, on to the documents that you have to prepare in getting pre-approved. First will be a valid ID. Some examples of valid IDs are the passport, driver’s license, national ID, etc. They should contain necessary information, including your birth date, your present and permanent addresses, and the fact that you are a Filipino citizen, among others.

Credit History

A Guide To Getting Pre-Approved For A Home Loan | Brittany Make sure you have a good credit history for a strong credit score. Photo by Creative Art

You will also have to present a report of your credit history. This will tell the lender about your credit lines and just how reliable you are with paying your bills. Make sure you pay all of your bills on time.

Bank Documents

Your bank statements will also have to be reviewed. Bring six months’ worth of statements with you, so they can evaluate how much your currently have and how you spend your money. Bring all the bank statements that you can bring, documents on your checking account, savings account, retirement account, and even your money market accounts, if you have them.

Employment Documents

They will also have to know about your employment, such as your employers (both current and previous), dates started and ended, your position held in the company, and also your monthly income. Among the things that you have to bring are your pay stubs or pay slips, certificate of employment, and other income documents.

The required documents may vary depending on the borrower’s employment status. There may be more to present, for example, if the borrower is self employed or has his own business.

Tax Declaration

There also has to be a tax declaration, so bring your latest income tax returns. There are different forms for different kinds of employment, which you can check on the Bureau of Internal Revenue (BIR) website.

Application Form

It is imperative, too, that you check with the lender if they have more required documents for getting pre-approved. If you plan on getting a loan from the BSP, check out the official BSP Facebook page first for more info and inquiries. The lender may also have an application form that you may have to fill out with basic information like your social security number, loan purpose, the presence of an existing housing loan, gross monthly income, contact details, and others.

Gather the loan application form and the other required documents, and then submit them to the lender. Check with the lender on how to submit. Some of them may accept online submissions, or you may just submit the documents in person.

Getting Approved

After you submit all the necessary documents, the loan officer will then evaluate your financial situation and your credit score, by looking at your credit history, your job, your bank statements, and others.

A Guide To Getting Pre-Approved For A Home Loan | Brittany You will receive a pre-approval letter once you get pre-approved. Photo from Getty Images

If they deem you reliable enough for a loan, then they will send you a pre-approval letter. You will be informed on how much you can borrow. The letter may also include details like the selling price of the luxury house, the loan amount, the loan maturity, interest rate, payment terms, etc. How long it takes to get pre-approved depends on the lender.

Suggested Read: How Are Young Home Buyers Affording Homes?
Suggested Read: Every Investor Should Know These Real Estate Terms

Tips

By now you might be wondering how to increase your chances of getting pre-approved for a home loan for luxury property Philippines. There are things that can help increase your credit score, so you may want to prepare and do these ahead of time.

A Guide To Getting Pre-Approved For A Home Loan | Brittany Having a stable source of income is a must for getting pre-approved. Photo from Storyblocks

The first one is to have a stable job. Having a well-paying job will tell the loan officer that you have a steady source of income, so you have the capacity to actually pay the home loan for that house and lot for sale you want.

They might also look into the jobs of your family members, because they are likely to help you pay your home loan, especially if they are going to live in the same house as well. The family members should, then, be careful with their decisions regarding the next points as well, because their credit scores will also matter, especially the spouse’s.

Regarding work, you may want to ask your boss for additional tasks and salary at work, so you can raise your income, making you more trustworthy for a home loan for luxury property Philippines. Other ways include getting a part-time job or asking your family members to get a stable job.

Paying off all your debts is another important thing you should do. Having huge amounts in debts is bad for your credit score, of course. In fact, one of the reasons why people do not get preapproved is the presence of other loans that they have yet to pay for, like student loans or an existing home loan. Pay these off first before applying for another one.

Also, be careful with your credit card. Bite the urge to get new debts, so refrain from using your credit card to get another monthly subscription or to pay for unnecessary items. With these tips and ideas to keep in mind, you can have a strong credit score to get pre-approved for the house and lot for sale your family deserves.

One last thing, ask for how long the preapproval is good for, from the date of the credit report. You may have to update your credit report if you exceed the period given.

Conclusion

Buying houses in the Philippines may not exactly be a breeze for everyone, which is why home loans are there to help. Some people may think that they cannot afford a house, but if they get pre-approved, they may realize that they can afford a new home, after all. Also, some people might think that they can get luxury real estate and start planning, but they may not pass the pre-approval process and get disappointed.

In any case, getting pre-approved for a home loan will definitely help, so if you are planning to get a home loan soon, follow the tips in this article to help get you pre-approved.

One great way to be rich and to stay rich is to have a source of passive income. One can’t just expect himself to get wealthy by working a 9 to 5 job. It is essential to keep on earning money while sleeping, if one really wants to be financially secure.

Why Condos Are Smart Long Term Investments Earn money while staying at home by having a long term investment. Photo from Shutterstock

Having some passive income helps you maximize the money that you are working hard for and gives you a safety net in case something comes up at work. The pandemic taught people a lot of things, and one of them is that different industries can take unpredictable turns as the world goes through different illnesses, disasters, and other crises.

Passive income gives you more money without actually having to do more, so it is important to consider some good long term investments. There are also mutual funds, index funds, and other short term investments that pay dividends that you can definitely consider, but they can pose more risk for more investors.

One long term investment you will not go wrong with is a condo. Owning a condo will definitely generate income for the owner without him having to do much after procuring it.

There are a lot of reasons why condos are great for long term investing, and they will be discussed in this article. If you are looking for some luxury real estate, condos for sale, and luxury property Philippines, make sure to check out the Brittany Corporation website. Having a high end residential property is a smart choice for long term investors, so go get a luxury condo for sale now.

Suggested Read: Why Do Foreign Students Choose the Philippines to Study?
Suggested Read: Five Factors to Consider Before You Buy That Condo

Not a lot of maintenance required

This is one of the advantages of getting a condo as an investment. Long term investors simple have to look for nice condo units and then tenants. After that, there won’t be much work to do.

sittin people beside table inside room - Millennials prefer to invest their money in condominiums Why Condos Are Smart Long Term Investments

Repairs and maintenance of the condo unit will be handled by the condominium corporation, so you won’t have to be bothered every time something needs to be fixed. Add this to the fact that luxury real estate is built to last, then you have the perfect long term investment opportunity. You can literally sleep all day and forget about the investment, but you will still be making money. This should be a primary consideration for long term investments.

This would leave you a lot of time, then, to look for more assets to invest in. The only real work you would have to do is to look for new tenants when the current ones decide to relocate, but this will not happen often, because people who rent condos usually plan on staying for a long period. Make sure that it would be to your advantage if the tenants leave early, by making a clear and precise agreement between the owner and the tenants.

Condos are safe and secure

Condos are smart long term investments, because they are pretty secure. Unlike other types of properties, condos are not likely to get destroyed or vandalized. The presence of CCTV cameras and security guards will make sure of this.

Why Condos Are Smart Long Term Investments Condominiums remain to be a great investment with the right buyer. Luxury houses and condominiums at Crosswinds Tagaytay

When it comes to houses, only high end residential property and luxury property Philippines usually have private security guards. With condos though, they are a must, so no one should dare damage your property.

Condos are also safe against disasters, such as fires and earthquakes. Condominium companies are required to have basic fire protection, such as a fire exit and fire extinguishers that every tenant can have access to. The staff in the condominium building are also trained in dealing with calamities and have undergone drills, so everyone in the building can stay safe amidst natural disasters.

Even if the condo unit next to yours catches fire and there is no one around, smoke detectors can do their work and because of automatic sprinklers, neighboring units do not have to get burned as well. The affected unit can also easily be repaired due to these, which makes condos great long term investments. Such investments attract many investors, because of they produce income without much risk.

Another reason why condo units are safe is that general COVID-19 safety protocol are being observed round the clock. No one will have to worry about other tenants doing unsafe practices, such as not wearing masks and not practicing social distancing, because the staff will make sure that safety measures are being enforced. The responsibility of cleaning the building also falls on the condominium company, so everyone in the building can stay safe without much effort.

One example of a company that you can feel safe with is Brittany Corporation. In selling luxury real estate, they make sure that their investors, tenants, and clients are safe and satisfied, so go check out their condos for sale on their website. Their luxury condos, such as Alpine Villas and The Grand Quartier in Crosswinds, are actively managed by the company.

Suggested Read: Best time to stay in Tagaytay? Anytime.
Suggested Read: Every Investor Should Know These Real Estate Terms

Condos are affordable

Another reason to get a condo for sale as an investment is because they are not as expensive as any other investment type when it comes to properties. Long term investors should choose investments that will get them higher yields at lower costs.

Why Condos Are Smart Long Term Investments property listing alpine villas luxury studio 5

Condos are good in the short term, because they do not cost as much as house and lots and luxury property Philippines. The value of condos also went down when the pandemic came, so now is the best time to get a condo for sale. Take advantage of this investment strategy while there are market dips.

Worry not about the value of condos, though, because the value of luxury real estate is usually stable despite temporary market fluctuations, unlike stocks and bonds which pose more and higher risk to long and short term investors throughout their holding period. This investing strategy, then, is for individual investors who have a low risk tolerance.

One investment strategy with condo units is to get them while they are still pre selling. You can talk to the condominium developers directly and get units from them. At this point, prices are also negotiable. When the condominium building gets finished on the target date, you can expect the value of condo units to go up.

Since condos really are affordable, they can be rented out in relatively low prices, low enough to be attractive to people who are in it for the long haul. That is why renting a condo is a popular decision among people who plan on staying in a different city because, for example, their schools and companies are in the area.

Not everyone can afford to buy a high end residential property, but they can easily scout for condos that are within their budget range. This is why condo units beat many bonds, stocks, and other investment types as long term investments.

The need for condo units is timeless, so there will always be people who will loon into renting your property. Getting a condo sure is one of the best investment decisions that you can make, so go check out condos for sale in the Brittany Corporation website.

Amenities come with condo units

A condominium company intends to impress investors and tenants by making their units as attractive as possible. They also provide them with amenities and additional resources, such as swimming pools, functions rooms, roof decks, fitness gyms, and other things that are free to use for anyone in the building.

This would mean that investing in condos not just gives you the condo, but it also gives you access to what the building can offer. Every condo unit in the Grand Quartier in Crosswinds, for example, has a balcony, so the tenant can have a stunning view of Tagaytay every day and see the rolling landscape while getting a whiff of thousands of pine trees. If they want a more luxurious experience, they can go to The Grand Quartier III and use the swimming pool, among other amenities that The Grand Quartier has to offer.

Conclusion

There are a lot of opinions expressed about which investment strategy is the best, but one thing is clear. Investing in a condo unit is one of the long term investments that is great for your financial future. Condo units are much more reliable and pose less risk than mutual fund, bond funds, exchange traded funds, corporate bonds, and government bonds.

They are highly affordable to investors and tenants alike, and they are also safe and secure. There is no need for the condo unit owner to worry about maintenance and repairs, because condominium companies usually cover these.

If you are looking for condos for investing, go to the Brittany Corporation website and check out their beautiful condos. They have available units in The Grand Quartier and also pre selling condo units in the Alpine Villas. Also visit their official Facebook, Twitter, Instagram, and LinkedIn profiles!

Owning a condo unit is becoming popular again, now that people have been going back to schools and offices all over the country. A parent might look at condos for sale for his kid who is going to a university in the city. Young professionals might have to move out of their homes and move in to a progressive city like Taguig City for a face to face job opportunity. A businessman might think of a owning a condo a great investment and then rent it out.

Owning a condo unit in a prime location is a stable investment.

People have different reasons to get a condo, so there is no one-size-fits-all principle that buyers should follow when considering a condo for sale. There are a lot of considerations, and one of them is the RFO vs pre selling condo consideration.

RFO vs pre selling condo is what the buyer should consider after establishing things like what type of condo unit will suit the usage and the location of the condo, among others. There are a lot of cases wherein getting a unit in the pre selling stage is wiser than getting an ready for occupancy RFO unit. There are also times when RFO properties are the more practical option.

There are a lot of considerations when deciding between RFO vs pre selling condo. These will be discussed in this article, but first, pre selling condos and RFO units will be defined.

Pre Selling Unit

A pre selling property is simply a unit that does not exist just yet. A buyer will have to make the purchase before the property is completed. The pre selling phase can start as early as the planning of the building until before the property is finished.

A life that considers well being here at Alpine Villas

In simple words, buyers reserve properties even before they are finished. The payment made for pre selling condos for sale may be used to help in the development of the pre selling project. Buying pre selling properties is done directly between the buyer and the project developer.

RFO Unit

An RFO condo unit is a finished unit and as soon as all the paperwork are done, the owners can move in and use the unit. Getting an RFO property can be done between the buyer and the developer or the individual unit owner, if it was already bought.

A buyer can get an RFO unit from the developers or from the unit owner.

RFO units are available when the building is finished and ready for occupancy. In short, the key difference between RFO vs pre selling condo units is the time when the purchase is made. Basically buying a pre selling condo is done before the construction is finished, while buying an RFO condo for sale is done after it.

If you are looking for luxury property Philippines in a high end residential property, consider getting from Brittany Corporation, experts in the Philippine real estate industry. Luxury real estate is always a great investment.

Now that the basic difference between RFO vs pre selling condo units is established, it is time to talk about the advantages and disadvantages of each in every aspect.

Moving In

If you are getting a condo unit that is going to be used soon, then you should definitely go with an RFO condo unit, because the turnover can be done as soon as the payment is done. RFO units are for the most part better than pre selling units for people who just want a space for personal use, because they eliminate the waiting time and the doubts about the finished unit.

Getting an RFO condo unit is a good decision for people who have to move in soon.

Pre selling condos for sale are not for people who have to use the space soon, because they would have to wait for the construction to be finished and there are a lot of instances wherein the time frame provided by the luxury real estate developers is not followed, as the construction time may be extended. When the time comes that the unit is ready for moving in, the people who initially planned to live there may have already thought of other plans, like living somewhere else.

The Pricing

Pre selling condo units are sold at lower prices than ready for occupancy RFO condo units, because real estate developers want to close deals with clients, so they can offer discounts and promotions.

The money they generate from pre selling condo units can be used to build the units and the facilities in the condominium. Once the units are done, you can expect the prices of the units to go up and also, there can be inflexible payment terms. If all the units in a condominium building are already owned by individual unit owners, then you will have to pay even more if you are going to buy it from them.

Condos for Business

If you are planning on getting condo units that are going to be used for business, then you should consider pre selling condos first. Condo units are generally cheaper in the pre selling phase and payment terms can even be negotiable. This would mean that you can save more money than if you get RFO units.

The market value of a pre selling condo unit can go up when the construction is done.

This would also mean that you can make profit faster than if you bought an RFO condo unit. Luxury property Philippines can be very pricey, so it would be wise to get pre selling ones.

One advantage that RFO units have over pre selling ones is that you get to see the finished result before paying. You do not have to worry about the quality of the condo, because you can check and inspect it yourself. With pre selling units, you only have the plans to rely on. RFO units may be sold at a higher price, but at least you are sure where your hard earned money is going.

With Brittany Corporation, you do not have to worry about pre selling units, considering their track record in delivering luxury real estate. Getting a condo for sale from a high end residential property like Crosswinds Tagaytay is sure to be a worth it investment, because who would not want to live in a Swiss-themed community? Check out some luxury property Philippines in the Brittany Corporation website.

Another thing that entrepreneurs should keep in mind is that the market value of pre selling condos can go up once it is already done, so investing in one can pay off. One can simple buy a pre selling unit and then sell it or have it rented at a high price. For this, the buyer should consider the community the condominium building is in, the demand for condos in the area, and other things. You will not go wrong with a real estate investment.

Suggested Read: Pre-Selling vs. Ready-For-Occupancy Homes
Suggested Read: Do Pets Influence How People Choose A Home?

The Units

Choosing an RFO condo unit is simple, because the units are already finished and ready for occupancy. You just have to choose which unit seems comfortable enough to you without having to think of much else.

Photo of One Bedroom Unit Condo at Alpine Villas | luxury homes by brittany corporation

With pre selling condo units, though, a buyer can build his dream home, or his dream condo. Since the unit is not constructed yet, the buyer can have the freedom to choose things like which floor he wants the condo unit to be in, which side it is going to face, and what type of condo (studio type, bedroom unit, loft, penthouse), among other things.

With pre selling units, the owner can basically plan his dream house, because the architectural plans are still open to customization, according to the client’s preferences. This is perfect for starting families who want to have beautiful condo homes in prime locations.

Crosswinds Tagaytay: The Perfect Location for Condos

Now that the RFO vs pre selling condo debate is cleared up, you may already have an idea about which one you are going to get. Whether it’s an RFO or a pre selling condo unit, consider getting one in Crosswinds Tagaytay.

Tagaytay is a prime location for condos, because of the scenic terrain, the cool temperature, the great food, the locals, you name it. Everyone likes going to Tagaytay every now and then, so a condo in an exclusive high end residential property in Tagaytay will definitely be worth it.

Crosswinds is a Swiss-themed community that is known for thousands of pine trees, giving off an idyllic vibe and a piney scent to the atmosphere. You can relax in Crosswinds, because it is a quiet community meant for the privileged few.

If you are looking for a pre selling condo unit, then consider Alpine Villas. If you are considering getting an RFO condo unit, then The Grand Quartier is there for you. It is a complex of three buildings, where every unit is lavish and has a balcony, so you can enjoy the view every single day. The amenities, such as a swimming pool and a fitness gym, are in the third building.

Conclusion

There is no simple answer to the RFO vs pre selling condo question. It really depends on your need and how you are looking at it.

Pre selling condos are more affordable, can be customized, and are good options for people who are going to use them for business. RFO condo units are already built so you know what you are getting. They are ready for occupancy and are a good choice for personal use.

Luxury Homes For Sale: Chatelard Luxury House | RFO
Luxury Homes For Sale: Lucerne Luxury House | RFO

Now that people have already adjusted to the new normal, the demand for condos is going up. People have been getting condo units for themselves, for their families, or even for their businesses. Condo owners have different reasons for owning a condo unit.

Not all condos are made equally. Whatever your reason is for having one, there is a specific type of condominium that will suit you better than other condominium units will. In this article, different types of condos will be discussed and what each of them is good for you.

Their features and advantages will also be discussed, so if you are planning to get a condo anytime soon, then this blog can definitely help you decide on the types of condo that you should consider.

Studio Type

A studio type condominium unit offers a space where everything — the living room, kitchen, dining area, and bedroom — are organized in just one big room. The integrated bathroom and the balcony, if there is one, are separated but there are no partitions in between the other rooms.

5 Types of Condo: What Condo Living Suits You? | Luxury Homes Studio units are smartly designed to maximize the space to accommodate multiple rooms.

Studio units are best for just one person who has to have his own haven, or a couple that plans on living together. A studio type unit is smartly designed, so that the small flat will be spacious enough for everything the condominium owner needs.

This is popular among people who are on a budget, do not need a lot of space, or just trying to save money. College students and young urban professionals should definitely consider a studio condo for sale when looking for a place near the university or the workplace. Studio units are typically rented out in progressive cities where quality education and jobs with decent pay are available, like Manila.

A studio type condominium unit may not be the best option for you, if you want a larger living space, but good thing there are other types of condo. If you are looking for luxury condos for sale, consider getting from Brittany Corporation, the experts in luxury real estate. Alpine Villas in Crosswinds Tagaytay, for example, is a high-end residential property that offers luxury property Philippines in a Swiss-themed community. Experience a rich condo life without having to leave the country.

Suggested Read: The Most Luxurious Condominiums in the World
Suggested Read: DIY Studio Unit Design

Loft Unit

The loft type condo is for the people who need more space. Loft units are usually found in buildings that have high ceilings, not the traditional condo buildings, because they are multi level. A loft unit has a mezzanine for an elevated bedroom, to separate it from the rest of the house. All the other rooms are placed below.

5 Types of Condo: What Condo Living Suits You? | Luxury Homes The loft's upper level lets the owner have more space below. Photo from Garbutt + Dumas Realtors

This is similar to a studio unit, except for the mezzanine, to provide more space for the dweller. The separation between the bedroom and the rest of the house is perfect for people who want to forget about work when they are resting in their bedrooms. Condo living in the city does not have to be stressful, after all.

The loft unit can also give the owner some privacy whenever he invites some people over in the lower level of the condo. The separation also allows him to have a dedicated work space without the view of the bed. A lot of professionals know just how hard it is to work near the bed.

Bedroom Unit

This is different from the other types of condo, as there is a clear partition between the bedroom and the rest of the house. What makes this different from a loft type of condominium? There can be more than one bedroom in a bedroom unit.

5 Types of Condo: What Condo Living Suits You? | Luxury Homes Bedroom units offer more privacy than the first two.

Some bedroom units have just one room, but if there are more, then it would be perfect for living with other people. It can serve as a condo home to a family who wants to live in a prime location.

One popular thing that young single professionals have been doing nowadays is to live with their friends in a condo. This slashes a lot from their expenses as they can just split the rent among themselves. They can live away from their families without having to spend too much.

A bedroom unit is a must for these kinds of dwellers, because living with people you love is one thing, but having to put up with them all the time is another. You want to be close to them, but not enough to hear them snoring at night or see them dressing up.

Condo homes can be a great idea, but not when a lot of people are packed in a common space all the time. Better to get separate units than to share a studio unit.

Suggested Read: Beautiful Condos in Tagaytay
Suggested Read: Five Factors to Consider Before You Buy That Condo

Bi-Level Unit

This is another one of the multi level types of condo. If the loft types of condos have mezzanines, the bi-level unit has a second floor. This is similar to the loft type, in the sense that the bedrooms are placed above, and the other rooms are placed in the first floor. The bi-level unit can have multiple bedrooms with partitions, so compared to the other types of condo, this one offers a lot more privacy and space for the owners.

5 Types of Condo: What Condo Living Suits You? | Luxury Homes Bi-level units are perfect for bigger families who want to settle down in a beautiful city. Photo from Padzu

This can greatly serve as a single family residence, for families who plan on settling in the city or at least live there for a considerable amount of time. Unused rooms in the unit can also serve as guest rooms or be rented out to other people. They can even be turned into other rooms, like a home gym, a hobby room, or a space for your art collection.

Go raise a family in a luxury condo for sale offered by Brittany Corporation. Consider the beautiful condos for sale in The Grand Quartier in Crosswinds Tagaytay.

The Grand Quartier has three buildings, wherein individual condo units have their own balconies and generously sized windows to give the owners stunning views in Tagaytay. The third building has the amenities, such as a fitness gym and a swimming pool.

Living in a high end residential property is not meant for everyone, so you can enjoy peace and quiet in this exclusive condo community. Enjoy condominium living in luxury real estate. Luxury property Philippines make a great single family home, so talk to a real estate agent from Brittany now.

Penthouse Type

Having your own penthouse condo is like having your private own apartment. The penthouse is located on the top floor of the condo building, and the owner owns the whole level, instead of multiple individually owned units. This is the most exclusive and private kind of condo that one can have.

Penthouses are for the people who want nothing less than luxurious. Photo Cecil Baker and Partners from Bock Development Group

Penthouse units can also be multi-level and they have space for a lot of rooms. The lucky dwellers can also have exclusive perks, such as their own pool and private elevators, and other amenities that are accessible only to them. Penthouses are not for everyone. They are for the people who want the most luxurious condo experience.

Check out Brittany Corporation, a gem in the luxury real estate industry, because luxury property Philippines is what your family deserves. Have your kids grow up in an exclusive community. Wake up to beautiful sceneries every day. Never worry about what your visitors would have to say about your home. Invest in a high end residential property now.

Condos in Crosswinds Tagaytay

Crosswinds is a luxury Swiss-themed housing or residential complex in the heart of Tagaytay, where it is at just the right distance from the hustle and bustle of walkable urban areas, but close enough to nature.

Why go to Tagaytay on vacation, when you can have your home in a detached condo community surrounded by pine trees in a beautiful terrain. Get enchanted by the smell of trees and the sound of peaceful quiet. You can consider condos for sale in Alpine Villas and The Grand Quartier for the ultimate condo living experience.

Luxury condo units in Tagaytay can also be considered great investments, because they can be rented out to people who want to enjoy Tagaytay for a short period of time. Quarantine community rules have mostly been lifted and people are trying to get in touch with nature again, so Crosswinds Tagaytay is the perfect location for a condo.

Conclusion

There are different types of condo for different people. Each has its advantages and disadvantages, so look at the units carefully. People have various reasons for getting condo units, and they just have to find the unit that will fit their needs.

Aside from the unit itself, other things should also be considered, things like the community where the condo building is in, the amenities, the condo association, property taxes, and also the profitability of the condo unit.

Go explore the Brittany Corporation website for a luxurious condo for sale, fit for your family’s lifestyle. You can also follow their official Facebook, Instagram, Twitter, and LinkedIn pages.

Real estate is known to be a lucrative and stable industry to invest in. While these characteristics will easily entice potential investors, diving into real estate investment is not as easy as it sounds. In fact, investing in any industry requires thorough research and preparation. These will help in making wise decisions and lessen the risks of losing one’s hard-earned money as much as possible.

Breathe in your luxury house and lot in Laguna

Interested to start investing in real estate? One of the first things to jumpstart the journey is bring familiar with important real estate terms that an investor will most likely encounter.

Real Estate Terms for Investors

Amenities

Amenities are special features that real estate developers offer to its residents. Luxury and upscale developments usually include wellness facilities, olympic-sized swimming pools, playgrounds, gardens, and other common areas. These amenities are being used by developers as selling points of their developments to entice potential homebuyers to invest in a property.

Amortization

Amortization is a term that is not only used in real estate but in many industries as well. In this context, it is one of the real estate terms related to the payment arrangement of the loan used to finance the property purchase. The amortization amount includes the loan’s principal amount with the interest.

As the principal amount continue to decrease during the amortization period, the amount of interest decreases as well. When the agreed amortization schedule arrives, the person who made the loan should see the principal amount and interest needed to be paid, along with the remaining balance for the entire loan.

Appreciation

When real estate is being discussed, the word appreciation will surely come up. This refers to the increase in the property’s value as time passes by. There are plenty of factors that affect the appreciation value of a property which includes the inflation rate, supply and demand in real estate properties, and new developments near the property’s location.

Cash Flow

Cash flow is a finance term that refers to the amount of money that investors receive after deducting the expenses of maintaining the property. These expenses include amortization payments, taxes, and repairs. Simply put, the investor’s goal is to secure a positive cash flow from their investments.

Capital Gains

Capital Gains refer to the amount when the property’s value has been subtracted from its purchase price. Basically, it is the profit from selling a real estate property. Property owners who sell their property will be taxed according to their capital gains.

Deed of Absolute Sale

The deed of absolute sale is one of the most important real estate terms that an investor needs to remember. This is the legal document that will serve as proof that the property owner and the buyer have agreed on the sale of the property.

The deed of absolute sale indicates that all obligations from both parties have been met and the rights to the property are now ready for transfer to a new owner. Once this has been signed, the property will be turned over to the buyer.

 

Every Investor Should Know These Real Estate Terms | Brittany  Securing the deed of absolute sale jumpstarts the legal process of selling a property Photo by Kindel Media from Pexels

Diversification

Real estate diversification is a popular practice for investors. It means that the investor’s portfolio are distributed among different locations, property types, and property classes. The goal of diversifying one’s assets is to mitigate the risks that come with investing. In simpler words, it used the principle of “not putting all eggs in one basket.”

Equity

As the property appreciates in value, the investor gains equity. It is the difference between the original price of the property and its current selling price. If the property is still under a home loan, the outstanding balance should be subtracted from the current market value.

When the property continue to increase in value, the bigger the equity is.

Fair Market Value

When an owner is in the process of selling the property, a real estate appraiser is being hired to find out the fair market value. It refer to the benchmark price of the property based on a number of factors that affect real estate prices.

Foreclosure

When the property owner can no longer fulfill the remaining balance of the home loan, the lenders have the right to legally repossess and resell the property. There are investors who are targeting foreclosed properties because these are usually a little cheaper than the newly built properties. Banks offer such properties through their official websites or via auctions and open houses for interested clients.

Homeowner’s Association

Exclusive communities like subdivisions and condominiums have a Homeowner’s Associations (HOAs) to oversee maintenance and repairs of common areas in the development. HOAs collect a certain amount from homeowners that will be used as community fund.

Interest

Interest is also one of the real estate terms that is a familiar concept to many people.

Lenders make a profit from house financing through interest. This is the amount that a borrower pays on top of the principal amount of their home loan. The interest rate varies per client which is being determined by the lender based on many factors like one’s debt to income ratio. The interest can also be under a fixed rate mortgage or adjustable rate mortgage.

Lease

A lease is a legal contract between the property owner and the lessee or more commonly known as tenant. The leasing terms vary per property so it is best to thoroughly check the written agreement before signing a lease contract.

Mortgage

Mortgage refers to the legal document the indicates the terms and conditions of a home loan issued to a borrower or the mortgage holder of the property. Mortgage loan is a long-term loan that uses the property as collateral for the borrowed money. Mortgage lenders usually offer monthly mortgage payment term of 10-30 years. When the borrower is about to pay the entire loan, there are also closing costs that needed to be settled.

In the Philippines, there is a government controlled agency called PAG-IBIG fund that focuses on providing home loan assistance from low to mid-income segments. After completing the down payment, the financing of the loan will then be continue through these lenders.

Open House

An open house is an event organized by a real estate business to entice potential clients to check out the development and pique their interests to purchase a property. While open houses are still a thing today, many real estate developers started to introduce virtual tours for greater reach and provide an alternative option for those who are still hesitant to do any face-to-face real estate transaction because of the pandemic.

Every Investor Should Know These Real Estate Terms | Brittany  Real estate developers often organize open houses for potential clients Photo by Alena Darmel from Pexels

Pre-selling

Real estate developers market their upcoming developments way before the actual construction of the property. This is to ensure that the properties will have a less vacancies when it is finally built.

A pre-selling unit is usually cheaper because it is sold with an introductory price along with promos to entice more potential homeowners to purchase a property. Homebuyers can also benefit from a pre-selling unit because the price have not yet appreciated at this point.

Real Estate Agent

Real estate agents are professionals that represent the buyers or sellers throughout the process of property ownership. Agents accompany buyers to house visits and assist them to finalize the sale through offer letters and processing of legal documents.

Real Estate Broker

Real estate brokers are licensed professionals who work in between a seller and a buyer. In most real estate firms, the real estate agents report to the brokers. Real estate brokers are especially helpful for investors as they serve as a guide in the field.

RFO

Ready-for-occupancy (RFO) properties, as the name suggests, are properties that are available to be occupied by clients right away once the sale has been finalized. RFO properties can be purchased from developers for newly built subdivisions or pre-owned houses.

RFO is the opposite of pre-selling. Since this kind of properties are already constructed, clients have the advantage of inspecting the actual property before committing to the mortgage.

ROI

Return on investment (ROI) is another financial term used in many industries. When a property has ROI, it means that the invested money has been recouped after all expenses have been deducted. This will determine if the investment has positive or negative cash flow.

Tenant

Tenants are people who rent or agree into a lease contract with a property owner. Depending on the agreement, tenants can also have the right to use the property’s amenities and other features usually found in exclusive communities.

Title

Simply put, a title refers to the legal document that serves as a proof that an owner has full rights to the property. If the property is still under a loan, the mortgage lender holds on to the title as collateral for the borrowed money.

Every Investor Should Know These Real Estate Terms | Brittany  The property title is the final document to certify the sale Photo by Matthias Zomer from Pexels

Vacancy Rate

This is the percentage of unoccupied properties in a specific real estate development. The vacancy rate can affect the prices in the real estate market. For real estate investors, the goal is to keep the vacancy rate low.

Invest in Luxury Homes by Brittany

Diversify your investment portfolio with a Brittany luxury home! Purchase a property that offers endless investment opportunities. Whether for business or personal use, the luxury real estate properties offered by Brittany Corporation have the best amenities and features that provide a resort-like experience to perfectly suit the affluent lifestyle.

Crosswinds Tagaytay - Photo from Brittany Website

Visit Brittany’s official website and social media pages to know more about their extensive portfolio of luxury homes located at prime locations in the Philippines.

And here you are: after many years of hard work, you have finally decided to invest in a land development or real estate property that you have always been dreaming of. And while you are more inclined to invest right away on a prominent property in your city or a newly-discovered development your colleagues have told you, it is important to know that not all real estate developers can excellently deliver.

While the world of real estate development is vast and competition-filled, there are a handful of real estate developer out there who will gain your utmost trust for they are dedicated and quick to deliver the best quality of real estate development process for you.

Furthermore, a trustworthy and experienced real estate developer to partner with as you go after your dream property is an investment as well. Working hand-in-hand with such developer will not only save you from a lot of trouble but will assure that your expectations are met or at its best—will be exceeded.

Having said that, with all other pools of real estate developers out there, this question is definitely ringing a loud volume in your mind: how do I choose and single out the most reliable real estate developer that will offer me the best value for my real estate investment? What should I look for, then, in a developer?

Many real estate developers offer top quality work but they are also hard to find. Photo from Unsplash

Here is a checklist you can skim through to know the qualities you should be mindful of when looking for the best developer to work with:

A real estate developer is a premier name in real estate development

Real estate developers that carry a premier name in the industry means they are reliable and credible. And for the most part, a premier name is associated with clean image and consistent integrity not just on the identity they project but all the more with the land development and residential projects they ultimately sell in the market.

A reputed real estate developer excels in the market and is known by other real estate developers as a premier brand on delivering good quality properties. After all, a premier name in real estate development is a high-esteemed and celebrated developer that leads the industry beyond the limits.

A real estate developer is affiliated with well-known names in Philippine real estate development and urban planning

The success of a real estate developer is best displayed on its ability to build its credibility. And what is the best way to build credibility but to collaborate or connect with prominent and well-established in the industry. To get such recognition, most real estate developers are subsidiaries of the largest homebuilders in the country.

Moreover, such developer is known for real estate projects that adhere to high quality standards and regulations of policies in order to affirm credibility and gain public approval from clients and competitors. Partnerships are testimonies as well to the reputation of the developer so make sure you do a background check about a developer’s affiliations.

Suggested Read: Lausanne at Crosswinds Tagaytay: Your Home Near The Metro
Suggested Read: Why is the brand of the developer important?

A real estate developer has a broad knowledge on producing housing projects with structural longevity and well-crafted designs

In such as time as this where people, whether you are the developer or the buyer, value aesthetics more than anything else. And while it is necessary to consider whether or not the property is aesthetically pleasing, there is so much to aesthetics than what meets the eye. This is why the real estate developer you should look for has comprehensive knowledge on endorsing you to a real estate property that ticks off everything in the list.

Aesthetic is essential for a property design and so is structural longevity. Bear in mind that in real estate, innovation is a must have. The design and overall architectural layout must not be outdated. The structural strength also has to be enduring.

What Defines Italian Home Interior Design

A real estate developer has a vast range of experience in property construction and selling

In the world of real estate, experience is everything. From construction to selling the properties, real estate developers are known by their experience. This includes a good track record, firm understanding of the market, negotiation process, and facilitating the documents and important decision making. For real estate developers, a wide experience in property development hones skills and expertise which is the biggest of asset for any developer.

Suggested Read: Portofino: Italian-Themed Luxury Houses
Suggested Read: The Benefits of Living in a Themed Community

 

A real estate developer values resourcefulness

This does not only apply with the development of the properties for a certain project. This also means forming a large company with competent resources may it be a wide array of tools or a group of competent real estate professionals or agents.

A developer must be committed to its clients, and a committed developer is greatly seen on his ability to put the envisioned development into reality and accumulation of real estate brokers who will provide the necessary information about the properties being sold and assisting the clients every step of the way until they get to step into their purchased property.

The development of a property solely relies on the developer's resourcefulness.

A real estate developer has impressive work ethics

It is important to work with a developer that is professional and you can easily negotiate with. Work ethics go beyond pleasant gestures and treating the clients right. It also means being professional and knowledgeable when it comes to dealing with the problems that may arise along the way. You should look for a developer with great negotiation and communication skills so that all your inquiries and concerns will be addressed accordingly.

A real estate developer is considerate about your preferences and well-being

It is rare to find real estate developers that has high regard for your property preferences and well-being. This is why it is crucial to find real estate developers that approach their clients with giving them what they want and knowledgeable enough to touch on important points that need their perspective at the same time.

Doing so will not only help the clients to land on an excellent choice of real estate property but improve the wellness and quality of life of the homeowners.

A real estate developer values accountability and transparency

A transaction between a developer and its clients will not be successful unless everything about the project is being laid out accordingly. All the fees needed to be paid should be discussed on the table. Even the documents to be signed as well as the overall condition of the property must be talked about. A smooth transaction can only be achieved if both parties are transparent and accountable to each other as they work together.

The best among the rest: is there such developer?

Purchasing a property is one of the biggest decisions you can do in your life. Now, the question is: which among the many real estate developers in the Philippines will walk alongside you toward your greatest purchase?

Brittany Corporation, the premier name in luxury real estate development in the Philippines, is the subsidiary of Vista Land & Lifescapes, is the developer you’ve been looking for. Known for its themed residential projects, Brittany delivers to you the most beautiful houses in the most beautiful prime locations in the country.

Brittany is also comprise of real estate brokers who will assist you along the way so that you are properly guided to your biggest luxury purchase.

Amore at Portofino is among the themed luxury developments in the country.

Furthermore, Brittany’s luxury real estate development in the country is celebrated and awarded by award-giving bodies in real estate. This only strengthens the testimony of Brittany which is to offer a fine selection home designs to Filipino homebuyers.

With excellent credibility and reputation, you can trust Brittany to give you the luxury living which you have been dreaming of. Not to mention their excellent track record and enduring work ethics which you can trace back through their salesforce. Moreover, Brittany’s salesforce is easy to deal and communicate with.

So make sure you bring to the table all your inquiries such as previous projects they’ve handled and collaborations or partnerships they have acquired all throughout the years. In this way, you get to know then more as a real estate developer as well as the roundabouts of their commitment to serve you.

While most real estate developers desire to give their best, there is always one that will stand out among the rest. The key is to be keen, mindful, and resourceful. Do your research and you will never go wrong. Be sure with what you want so you know which residential property to take. And work only with the best.

Book your appointment with Brittany Corporation now!

 

According to Investopedia, a condominium, more commonly referred to just as a “condo,” is a huge property complex that is made up of individual units, and each unit in the condominium is owned independently.

A life that considers well being here at Alpine Villas

A nonexclusive interest in certain “community property” that is managed by the condominium management is typically included as part of the ownership package.

Typically, the management of a condominium is handled by a board of unit owners who are responsible for the overseeing of the day-to-day operations of the complex, such as the maintaining of the lawn and fitness centers.

The pandemic caused many people to stop what they were doing, but it also caused many others to start moving again.

As a consequence, many industries were badly-hit, and the real estate industry is no exception.

But as time goes by, we have seen the remarkable economic resilience of the real estate industry, even in the face of a pandemic. Their rate of expansion is astounding.

Condominiums are part of the Philippine real estate trends as well. Here are some of the emerging condo trends in the last quarter of 2022.

There is a Strong Consumer Interest in Condominiums.

Did you know that almost fifty percent of all page views in Manila during the third quarter of the year were for condominiums?

It is also interesting to note that the age group from twenty-five to thirty-four, primarily comprised of working professionals, made up the largest percentage who were browsing into the city during the quarter.

The Luxury of Staying Connected with Nature at Alpine Villas

Moreover, the return to the physical office is helping to fuel the robust demand for condos in Manila, a trend that is likely to continue as the year goes by.

To make it convenient for them, many people work in offices that are thinking about purchasing condominiums in the area around their workplaces. On the other hand, property investors may take up units to accommodate professionals looking for rental housing.

Also, did you know there is the potential for a very high rental yield, especially in Manila, Quezon City and Makati city, which can be maximized? Imagine the growth as time goes by!

The creation of master-planned communities is being concentrated on.

Residential developments can be considered as master-planned communities when they provide the residents with the experiences of living in a self-sufficient town, as well as the relevant amenity.

As a result of the pandemic, there has been an increase in the demand for these integrated communities, which contain an extensive variety of essential facilities, as well as dining areas, and leisure destinations within an only one gated community.

It is reasonable for one to anticipate that this pattern will persist even after the pandemic has passed because the citizens will continuously place a high priority on health, safety, and convenience.

The usage of environmentally friendly building materials will be the standard.

condo trends Green Technology - Clean Technology - Sustainable Energy

As mentioned above, the pandemic has fundamentally reshaped the way in which customers evaluate real estate properties as a result of their personal experiences.

Because there are so many choices available, it is a must for the developers to get creative with their approach to product creation in order to compete. This is precisely where the green building technology enters; the said technology puts a primary emphasis on living sustainably.

There are numerous advantages that come with green buildings.

According to one study, the costs of maintaining green buildings that have been certified by the LEED program are twenty percent lower than those of commercial buildings.

There is indeed increased demand for green technology in properties, and even in office spaces.

People are moving out of the cities and into the surrounding suburbs.

The effect of the pandemic continues; it has also encouraged people to move out of major cities and into surrounding suburbs. The growing demand for moving into the suburbs is even a trend for young professionals and more OFWs.

It is presumed that the largest metropolitan areas, such as Manila, Quezon City, Makati city, and Bonifacio Global City will experience a recovery once the Philippines has successfully emerged from the pandemic. Oh, the city life waiting!

Nevertheless, the pattern of avoiding living in the major cities is most likely to continue for the next three to five years.

Many professionals, even the young professionals in this field anticipate that the migration to the suburbs, which was spurred by the pandemic, will continue until the year 2025.

The two primary motivating factors behind the shift are choice and essential change. Those who are unable to maintain their current living expenses are being forced to relocate. While those who are rich are opting to move elsewhere.

condo trends sittin people beside table inside room - Millennials prefer to invest their money in condominiums

Millennials prefer to invest their money in condominiums.

Naturally, the fact that they own a condominium allows them to continue the way of living that is convenient for them. Condos are typically situated in areas that provide easy access to various businesses that cater to the basic needs of the residents.

Living in a condominium unit eliminates all of the difficulties that are brought on by the commute, making it possible for millennials to more easily access the things that they require and desire.

Millennials invest in real estate in a desirable location

Millennials who are most focused on the future are the ones who understand that investing in real estate in a desirable location, even if the unit is on the smaller side, will eventually be profitable.

As soon as they get the sense that they have outgrown their cozy little habitat in the heart of the city, they can just pack up, find a new place to live and switch their old house into a rental property.

More Overseas Filipino Workers Are Investing in Residential Real Estate market

It is not only the millennials who have taken a great interest in condos; our overseas Filipino workers are putting their money into the real estate industry as well.

It should come as no surprise because investing in the real estate industry is a good investment.

As time goes by, there are more OFWs investing real estate developments. There are even some who consult real estate agent, real estate brokers, and even other real estate investors in order to get the best home prices for their condo living.

The amount of money sent back to the country by Filipinos working abroad has been steadily growing year after year, which is presumably going to add to the need for residential property.

Did you know that the remittances managed to reach $2.5 billion last November 2021? It was reported by the Bangko Sentral ng Pilipinas (BSP), and it is only expected to continue to rise.

Suggested Read: 2022 Real Estate Developments in the Philippines
Suggested Read: 2022 Luxury Real Estate Market Forecast

Looking for a Home Goes Virtual

The pandemic hurried along the process of digitization in every industry. And the market for the real estate industry is not an exception to this rule.

Some buyers in the year 2020 purchased homes before ever having set foot inside them because the housing market was very competitive and the COVID-19 was so widespread.

Viewing properties virtually

Due to the many virtual capabilities, many individuals had the opportunity to virtually tour the property. Drone videos, virtual staging, and even 3D tours are some of the options.

Because of the pandemic, real estate developers provided home sellers with the opportunity to peruse listings, make contact with real estate agents, and conduct research on available mortgage options.

condo trends man playing VR goggles - Viewing properties virtually

Did you know that it is now possible to apply for a mortgage online as well? Indeed, there are many ways now in order to browse residential properties, even commercial properties if we may add. The residential market may be vast, but one can browse through them all if given enough time.

In addition to relying heavily on social media platforms, millennials are increasingly turning to technology in order to gain a better understanding of the communities in which they are settling.

One of the real estate companies that you can browse through online is the luxurious Crosswinds Tagaytay.

condo trends Lausanne at Crosswinds Tagaytay - Tagaytay City Ultimate Guide

The prosperous market in the country has a demand for luxury homes, and indeed Crosswinds Tagaytay satisfies this demand by offering not only luxury condominiums, opulent residential lots for sale as well as cinematic houses and lots for sale.

Of course, these selections adhere to the highest standards of a bustling metropolis. Home buying here may be difficult, as in difficult to select among the properties because each property is indeed breathtaking and uniquely beautiful!

condo trends What Makes Tagaytay a Popular Destination for Real Estate crosswinds tagaytay

The homes in the said community, which boasts a Swiss theme, feature a distinguishable, elegant, and lovely environment for everyone.

The latest developments of Crosswinds Tagaytay, such as cafes and restaurants in the area surely meet the real estate trends. For sure, the property values are worth your money.

One of the things that modern families should consider when choosing a home or a city to live in is their privacy on the web. Data privacy may not take precedence over the job market, affordable housing, college readiness, and the overall quality of life in the area, but with the proliferation of the internet and the risks that come with it, people should keep their online safety.

Top 8 Cities To Live In If You Want Ultimate Privacy

Yes, there are safety precautions and even online services that may help in keeping one safe online, but sometimes, these are not enough to give one actual security. The online world still poses a lot of threats to people, especially the ones who are not very knowledgeable about technology. This is why it is important for people to consider living in cities where they are protected not just offline but also online.

In this article, the top cities to live in if you want the ultimate privacy will be listed and discussed. It is not enough that these cities provide the residents with quality higher education, access to the best places, beautiful public parks, and high-paying jobs.

Job opportunities mean nothing if your cell phone or the operating system of your computer can easily be hacked into or your data is not protected.

Whether or not you give out your personal information or any other detail about you online, your data is still not completely safe. Internet users unconsciously give out data to many websites and apps just by simply doing some web browsing on their mobile devices or buying something.

Have you ever bought something from an online shopping platform, and then you got ads about that particular product across all your social media applications? This may sound harmless, but there is a lot more information that can be gathered from people online, and this can be used, for example, by some internet service providers, different companies, and even the government.

The concept of ethics online is still fairly new, and there are not a lot of laws that decide when it is ethical to use somebody else’s personal information or not. It is not enough that you subscribe to a secure internet service provider and cloud services anymore. Data privacy should be one of the many factors to consider when choosing cities to live in.

Suggested Read: Elevate Your Luxury with Brittany’s Luxury Playlist
Suggested Read: Reimagine Luxury in Portofino

Cities Around The World To Live In If You Want Ultimate Privacy

Amsterdam

Top 8 Cities To Live In If You Want Ultimate Privacy | Brittany Amsterdam has the TADA Manifesto that guides organizations with their data usage. Photo from MartijnKort-PhotographyAmsterdam has the TADA Manifesto that guides organizations with their data usage. Photo from MartijnKort-Photography

Amsterdam started a lot of efforts, so the city could be more responsible with the usage of the citizens’ data. Amsterdam Economic Board, an independent organization in the city, put together the TADA manifesto, which is a set of six principles that should be practiced by different organizations within city limits for more responsible usage of data.

This was implemented after garnering a majority vote in the College of Mayor and Alderpersons, so it is supported by the local government.

The Innovation Team of the city’s Chief Technology Officer put together a list of all the sensors that are installed for public use in the city, so the recordings can be tracked and will not be used for ill purposes. Citizens living in this secure city can also use e-government services anonymously, so their personal information will not be gathered by the government.

Barcelona

Top 8 Cities To Live In If You Want Ultimate Privacy | Brittany Barcelona offers incentives to their people for innovations in data privacy. - Photo by Krivinis via Shutterstock
Barcelona offers incentives to their people for innovations in data privacy. – Photo by Krivinis via Shutterstock

Barcelona is one of the top cities to live in for the ultimate privacy, because of its extensive data strategies. They make living safe for people even when they are online, which makes this a top spot in Western Europe.

Barcelona is the first city in Spain to have a Municipal Data Office. Part of their plans is to have it staffed by 40 professionals from the Municipal IT Institute and the Technical Programming Cabinet, and what they will primarily do is analyze data responsibly in order to manage the city better. They will gather the necessary data and predict things around the city.

Barcelona also rewards people for their initiatives in data privacy innovation. They also launched some online tools that give more freedom to people in deciding which of their information will be shared if and when they use the city council’s official e-participation platform. This helps preserve data while they stay anonymous.

Ghent

Top 8 Cities To Live In If You Want Ultimate Privacy | Brittany The citizens of Ghent, Belgium have an online portal called Mijn Gent to access local services. - Photo from Act of TravelingThe citizens of Ghent, Belgium have an online portal called Mijn Gent to access local services. – Photo from Act of Traveling

This is another one of the more competitive cities to live in when giving its citizens ultimate privacy. The people of Ghent have Mijn Gent, which is an online portal where the residents can have access to different local services.

They also have Hallogent, which is an initiative born by their collaboration with Indie, which provides a website for the residents. The people of Ghent can also build their own apps, so they can make better use of the local services provided and also better manage their personal data. The citizens of Ghent are empowered with technological innovations that are their own, in the sense that they can control them by themselves.

New York
New York has the Internet of Things Guidelines for the utility of IoT devices in the city. - Photo from GOODFREEPHOTOS
New York has the Internet of Things Guidelines for the utility of IoT devices in the city. – Photo from GOODFREEPHOTOS

Aside from the strong job market in the city, New York is also one of the top cities to live in for the ultimate privacy that has a medley of initiatives for its citizens regarding data privacy. They have their Internet of Things (IoT) Guidelines that were put forward by the local government. With these guidelines, some standards on privacy are set for the usage of IoT devices in New York.

It is also in their law to come up with a task force that will monitor algorithmic systems that are utilized in the public sector, making sure that the data usage in these systems is responsible and overall safety for the citizens.

Seattle

Seattle has Privacy Champions to help implement their municipal privacy program
Seattle has Privacy Champions to help implement their municipal privacy program

Just like Amsterdam, Seattle also has clear set policies and principles regarding data privacy. With these in mind, they established a municipal privacy program, where the protocols of local departments when it comes to data usage and management are detailed. They hired “Privacy Champions” to help implement the departments’ requirements and obligations.

Aside from this, reports on the privacy impact assessments and also the local programs and open data protocols have to be published on a regular basis. Whenever surveillance hardware is installed in the city, public engagement would also have to be noted and reported.

Living in this kind of city should be a no-brainer for people who prioritize their privacy. All cities should be like this when it comes to protecting their citizens’ data, especially in high-end residential properties. If you are looking for some luxury real estate where your enjoyment, safety, and overall welfare are important, consider Brittany Corporation.

Check out their luxury house, condos for sale, and house and lot for sale in Crosswinds Tagaytay for the ultimate privacy in the Philippines. Crosswinds is an exclusive Swiss-themed community in the heart of Tagaytay for the lucky few.

San Francisco

San Francisco minimizes the risk of getting re-identified with Open Data Release Toolkit. Photo from wallup.net
San Francisco minimizes the risk of getting re-identified with Open Data Release Toolkit. Photo from wallup.net

Living in San Francisco lets you enjoy the beautiful side of the country while having a safe online life. The city has an Open Data Release Toolkit, which helps the local government to evaluate the usefulness of datasets and also the risks of the citizens getting re-identified because of them.

Officials will be provided with a set of measures that they have to take to minimize these risks. This helps ensure that whatever data the city will release will be handled responsibly, in such a way that respects the privacy of every resident. This makes San Francisco one of the best cities to live in for the ultimate privacy.

For this reason, you may want to consider getting luxury real estate in high-end residential property in San Francisco. Or, you can simply enjoy privacy and security in the idyllic Crosswinds Tagaytay. Check out the ready-for-occupancy (RFO) condos for sale in The Grand Quartier and the pre-selling condo units in Alpine Villas. There are more developments in this private luxury resort, such as a luxury house and house and lot for sale.

Sydney

Commuters in Sydney are protected with Transport for New South Wales. - Photo from WFSM 101.7
Commuters in Sydney are protected with Transport for New South Wales. – Photo from WFSM 101.7

As for Sydney, they make sure that their commuters’ data are safe whenever they travel. They have a government agency called Transport for New South Wales that manages public transportation in the city. Together with an innovation group from the country, they developed a top-tier differential privacy mechanism for use in a public dataset.

This enables an algorithmic technique that lessens the risks in the sharing of data by adding some “noise” in datasets. This mechanism led to the publishing of a data sample from Sydney’s Opal card system for public utility vehicles, such as trains, buses, and ferries. No need to worry about sharing private and personal information every time you use your card to travel around the city.

Zug

Zug has an e-ID system separate from their national ID system. - Photo from Expedia
Zug has an e-ID system separate from their national ID system. – Photo from Expedia

Zug, a city in Switzerland, has a digital e-identity system for its residents. The people will receive some credentials that they can get through an app on their mobile devices. They can use these credentials whenever they have to use some local services.

With this e-ID system, they have more control over their personal information than with national ID systems. That said, Switzerland also has a national ID system called the SwissID.

Suggested Read:  What Is It Like to Own a Luxury Vacation Home?
Suggested Read:  Fancy Luxury Holiday Home

 

Where to live in the Philippines if you want to have the most privacy

Tagaytay City

Switzerland is a beautiful country, but did you know that you have no need to go out of the country to experience its beauty? Thousands of pine trees on rolling landscapes are just waiting for you in Crosswinds Tagaytay, a high-end residential property.

You can enjoy the beautiful view from any unit in The Grand Quartier. All the condos for sale have a balcony overlooking the view. Crosswinds also have some luxury house, house and lot for sale, and luxury real estate for those interested.

Davao City

With the government’s and citizens’ tight commitment to and compliance of the law, crime has reduced to an all-time low. In fact, a nighttime stroll in the city center is unnerving because police are stationed on every block for the safety of everyone.

Siargao City

It features pure white beaches and islands, stunning lagoons, and roads dotted with lush, green coconut trees. Once a well-kept secret among surfers, the island of Siargao is gradually becoming one of the world’s most sought-after destinations. Discover why this little paradise with world-class surf, white sand islands, turquoise tide pools, and hidden lagoons was named the most beautiful island in the world in 2018.

Baguio City

It’s useful to know that Baguio City, Philippines, was ranked as one of the safest places in Southeast Asia in 2018. Compared to 2017, 2018 saw a fall of 41.8% in the already low crime rates. Not just in Baguio but the entire Cordillera region.

Sta. Rosa Laguna

And Sta. Rosa, Laguna may be the ideal place to relocate for individuals seeking a neighborhood where they can enjoy the benefits of suburban living while yet being close to all of their modern conveniences. The best of suburbia living and contemporary city luxuries are available in Sta. Rosa, Laguna.

Conclusion

Aside from the business, average annual salary, history, thriving arts, art galleries, net migration, low cost of living, and the overall rating of the city in different listicles online in recent years, one should consider the ultimate privacy offered by different cities to live in when choosing a new home.

Safety should always be a priority, which is why people consider living in cities that are generally safe from crimes and natural disasters, but in this modern world, our e-safety should also be a priority.