Do you want to own the land you saw in the list of house and lot for sale? You may think having money to purchase a house is enough, but it’s way more complicated than that. Owning a house means you need to have a transfer certificate of title or land title.

A land title is the best evidence you can present to others that you own your property. You do not have property ownership if you have not presented any requirements to the proper authorities to prove that it is yours.

What Do I Need to Know in Owning Lands in the Philippines?

Private lands in the Philippines can only be owned by Filipino citizens and corporations, as expressly mentioned in the 1987 Philippine Constitution. However, this does not absolutely prohibit foreign nationals and corporations. Foreign nationals can only acquire private land through hereditary succession, as provided under the law. For foreign corporations, the Foreign Investments Act (FIA) provides that foreign corporations may be considered Filipino-owned corporations if the minimum capital stock owned by Filipinos is 60%.

Another alternative for foreign nationals to own private lands in the Philippines is by purchasing condominiums under the Condominium Act, as long as the units are not owned by more than 40% of the foreigners. Some luxury condominiums accommodate foreigners who want to experience Brittany living, such as Brittany Corporation.

Foreign nationals or corporations may also lease lands. The Investor’s Lease Act states that any foreign investor investing in the Philippines may lease private lands “which shall comprise such area as may reasonably be required for the purpose of the investment, but, to the Comprehensive Agrarian Reform Law and the Local Government Code.”

Why is a Having a Land Title Important?

A land title is essential to prove that you own the legal owner of the property. One requirement to complete ownership of the land is having a transfer certificate of title.

Every home buyer is expected to know the process of obtaining a land title, which includes land registration, payment of registration fees, etc.

What Do I Need to Do to Acquire a Transfer Certificate of Title?

With several house and lot properties for sale, you are more than excited to own land and build a house of your own. But before anything else, you need to get your hands on some tedious work. If you are a first-time homebuyer, here is the process for acquiring land title Philippines:

Step 1: Prepare the Required Documents

Prepare the original copy and have at least two photocopies of the following documents:

1. Deed of Conveyance, Deed of Absolute Sale, Extrajudicial Settlement of Estate, or the like

Depending on how the land is conveyed to you, you need to have at least eight (8) copies of these legal documents. You will also need to prepare an acknowledgment receipt or official receipt of the amount from the seller.

Once you have gathered them together, make sure that all of the signatories’ names match their tax identification numbers. Complete names and signatures should exactly match the BIR TIN, the title deed, and identity papers.

The Deed of Conveyance and the Acknowledgment Receipt must be notarized.

You need to produce eight copies of the legal documents because you have to submit them to the following:

• Seller
• Buyer
• Notary Public
• Seller’s Real Estate Broker
• Buyer’s Real Estate Broker
• Local government agencies, such as the Bureau of Internal Revenue, Treasurer’s Office, Assessor’s Office, and Registry of Deeds
• Homeowner’s Association or Condominium Corporation as reserve

If you are a foreign national or foreign corporation, you need to have a property advisor before going through the land title transfer process. Property advisors guide you in determining the property’s selling price. They will also help you prevent fraud, such as being issued a fake land title.

2. Photocopies of Valid IDs of the signatories on the

The photocopies of the valid IDs must have three signatures from the signatories. The IDs must be valid identification documents issued by an official government agency displaying the bearer’s photo and signature.

3. Official Receipt of the Deed Notarization

4. Certified True Copy of the Title

Have three copies of the certified true copy of your land title. The Registry of Deeds will provide more information on this requirement.

5. Certified True Copy of the Latest Tax Declaration

Request for a copy of the latest tax declaration, but make sure that the records are requested for “BIR Purposes.” This document is issued by the city or municipal assessor. Also, take note there are other tax filings for the title transfer.

6. Tax Clearance

A tax clearance is a proof that the lands and improvements are included in the payment of real property tax. To get a tax clearance, submit the following documents:

• Official receipts of real property tax payments
• Previous Tax Clearance, if applicable
• Notarized or Apostilled Special Power of Attorney and valid ID, in case the person requesting the tax clearance is not the registered owner

7. Clearance from the Homeowners Association (HOA) or Management Certificate

These certificates prove that the seller paid HOA or condominium fees and it also shows if the property was rented out or not. You need to notarize this document.

8. Marriage Certificate for both parties

9. Birth Certificate

Birth certificates are required in case the property is donated or in cases of Extra-Judicial Settlement to verify the relation between the donor and the donee.

10. Certificate of No Marriage (CENOMAR)

This document is required if the property buyer or seller is single. Cenomar’s validity is only six (6) months, so make sure to submit the latest one.

11. Certificate of No Improvement for lots-only sale

Obtain this form from the assessor’s office.

12. Photos of the Property

Take 3″ x 5″ colored photos of the house along with the house number. If it is a luxury condominium unit, include photos of the front door with the door number, and the name of the building.

13. Location Map

Provide a Google Map printout of the location of the property.

14. Owner’s Duplicate Copy of the Title

A transfer certificate of title is required for house and lot properties for sale. For luxury condominium units, you need to present the condominium certificate of title.

15. Special Power of Attorney

A special power of attorney comes in handy when you want someone else to process the papers for you. The Revenue District Office, Treasurer’s Offices, Registry of Deeds, and other local government unit agencies will need this.

It is crucial that the person signing the special power of attorney must be the seller.

Step 2: Submit the Documents for Tax Computation

Once you have all of the legal documents mentioned in Step 1, you can now submit them to the Bureau of Internal Revenue District Office for tax computation. The BIR official will compute the Capital Gains Tax (BIR Form 1706) and the Creditable Withholding Tax (BIR Form 1606).

Step 3: Pay the Capital Gains Tax and Documentary Stamp Tax

Once your papers have been calculated, it’s time to pay the necessary taxes. Go to any accredited BIR-authorized agent bank (AAB) and pay the Documentary Stamp Tax (DST), Value-Added Tax, and Capital Gains Tax.

You may also need to prepare the following papers:

• Computation sheet signed by the BIR
• Deed of Conveyance indicating the ownership transfer from the previous owner or seller to the new owner or the buyer
• Three (3) copies of duly accomplished BIR Form 1706
• Three (3) copies of BIR Form 2000-OT

Pay the capital gains tax and documentary stamp tax within 30 days after the notarization to prevent any penalties.

Step 4: Get a Certificate Authorizing Registration (CAR)

The Certificate Authorizing Registration (CAR) is a required document under the National Internal Revenue Code that confirms all taxes on the property sold has been paid and settled.

Provide the papers stamped by the BIR to claim the CAR:

• Original copy of the Deed of Sale
• Duplicate copy of the Transfer Certificate of Title
• Original copies of the DST and the CGT forms
• Tax Declaration Certificate for land and improvement

Once you submitted this, you will receive two (2) copies of the CAR in blue and brown copies – the blue copy for transfer and the brown for your personal copy.

Step 5: Submit the CAR to the Local Treasurer’s Office

Submit the blue copy of the CAR to the Treasurer’s Office and pay the Transfer Tax within 60 days. Once paid, return to the BIR and have your Deed of Conveyance stamped, marked, and signed by the BIR.

Step 6: Register your Property with the Registry of Deeds

After paying the transfer of title fees and taxes, it’s time to register your property. This registration process is the most important step to reflect that you are the new registered owner of the property.

Submit the following documents to the Registry of Deeds:

• Birth Certificate
• Certificate of No Marriage (if not married)
• Marriage Certificate
• Certified True Copy of the Original Land Title
• Photocopies of the ID of signatories
• Deed of Absolute Sale
• Deed of Conveyance
• Latest Tax Declaration
• Official Receipt of the Notarized Deed of Sale or Conveyance
• Tax Clearance

After submitting these requirements and paying the registration fee, wait for at least two weeks to have the new land title under your name.

Step 7: Apply for a New Tax Declaration Certificate from the Assessor’s Office

Obtain a new tax declaration from the local assessor’s office after receiving the new title from the Registry of Deeds. Under this new tax declaration, the new owner shall be responsible and accountable for the payment of real property tax, transfer of title fees, and other assessment costs.

Submit the following documents:

• Copy of the old title under the property seller or previous owner
• Business Permit, if the previous owner is a corporation
• Certified True Copy of the New Tax Declaration
• Duplicate copy of the Certificate Authorizing Registration from the BIR
• Photos of the property bought
• Tax Clearance

Other Things You Need to Know About Getting A Trasfer Certificate Of Title

When looking for house and lot properties for sale, you need to be cautious when making transactions in title transfer to prevent fake land titles.

Document Your Transactions

As a property buyer, you need to know that there are formalities in the sale of real property. An absolute sale of real property must be made through a public instrument.

A transfer land title in the Philippines must be notarized in the place where the property is located. If the land title document, such as the deed of absolute sale or deed of conveyance, is executed and acknowledged outside the Philippines, you must present it to the Philippine Embassy for authentication.

Lastly, the Land Registration Authority needs your BIR-issued certificate authorizing registration before you can have a new transfer land title certificate under your name.

Be Diligent in Paying Taxes and Other Expenses

House and lot for sale are considered capital assets, and capital assets are subject to a capital gains tax of 6% of the fair market value of the property or selling price, whichever is higher.

You must also need to pay your transfer of title fees and other transfer taxes on time to prevent any delays and issues with the validity of your property ownership.

Final Thoughts

Now that you know everything about property ownership, it’s time to search for your new home!

Experience Brittany living like no other by checking out Brittany Corporation’s most beautiful houses in the Philippines. We offer house and lot for sale at a reasonable price, with a breathtaking view and accessibility to all areas suitable for your lifestyle.

If you want to know more about what Brittany living is like, feel free to visit Brittany Corporation’s website, LinkedIn, and Youtube accounts.

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Most homeowners want a home specially built for their liking and are able to fill their valuable possessions. However, the Philippines is prone to earthquakes, volcanic eruptions, and typhoons as it belongs to the Pacific Ring of Fire, which makes our homes prone to destruction.

Homeowners don’t want to experience such pain seeing their investments go to waste the fruits of their hard work. That’s why you need to protect your home from these calamities by getting homeowners insurance or also known as home insurance.

What is a Homeowners Insurance?

Home or homeowners insurance is a type of insurance that provides financial protection against property damage and loss. It also provides liability coverage against accidents occurred inside the home. Homeowners insurance can cover luxury real estate in the Philippines such as luxury condominiums, country homes, and other dwelling units. This form of insurance satisfies the requirement of the mortgage lender for a home loan, gives you peace of mind, and lessens your stress.

What are the Types of Home Insurance Coverage?

There are hard or fast rules for getting home insurance. Choosing the best insurance policy will depend on the surrounding risk factors around your luxury home. Here are some policies of home insurance Philippines that provide protection for your luxury real estate:

Basic Home Insurance

Basic Insurance pays for any damage that occurred from lightning or fire. It covers your house and personal belongings such as jewelry, valuable art, cash, and furniture. The insurance firm pays reconstruction costs when the insured makes a claim. This type of insurance is usually availed of by clients who are not yet sure of what they should get for their homes and will eventually upgrade to comprehensive insurance.

Comprehensive Home Insurance

Comprehensive Home Insurance, or also known as a high-value home insurance policy, provides more coverage for your luxury home. It covers other natural or man-made disasters, like floods, earthquakes, explosions, tsunamis, volcanic eruptions, and vehicular accidents. There are also comprehensive home insurance coverages for other perils like accidental death, riot, strike and malicious damage to your home.

Comprehensive insurance policies give better home coverage. The policyholder will be reimbursed for house repairs above the amount listed in the contract. This insurance goes beyond basic insurance by offering extended costs for the replacement and reconstruction of your home. Some contracts also allow policyholders to opt to “cash out” their claims in case their home has been destroyed and decides to build a home elsewhere.

Comprehensive Home Insurance is catered to people who own expensive or valuable items at home. Thus, it provides better content coverage. For one, it covers all your items at home, as compared to a standard or basic home insurance which can only cover your items for particular “named perils”.

Better liability coverage is also what sets this insurance apart from basic home insurance. If you are faced with a lawsuit that involves your luxury home, you will need to spend a lot on your expenses. The Comprehensive Home Insurance policy alleviates your financial struggles by covering legal expenses outside of your policy’s limit.

Comprehensive Home Insurance policies have other benefits to policyholders, such as the following:

• Minimum Hazard Insurance. This type of homeowners insurance policy is required by mortgage lenders as protection against natural calamities.
• Multiple Lines of Coverage. If you want to have additional coverage on your home insurance Philippines, you may consider this policy. It also covers your pool or personal belongings stored at home.
• Liability Insurance. Liability insurance is the standard home insurance policy that covers personal liability for injuries done by other persons that occurred in your house.
• Personal Property Insurance. This insurance policy is extended coverage of your personal properties in your home, and you may include valuable art and jewelry in your policy.
• Hospitalization and personal injury insurance coverage
• Insurance for household helpers, gardeners, and drivers
• Relocation allowance

This type of homeowners insurance is ideal for owning luxury houses in the Philippines, such as those owned by Brittany Corporation.

What Do I Need to Consider in Getting a Homeowners Insurance Policy?

Since luxury homes are one of the most significant investments you could have, getting home insurance Philippines will protect your home from any unforeseen circumstances. When availing of an insurance policy, you need to pay premiums to keep it active. However, you need to consider the factors that may influence the cost of your policy.

1. Insurance Plan

   Your chosen insurance policy will affect your premium costs drastically. A standard insurance policy has a lower insurance premium. But if you own one of the luxury houses in the Philippines, it is ideal to avail yourself of comprehensive home insurance so you can insure other expensive items in your home.

2. Location

   The location of your luxury condominium or luxury home is also a big factor in paying premiums. Insurers consider the proximity of your home to natural hazards or accident-prone areas. Crime rates in the communities may also affect the price of your premiums, such neighborhoods where gang wars, theft, and vandalism are prominent. So, if you live near any of these areas, expect to have a higher premium payment.

   Aside from these, you may also have to pay higher premiums when you also have convenient access to everything, such as airports, lifestyle shopping malls, and recreational spots. Brittany homes are accessible to these areas, that’s why most homebuyers consider getting houses from houses owned by Brittany Corporation, and they wouldn’t mind paying for higher premiums if its convenience and comfort are what they get in return.

3. Size of Your Home

   The larger the home, the higher the insurance premiums you need to pay. Luxury homes, like villas, are larger than country homes and are ideal for big-size families. A larger home would mean more amenities, rooms, and other storage spaces. Your insurance company will consider these factors in giving you the best insurance policy as larger homes have more materials and equipment compared to smaller homes.

4. Overall Condition of the House

   Premium materials are used in building luxury houses in the Philippines because of the humidity and frequency of typhoons. Luxury homeowners choose the materials of their houses based on appearance, comfort, and durability. Commonly-used materials for luxury houses are brick, granite, marble, exotic wood, stone, and many more.

   Aside from the materials, your home’s unique design will be considered, such as those houses with geothermal heating systems, glass walls, or engineered floating staircases.

Choose a Reputable Home Insurance Provider

There are several insurance companies offering home insurance to their prospective clients. Here’s how you can determine which company offers the best services:

• History and Reputation. Go over the insurance company’s website to read its history, and search for reviews from its clients to give yourself an overview of the company’s reputation in providing its services.
• Convenience. Insurance companies should have a way of transactions easier for their clients. Check if they offer to file claims and payment of premiums online or in various payment methods.
• Discounts Offered. Insurance companies offer discounts or special offers to new clients to save you money from paying insurance premiums. Ask your insurance agent if they have exclusive discounts for you.

Key Takeaway

Regardless of the type of insurance you will get for your home, with the guidance of agents and thorough research, a home insurance policy ensures that your luxury home will be protected from any kind of hazard or accident.

If you want to experience living in luxury home with safety, check out Brittany Corporation’s luxury houses in the Philippines. You’ll see beautiful Brittany homes and luxury condominiums fairly priced to meet your expectations. To know more about Brittany, what Brittany living feels like, and news on the latest updates, make sure to follow us on our LinkedIn and Youtube accounts.

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WATER- a basic necessity in our everyday lives. The many purposes people do with it include drinking, washing the clothes and home utensils, watering the farm animals or your pet, and other commercial businesses. Most people do not understand the importance of clean water supply and misuse it. While the demands and populations increase, so is the use of water for the changing needs.

But did you ever wonder what are the ownership and territorial rights of the water here in the Philippines? It is important for the water users to know such rights that cover their area of living.

There is an existing law named as the Water Code of the Philippines or the Presidential Decree No. 1067. It is made for the adherence of all issues related to the water bodies in the Philippines. The code also pertains to all water systems and ways within the country’s ownership including the ocean and airborne waters, and the ground and surface water.

Learn more about the basic law governing these water bodies.

Who owns water in the Philippines?

Though water is available everywhere, to whom does these waters belong to?

The decree instituting the Water Code states that all the waters belong to the State. When we say all waters, it includes the continuous flow of water in lands (waterfalls), water naturally rising on lands (lakes and lagoons), rainwater, and such. In article 3, it was mentioned that acquisitive prescription is not possible and only the State has the right to its development to achieve the improvement and protection of water resources through administrative concession.

Why are water codes important?

The making of the Water Code has important objectives like to provide clear guidelines regarding the conservation and protection of water resources and enhance the rational utilization or current usages. It also lets water users to be knowledgeable on their water use rights as citizens of the Philippines. The Water Code of the Philippines provides a thorough understanding for people to be prepared with the unforeseen challenges related to water including the increasing scarcity of water resources. The Code also institutes the basic principles and framework that help with the utilization and optimum development of the water resources. And further below, it also discusses the administrative agencies who are responsible for the enforcement of this Code.

To properly manage the governing laws, the National Water Resources Board (NWRB) under the water sector of the country, is in-charge of the regulation and policies related to water use. They are responsible for ensuring that the law continues to seek, control, and manage the utilization, exploitation, development, conservation and protection of all water resources and its surrounding area including the land related thereto. They aim to educate people and make them fully aware of the use of water, pollution causes, water permit applications, water regulation, and the acts that might lead to fines and penalties.

How do I get water rights in the Philippines?

What exactly is Water Rights? It is an entitlement granted by the government for the appropriate use of water. While the water permit is the physical evidence or document that proves your water right. And so, the general rule is that no one is able to acquire a legal right to any water resources without a supporting document of a water permit.

The National Water Resources Council qualifies and grants the Filipino citizens in the country, corporations with at least 60% capital, and government entities with water rights. Water permit is granted for the purpose of irrigation, power, fisheries, industrial, recreational and commercial, and other objects that are subject to the changing needs. However, before giving the water permit, a thorough investigation is done to review water charges. The process includes conduction of hearings where it will tell whether or not the permit will be granted.

The series of hearings will discuss the volume of water for beneficial use, possible conflicts on the grantees’ personal interest, effects on the environment, and other objects and subjects.

On the other hand, an exemption to water permit is granted to those who use the water bodies for hand carried receptacles, washing of domestic or farm animals, and transportation of other objects by floating it.

What is the importance of the Water Code of the Philippines?

The laws enforce and establish the basic principles and framework relating not only to the conservation of water resources but also to the embodiment of the country. Below are the underlying principles and framework relating the importance of having a Water Code:

Use of Water

As we know that water is one of the primary necessities of every human being, it is also used in many different economic activities. The common means of living of Filipinos are through fishing and farming. The marine and agricultural areas are to be sought for proper attention to ensure that the livelihood of many citizens will not be compromised. The use of water also includes raising livestock including domestic or farm animals.

Our natural resources also depend on our rich agriculture which also contributes greatly to our economic growth and stability. A proper irrigation act and system is needed to achieve optimum development. Another economic activity that the Philippines is known for is its tourism. Beaches with white sands, waterfalls, rivers, and other natural bodies are also managed by the water code based on its governing laws. They seek to ensure that problems like water pollution are avoided.

Citizen’s Welfare

As stated in the chapter 5 of the Water Code of the Philippines, preventive measures are being made by the Secretary of Public Works, Transportation, and Communications. If such disasters happen including floods, changing patterns of the waterways, or river encroachment, the board is prepared to minimize harm to such extent. Some projects that ensure the safety of the citizens are creating drainage systems and building flood control structures.

Aside from the natural disasters, the need to sustain water supply is an urgent demand. The statistics show that economic growth and country’s population are rapidly growing. With that being a concern, it implies a higher risk of water pollution and higher demand from water users. Nevertheless, the Code is sufficiently flexible to adhere the continuous well ownership, appropriation, utilization, exploitation, and protection of the waters.

The Rational Utilization of Waters

The proper use of waters granted to anyone shall also include basic principles following the State’s guidelines. Some of those are:

• When an organization/person works with storing and transporting water resources, they are required to have a proper measure to prevent and control incubation of bacteria that can cause diseases.
• If tests and curing of waters are done for reuse, the utilization of recycled waters are possible except for direct human consumption.
• The constructed drainage systems shall lead its outlet to the natural bodies of water, if not so, to a course approved by a credible government agency.

Sanctions to the Violators of the Water Code

According to the Article 90 of the Water Code, a fine of not more than One Thousand Pesos (PHP 1,000) with a suspension or cancellation of water permit is conferred to the people with these following offenses:

• Failure to follow the existing guidelines in the rational utilization of water users
• Compelling groundwater of landowners without council registration
• Noncompliance to the requirements
• Illegal lease, selling, and transfer of water permit
• Others

Other violations and noncompliance that are greatly offensive to such extent can lead to imprisonment, dissolution of corporation, and a penalty.

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Everyone wants to experience world-class living in their homes. But when you are reviewing your seller’s Deed of Sale, you may notice the unfamiliar terms “free from any liens and encumbrances.” You need to have thorough knowledge when it comes to buying your next home, especially when it is a luxury real estate, such as a luxury home from Brittany Corporation.

If you are buying a house and lot for sale and there are liens and encumbrances on the title, read on to learn the difference between these two.

What is the Difference Between Liens and Encumbrances?

While these two terms are coined together, they have different uses. Liens are monetary claims against real or personal property to secure payment, such as a settlement of the obligation. Encumbrance, on the other hand, is broader and refers to any claim against a property. This means that any lien is considered an encumbrance, but not all encumbrances are considered liens to secure payments.

A common lien or encumbrance attached to the property is a mortgage lien. In case the debtor or the previous owner failed to settle his debt, the mortgage constituted on the land may be foreclosed even if the land title is transferred to a new owner. Thus, the transferee must respect the terms and the existing encumbrances or liens in the registered real estate leases.

You will see the liens and encumbrances affected on the land on the transfer certificate of title issued by the Land Registration Authority.

But there are also liens and encumbrances registered without the consent of the landowner. That’s why you may notice that the owner’s duplicate copy does not include all registered liens and encumbrances affecting the land.

Foreign nationals and corporations are not exempted from being subject to liens and encumbrances on their property. Foreign nationals who bought luxury real estate or personal property are also subject to liens and encumbrances attached, annotated, or registered to them.

Other liens can also be found on contractual restrictions agreed upon by property owners. These contractual restrictions also bind the new owner of the land.

What is a Lien?

A lien is a legal claim or legal right granted by the property owner, by law, or by a creditor. It serves as a guarantee for any obligation, such as repayment of loan. The creditor may seize the asset subject of the lien if the obligation is not fulfilled or settled.

Liens are limited to any financial interest, and they may come from a lawsuit initiated by the creditor, where the court will give the creditor the right to seize and sell real property or personal property to satisfy any outstanding debt.

A common example of a lien is when one party fails to pay his car loan for several periods, the financing company may repossess his car and sell the car to satisfy the debt. Another example can include the right of the creditor to attach funds to the debtor’s bank account.

What are the Types of Liens?

Creditors seize the assets of the debtor and take their wealth. There are various liens that can be put in the government, financial institutions, and small businesses.

Voluntary lien

Consensual or voluntary liens are liens you consented to, such as loans or advance credit. A common type of voluntary lien is a residential mortgage. If you own a luxury home, you may take a security interest in your home from your bank when you obtain a mortgage. A security interest is also significant when a car dealer arranges financing for a car buyer. There are two types of consensual liens:

• Purchase-Money Security Interest Lien. This lien applies when the creditor extends credit to the debtor for buying a specific property that will secure the debt. These include car loans or luxury home mortgages.
• Non-Purchase Money Security Interest Lien. The security interest created in this lien is when the debtor puts up his property as collateral to secure a loan.

Statutory liens

A statutory lien is a lien created by operation of law that doesn’t require a security interest with the debtor. The most common statutory lien is a tax lien and mechanic’s lien.

Tax Lien

A tax lien is a statutory lien attached by taxing agencies. Tax liens allow the taxing authority to attach a lien to real property – such as residential real estate or commercial real estate – or personal property to a delinquent taxpayer.

Judgment Lien or Judicial Lien

A judgment lien or judicial lien is a lien obtained through a legal or equitable process issued, whereby the court where the creditor is given the legal right to seize or retain possession of the debtor’s real estate or personal property. Judgment liens are considered to be the most dangerous form of lien.

Maritime Lien

A maritime lien is a non-possessory right of a lien holder over the ship, where he can claim ownership of the ship if the ship owner does not compensate them in case they fail to perform services or any other obligation in the contract.

What is an Encumbrance?

Encumbrance is a claim against any interest in the property that limits how a property owner can use the property. Encumbrances prevent the transfer of the property and restrict the owner of its free use.

As mentioned earlier, encumbrances are not limited to monetary claims. It includes restrictions on the use of a personal or real property.

What are the Types of Encumbrances?

Here are examples of other encumbrances:

Easements

An easement is a real estate concept where a person uses the property of another, where the person using shall pay the owner for the right of easement.

Easements are purchased by a utility company for building telephone lines or water pipes below a private property.

Deed Restrictions

Deed restrictions, also referred to as restrictive covenants, define and limit how a property should be used. Luxury real estate properties with deed restrictions limit what you can put up in the yard, what you can build, and if you are allowed to run a business.

Encroachment

Encroachment arises when another person, such as your neighbor, builds something on your property. Encroachment will hurt your property value and may cause problems as to who owns the property.

What Does “Free from Liens and Encumbrances” Mean?

Having a “free and clear” or clear title means that the property held has no lien or other legal interest attached to it. This means that a homebuyer must pay the mortgage and there should be no outstanding liens on the home.

Why Do I Need to Know Any Existing Liens and Encumbrances as a Property Owner?

You need to know if your property has existing liens and encumbrances as this will affect your finances. A property with a lien or encumbrance may prevent you from fully owning and occupying the property. For instance, when there is a title search and the title on your property has liens or encumbrances, it means that another person has a claim on that property.

That’s why when you’re looking for a house and lot for sale, talk to the real estate agent first and do a title search to check if there are any liens or encumbrances, whether permanently attached or not. Brittany Corporation, for instance, has real estate brokers who can help you identify any liens and encumbrances in your luxury real estate.

Key Takeaways

Now that you know the types of liens and encumbrances, it’s time for your next world-class Brittany living experience with Brittany Corporation! You’ll see beautiful Brittany homes and house and lot for sale fairly priced to meet your expectations. To know more about Brittany and what Brittany living feels like, check our website, LinkedIn, and Youtube for news and other latest updates.

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There are unfamiliar terms in the real estate market today. As a homebuyer, you need to know the various real estate terminology when transacting with real estate brokers or companies, such as Brittany Corporation.

Without further adieu, here is a compiled law terminology on real estate law Philippines!

Real Estate Law Terminology

Affidavit

It is a written sworn statement under oath that can be used in any district or appellate court. An example is an affidavit of self-adjudication, a legal document where a person wants to claim property ownership over the estate.

Adjustable-rate Mortgage

An adjustable-rate mortgage is the opposite of a fixed-rate mortgage. It has a valuable interest rate that can be low or high depending on the current rates set by the Central Bank and the economic climate of the country.

Amilyar

This is the Filipino term for real property tax.

Amortization

It is the gradual elimination of liability in regular payments over a period of time. An example of this is a payment of a mortgage loan.

Appraisal

It is an estimation of the value of the real estate. During a real estate transaction, the mortgage lender calls an appraiser to estimate the property’s value. This helps the lender determine if the property is valued at the amount of the loan the buyer offers.

Arbitration

Arbitration is an alternative dispute resolution, where the parties resolve legal disputes with the help of a neutral third party conducted outside district courts.

Assessed Value

Assessed Value is the assessment level set by ordinances multiplied by the property’s fair market value. The assessed value is used to determine the tax you will need to pay

Attorney-in-Fact

It is a person who is authorized to conduct any real estate transaction on behalf of another person.

Bankruptcy Court

A bankruptcy court is a court dealing with cases a person is unable to settle their debts, such as loan payments, mortgage payments, etc.

Debt to Income Ratio

The Debt to Income Ratio (DTI) is the percentage of your gross monthly earnings that will go to your monthly debt payments. DTI is used by private lenders to determine your borrowing risk.

Earnest Money

Earnest money is also known as a “good faith deposit.” It is a deposit money or initial funds that a buyer is asked to pay when the seller accepts the buyer’s offer.

Financial Institutions

Financial institutions are business entities that offer services for various real estate business transactions. These institutions include banks, insurance companies, brokerage firms, and investment dealers.

Traditional Fixed-Rate Mortgage

A traditional fixed-rate mortgage provides that the interest in your mortgage loan payments shall remain the same until the contract matures or until the end of the period agreed upon.

Foreclosure

Foreclosure is the legal process of enforcing a mortgage or other security interest when the property owner fails to pay mortgage lenders their monthly mortgage payment or the real property tax owed to the local government.

Foreclosed Properties

A foreclosed property is a distressed private property where the government or financial institutions have legal custody because the previous owner or the debtor cannot pay the money owed to the creditor.

Gross Monthly Income

Gross monthly income is an individual’s taxable income before deductions are made.

Homeowners Association

A homeowner’s association (HOA) is a private organization managing a community, such as luxury condominiums or luxury real estate, that requires payments to be a member. In the United States, it is called the Federal Housing Association.

Land Title

A land title, or a certificate of title, is a legal document or record proving a person’s legal ownership of a property, such as luxury real estate.

Real Estate Contract

A real estate contract, also known as a purchase agreement, is a draft document between the buyer and seller in a real estate transaction. The purchase agreement includes the obligations of the buyer and seller must fulfill before the title is transferred, such as paying closing costs or a down payment.

Real Estate Agent

A real estate agent or salesperson is an accredited person who acts on behalf of the real estate broker when making transactions in a house and lot for sale. They are paid by commission, salary, or other similar and useful considerations.

Real Estate Broker

Real estate brokers are registered and licensed persons who act as an agent of a party in real estate transactions for a professional fee, commission, or other valuable consideration.

Recto Law

The Recto Law was enacted in 1933. It refers to a set of legal rules protecting the rights of the buyers of personal property paying in installments.

Rescission

Rescission refers to the cancellation of the real estate contract.

Is the Any Law Terminology on Court Proceedings That I Need to Know?

If there is a controversy on a house and lot for sale and you have been called to be present at the court, you need to comply with the court proceedings and other legal processes. Here are some law terminologies you need to know in a court proceeding:

Court Proceedings Law Terminology #1: Court Decision

A court decision is a judicial determination of the rights and obligations of each party based on the facts presented and the law applied. For instance, a court decision determines the sentence to be served by the defendant convicted of a crime or the award that they need to pay in a civil lawsuit.

Court Proceedings Law Terminology #2: Court Reporter

A court reporter is called the guardian of the record because they are responsible for the whole legal process, such as the transcription of court records.

Court Proceedings Law Terminology #3: Magistrate Judge

A magistrate judge is a judicial officer of a district court who is appointed by a majority of district judges in the district court.

Court Proceedings Law Terminology #4: Trial Jury

In a federal government, there is a trial jury for trial court or federal courts. A jury trial determines whether the defendant is convicted of the crime charged. At the end of the trial, the judge provides the jury instructions about the applicable law in a civil or criminal case. There are two juries: federal criminal jury and federal civil jury.

Federal criminal juries consist of 12 people and their alternates. There must be a unanimous decision on the part of the jury trial before the defendant is found “guilty.” This means that the government attorney must prove to the convicted defendants are guilty beyond reasonable doubt under criminal law.

On the other hand, federal civil juries consist of at least six people. The jury must also come to a unanimous decision that the defendant is liable, and the proof needed is “preponderance of evidence” or “more true than not” under civil law.

Court Proceedings Law Terminology #5: Criminal Defendant

A criminal defendant is a person accused of a crime in a criminal case.

Court Proceedings Law Terminology #6: Plaintiff

A plaintiff is a person who files a civil lawsuit complaint.

Court Proceedings Law Terminology #7: Plea

A plea is a defendant’s statement pleading “guilty” or “not guilty” in his criminal allegations before an open court.

Court Proceedings Law Terminology #8: Subpoena Duces tecum

It is a type of subpoena issued by a district court or Supreme Court directing a person to produce or bring relevant documents to the court.

Court Proceedings Law Terminology #9: Supreme Court

The Supreme Court is the highest branch of the judiciary department of the country and is sometimes referred to as the “court of last resort.” It resolves court decisions from the appeals court by applying the correct law and jurisprudence.

Key Takeaways in Real Estate Transactions

Now that you got a good grasp of some real estate terminology, it’s time to find your next world-class living experience with Brittany Corporation. Our Brittany homes give you a breathtaking view and accessibility to all areas suitable for your lifestyle for a reasonable price!

Pay a visit to our Brittany Homes at Portofino Alabang, and see what a luxury house and lot in Metro Manila looks like. And if you want to know more about what Brittany living feels like, visit Brittany Corporation’s website, LinkedIn, and Youtube accounts.

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The advancement of technology made our lives easier – from communicating with our friends and loved ones worldwide to taking a virtual tour of a luxury real estate you’re interested in within the comforts of your home.

Everything has become convenient because of smartphones, laptops, and desktops, but convenience and comfort always come at a price. The rise of false or fictitious information, spam text messages, and other security risks becomes a huge concern in all countries. In combatting these issues, there must be a law to protect our rights to security and privacy.

On October 10, 2022, President Ferdinand “Bongbong” Marcos Jr. signed Republic Act No. 11934, or the Subscriber Identity Module (SIM) Card Registration Act. This is the first law signed by President Marcos Jr. since he assumed the presidency last June 2022 and it was a rapid digital adoption driven by the rise of users engaging in e-commerce, fintech, and mobile services where one-time PINS (OTP) are required to confirm transactions.

According to his speech in Malacañang, the provisions of this law provide law enforcement agencies with the tools to resolve crimes perpetrated with the use of SIM cards. However, local telecommunication companies called for the speedy rollout of the national ID system and provide more time for them to implement the law. Telco companies said that there must be a national ID system to ensure the safety and privacy of the users.

The National ID system helps verify the subscriber’s identity, and it will lessen the telco companies’ burden of establishing other databases that store biometrics data, said DITO Telecommunity chief technology officer Rodolfo Santiago.

Other telco companies such as Globe and SMART also said that they need more time to prepare for the safe and successful implementation of the new law “to ensure the safety of the information that they will collect from their prepaid subscribers.”

What Do I Need to Know About the SIM Card Registration Act?

Republic Act No. 11934 or the SIM Registration Act “promotes responsibility in the use of SIM cards and provides law enforcement agencies to resolve crimes which involve its utilization and a platform and a platform to deter the commission of its wrongdoings.”

This new law provides that all mobile phone subscribers are required to register their sim cards with public telecommunication entities (PTEs) before they will be activated. A PTE is any person or group, whether government or private, engaged in providing telecommunication services to the public for compensation.

All PTEs, agents, authorized dealers, or other entities selling SIM cards shall be in their deactivated state, and they will only be activated when they complete the registration process. The Department of Information and Communications Technology may extend the registration for a period not exceeding 120 days.

Existing prepaid and postpaid subscribers also need to register their sim cards within 180 days or six months from the effectivity of the law.

What are the SIM Registration Guidelines?

SIM card owners must comply with the following parameters:

• Submit a duly-accomplished control-numbered owner’s registration form with your full name, birthday, sex, and address.
• Present any valid identification document cards that will verify your identity.
  • In the case of juridical entities, present the certificate of registration, a duly-adopted resolution designating the authorized representative, for corporations such as luxury real estate companies like Brittany Corporation, and special power of attorney.
• If the minor is a SIM card owner, the registered sim card shall be under the name of the minor’s parent or guardian, as long as the minor’s parent or guardian shall give their written consent and register the SIM.
• If you are a foreign national, register your full name, birthday, nationality, passport number, and Philippine address, and present any valid identification document, such as passport, proof of address in the Philippines, return ticket to own country, Alien Employment Permit issued by DOLE, etc.
• You must also use your real name and phone number when creating social media accounts.

The PTEs assigned in remote areas shall facilitate all SIM registrations.

Failure to comply with the required registration shall automatically deactivate your SIM Card and shall be subject to appropriate penalties provided by the SIM card law.

Are There Any Challenges to the SIM Card Registration Act?

Several groups raised their concerns about the SIM card law. They said that the provisions of this law could violate fundamental human rights of speech and privacy. The Computer Professionals Union, an organization of information and communications, also added that the mandatory sim registration puts risk our right to privacy and data protection, as can be seen in other countries.

This law may also cause possible data breaches and be weaponized to target perceived state enemies, like journalists and activists. State surveillance is a concerning issue in other countries having the same law in effect. Last August, a hacker posted the national identity numbers, phone numbers, and telco providers of registered sim card users in Indonesia. Meanwhile in Brazil, Peru, and Mexico, they have adopted regulations compelling telco companies collect and identify the mobile phone subscribers’ information for law enforcement.

According to Bayan partylist representative Renato Reyes, even if there is a rising concern on text scams, sacrificing our privacy is a problematic response.

Are There Any Safeguards Imposed by Law Enforcement Agencies?

Despite there is a spark of controversy, the SIM Card Registration Act provides sanctions and appropriate penalties for those who violate any provisions of the law. It prohibits the disclosure of personal information of mobile phone subscribers unless there is a duly issued subpoena or lawful order from a competent court or a written request from a law enforcement agency relating to the ongoing investigation.

Other offenses punishable by the include the refusal or failure to register the SIM card, breach of confidentiality, whether intentionally or negligently, using false or fictitious identities or information, transfer or sale of a SIM card without the required registration, spoofing a SIM card, and selling a stolen SIM card.

Any person violating the SIM card law shall be penalized up to 4 million pesos.

Moving forward with these government initiatives, the National Telecommunications Commission shall meet with other telco providers to consult on other guidelines for the SIM card registration and strengthen the data privacy.

How Can The SIM Card Law Benefit Us?

The SIM Registration Act benefits users to determine the legitimacy of the person contacting us, especially when it comes to transactions. For instance, if you are making a transaction with real estate brokers, you won’t be defrauded easily because the number associated with them are registered under their name.

National Privacy Commission (NPC) Commissioner Raymund Liboro said in his statement that the need to “know-your-caller” or “know-your-customer” is crucial in today’s time to not only protect everyone from scams and frauds, but also to build business and consumer confidence when engaging in the e-commerce industry or digital economy.

While this new legislation prevents users to fall for scam text and online messages, the government needs to consider concerns raised by citizens and civil society groups, guaranteeing utmost respect for data privacy.

Final Thoughts

Transacting online can be tricky and sketchy, especially if you are not sure with the person you are talking to. So, if you are transacting house and lot properties for sale online, make sure to contact legitimate real estate brokers. Brittany Corporation lives up to its name of safe and secure transaction with its client. You may check our properties page to see our list of luxury houses in the Philippines, and make sure to visit our LinkedIn and Youtube accounts to be updated with the events and news!

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Client presentations are an essential part of the sales process. They allow you to share your ideas, explain how they can be implemented, and convince clients that you’re the right choice for their project. But with so much information packed into a single meeting, it can be easy to lose your audience—or worse, have them tune out before you even start. This article will act as a guide to help you make your own presentations more engaging.

How Do You Make a Good Presentation to a Client?

A good presentation to a client is a significant part of the sales process. The presentation programs should be designed to get your audience excited about what you have to offer. You want them to think that they can’t live without your product or service and that it will solve all their problems. For instance, when presenting real estate properties in Crosswinds Tagaytay, you want to seal the deal. An engaging presentation can make all the difference in getting that sale or not.

The following are some tips on how to make interactive presentations:

1. Plan your presentation

The most important part of the powerpoint presentation is planning it out in advance. You need to know exactly what you’re going to say, how long your presentation will take, and what your props or Google slides will look like. This way, you won’t be caught off guard by any questions or requests from your audience.

2. Make it interesting

People want short presentations that are interesting and engaging so that they don’t fall asleep! If you want people to remember what you said and act on it, then make sure that what you say is interesting and unique from other presentations they’ve heard before. Use stories and anecdotes from real-life situations that illustrate your points well, as well as quotes from famous people who have similar opinions on the subject matter at hand (but only if they’re relevant).

3. Use visuals

If you’re giving a presentation, you should definitely use visuals that support your points. This will help your audience understand what you mean and make it much easier for them to remember your message. There are many different types of visuals that you can use to make your presentation more interesting and memorable.

You can use videos, graphs, charts, and diagrams to show how something has changed over time or compare two or more things side by side (for example, the average cost of living in various countries). Pictures are also great for illustrating a point as they help people see what you’re talking about clearly. If you aren’t skilled in this department, you can use presentation software like Save Share to help you with this. You can also use presentation software to create your slides and diagrams.

4. Use humor

Using humor can make a presentation more engaging, memorable, and effective. It helps lighten the mood and keep your audience engaged throughout your talk. Humor is also an excellent way to show that you are approachable and friendly. This, in turn, makes people feel more comfortable coming up to you after your presentation has finished for questions or comments.

5. Tell stories

Stories are another great way to make your presentation more engaging, memorable, and effective. They can help people relate to the topic better and remember it longer. Some research has even found that people who hear a story or examples are likelier to take action afterward than those who only hear an argument or statistic. You can tell a story, for instance, about your personal experience in visiting a property in Brittany, Santa Rosa. If you can’t remember your stories by heart, you can use your mobile device for notes.

How Do You Impress a Client During a Presentation?

First, you need to know what type of client you’re dealing with. Are they high-maintenance client who expects perfection? Or are they more laid back and willing to work with your schedule? Once you’ve identified the type of person you’re meeting with, several things can help impress them during your presentation.

For starters, you can use this information to tailor your presentation. For example, if you know that the client is detail-oriented, then preparing for their meeting by creating a detailed presentation can go a long way toward impressing them. On the other hand, if they’re more laid back and willing to work with your schedule—then maybe having some extra time to talk about something else will impress them just as much.

Next, take a look at the client’s website. You can learn a lot about their business and what they value by taking a few minutes to read through their website. For instance, if they have an interactive map of their facility or products on the front page, that may be a sign that this is something you should include in your presentation (if not discuss in detail).

Also, don’t forget to make eye contact with the client and smile. It’s hard to tell how much this is actually important, but some people say that it can make or break a handshake. In other words, if you look at them in the eyes and give them a genuine smile—then they’re going to notice this right away and feel comfortable around you.

How Do You Engage With a Client?

The best way to engage with a client is to ask questions. The more questions you ask, the more information you will get and the better able you will be to tailor your compelling presentations or proposals to their needs. This is also a great way to make sure that they’re on board with everything you’re doing for them and allow them to express any concerns or issues that they may have with your services. For instance, when getting a client to be interested in The Lakefront Sucat, you can ask them what their goals are in a property. This will help your client to feel like you’re genuinely interested in their needs, rather than just closing a sale.

What Do You Mean By the Presentation Method?

The presentation method is a way of presenting information designed to help you understand how your client thinks and what they need from you. There are two main types of presentation methods: narrative and problem-solution. Narrative presentations tell a story about how the client came to be where they are today, while problem-solution presentations focus on their problems and how you can solve them.

What is the 7 by 7 rule in a presentation?

The 7×7 rule is a guideline that you can use when creating your slide deck. You should include no more than seven lines or bullets per slide. Each line should contain no more than seven words, ideally only one to three.

This rule helps prevent your slide deck from looking cluttered, a major turnoff for most audiences. You should also use a font size that is easy to read. If your audience has to squint or strain their eyes to read what you have written, it means that they are not focusing on the essential points of your beautiful presentations and may miss them entirely.

Also, it’s best to keep your slides simple. You don’t want them to be too busy or distracting for your audience. You should also use colors that are easy on the eyes and that complement each other well. So if you’re convincing clients to consider a property in Belle Reve, you can use the 7×7 rule to your advantage.

What is the 10 20 30 Rule in a Presentation?

Guy Kawasaki, a former Apple brand ambassador, created the 10-20-30 rule for PowerPoint presentations. It states that each presentation should have no more than 10 slides and never last longer than 20 minutes—and it should use at least a size of 30 for the font.

This is a helpful rule because it forces you to make each slide count and to keep the presentation short. It’s also an excellent way to ensure your presentation is easily digestible for your audience. The 10-20-30 rule is a good place to start, but it’s not the only way to make your presentation more effective. You may need to tweak this formula based on your audience, topic, and presentation goals. You may use this rule when making an engaging presentation for a potential client who wants to purchase Alpine Villas.

How Do You Write a 5-minute Presentation?

The first thing to do is decide what your audience wants to know and do when they leave your presentation. Then, once you have that goal in mind, break down the information into bite-sized pieces. For example, if you’re presenting a project plan to management or team members, explain how it will help everyone involved in the project succeed. Or, if you’re contributing to a client’s interest in buying a property in Vista Alabang, explain how the property will help them achieve their goals. Once you know what you want to say, write down all of your ideas in bullet points. Make sure that each one is specific and relevant to your audience.

Final Thoughts

To conclude this article, it’s important to remember that you should tailor your presentation to your audience. If you have a lot of technical jargon or industry-specific terms, make sure you explain to them as you go along. Also, make sure that your presentations are engaging and easy to understand.

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Get to Know Your Customers Day is one way for businesses to show their appreciation for their loyal customers. It is never easy to maintain a business, and keeping existing customers on getting your products and services is even harder, given the competition that any business may have. By celebrating Get to Know Your Customers Day, not only will you show customer appreciation, but this can also help in driving those repeat purchases that will definitely help your business, which is especially important to small business owners.

Customers love an act of goodwill and something extra from businesses every now and then. These make them feel special and valued by the company that they support. Gone are the days when providing excellent services is enough, because a lot of businesses are already doing just this. Going the extra mile for your clients can turn new customers into loyal customers, so to celebrate Get to Know Your Customers Day should be a priority for companies in helping to ensure business success.

This customer appreciation event is typically celebrated on the third Thursday of January April July and October, but feel free to celebrate it on a day when both the company and the customers feel comfortable, like a holiday, for example. You also do not have to celebrate it for just four days per year, if you feel like the company can do with more.

One thing that will make customers feel special and comfortable is to celebrate customer day in a high end residential property. This will make them feel valued and can boost the company’s reputation. To invite customers to a luxury house, particularly the most beautiful houses in the Philippines, is a great tool to improve customer relationships.

How to Celebrate Get to Know Your Customers Day

There are many ways to build strong customer relationships during such events. These will be different for every company, since different customers have different needs, but the following are the general things that business owners should take note of.

Decide on the Best Venue for Your Event

The best place to celebrate this day will depend on your customers — where they are located, their demographics, their preferences, etc. Make a great impression on your best customers by reserving a premium venue or by inviting a few of them to a luxury house that you own. Luxury real estate will never fail to impress the right people.

Have it decorated, hire some help, and bring out your best Chinaware. Treat this day as if you are meeting some friends. If you think that an in person meet-up is not feasible, then consider having an online event. Just make sure that this will not be a discount version of what could have been a face-to-face event.

One way to spice things up online is to have some performances done by professionals. This will provide your customers with an experience they do not normally get from Zoom meetings. A simple song number, even a pre-recorded one, will do.

Having a social media event is also a great idea, because this eliminates the problem of bringing your customers together in one place. One thing that you can do is to conduct a free lesson, a seminar, or an appreciation session related to your business. Giving your clients the gift of education is a great way to show customer appreciation. Do not forget to hand out printable certificates!

Make Customer Profiles of Your Best Customers

You definitely do not have to get to know every single customer to a personal level, so make sure to invite only your priority customers, or the ones who give your company the most. By doing this, there is a strong chance that these clients will become customers for life, because there is nothing like an exclusive event to make customers feel special.

Getting to know about your best customers beforehand can help you decide about a lot of things related to your event. You will have a better idea about what to do, what to say, what to show them, etc. This will also benefit the company, because customer profiles can give you hints on how to serve your target market better. It can even change your target market and your marketing strategies.

By making customer profiles, you might even get to know that some of your customers can give more than just sales to your company. By being familiar with your customer base, you can even find potential employees, business partners, or even ones who can give you business loans. If you discover, for example, that some of your clients live in a high end residential property, a luxury house, and luxury property Philippines, then you should prioritize that client on your guest list.

Give Nice Freebies

Attending such an event, even if it is only through social media platforms, some customers will be expecting free stuff. Your free gift should be meaningful for it to be appreciated by the recipient, not just a random item that the company wants to get rid off. By knowing your customers well beforehand, you can give them something that will not go to the bin right after the event is finished.

It is important to remember to keep to your company’s brand, so that you do not disappoint. Giving an Instagram-worthy freebie can make your attendees use your freebie in front of others without hesitation or even post about it on their social media pages, which is basically free marketing. Word of mouth can be more powerful than direct mail and other forms of marketing.

Having your customer appreciation event held in luxury property Philippines can make them talk about your event to their friends, who may be converted into customers as well. Make sure to have the celebration in a high end residential property, so you can make a great impression on people. Luxury real estate is something that can do wonders for your customer base, because luxury houses in the Philippines is a sign that business is going great.

Consider a Loyalty Program for the Attendees

Loyalty programs are a great way to keep your customers on getting more and more of your products and services from your store. By doing this, you are providing them with perks, so that trying out stuff from a different brand will become less tempting.

This is another way to give them a feeling of exclusivity, especially if the loyalty program will not be offered to everyone, just the attendees. This will also get clients to be interested in your event, so no need to worry about having actual attendees, if you create a program that is worth the repeat purchase.

Get Your Customers’ Feedback

Get to Know Your Customers Day should not be just a one-time event. As a business owner, you should definitely connect with potential loyal customers whenever you get them, because they are essential to the success of your business. If you are going to have this event multiple times throughout the year, it is important for the attendees to provide feedback, so you can get other ideas on how to orchestrate your next customer engagement event.

Also be creative with your feedback form, in such a way that they will also survey about the clients’ shopping habits, customer experience, pain points, and even products and services they wish to see from your company.

Conclusion

Get to Know Your Customers Day is a great way to show customer appreciation, build better customer relationships, and help ensure customer loyalty. Make sure to do it right, so you can make your clients feel special and come back for more of your products and services.

If you are interested in luxury property Philippines, luxury house, and the most beautiful houses in the Philippines, check out the Brittany Corporation website. They specialize in producing only the best houses in the Philippines and they are the most trusted company when it comes to luxury real estate.

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The needs of humans vary along with the globe. Although the concept of smart homes has been around for a while, it has only recently gained popularity.

Home automation is going in the direction of smart homes. You can use your voice, a smartphone, or a tablet to control your home with them. You can also set up smart home devices to work together to save energy and make your home safer.

Image Source: Unsplash

The future looks very bright for smart homes. Individuals are discovering more and more about how great it is to have a smart home, and the market is predicted to expand steadily over the next few years. Now is the time to buy a smart home if you’re thinking about it. Smart homes give you a great return on your money and can make your life easier and more comfortable.

Smart homes are the future of homes. They are here to stay, and their popularity will only grow as time goes on. This article will talk about the outlook of smart homes systems and how they can make your life better.

What Does a Smart Home Do?

The term “smart home” is thrown around a lot, but it can mean different things to different people. To some, it’s a smart thermostat that automatically adjusts your heat or air conditioning based on your schedule.

Image Source: Unsplash

To others, a smart home system might be a smart home security system that alerts you when there’s an intruder in your home. Or maybe it’s something as simple as a lamp that turns on when you enter your room in Brittany, Santa Rosa.

Smart home devices can do all of those things and more. In fact, the possibilities are virtually endless when it comes to what your home can do. But what does “smart” mean? It can be conceptualized most simply as the union of two concepts: convenience and technology.

The technology behind the smart home market is fairly new, but thanks to improvements in battery power and wireless connections, it has become more common in recent years.

Nowadays, you can find smart home appliances for almost every part of your life — from your doorbell to your thermostat to your oven and even your toothbrush! Even with your newly bought house and lot near Nuvali, you can install any smart home appliance you envision.

A smart home is also convenient because smart home appliances reduces the amount of effort you have to put into everyday tasks like turning off smart lights or changing the temperature inside your house. One example is an automated lighting system that allows you to turn your lights on and off with the touch of a button.

In addition, if you have a smart doorbell with video capabilities, then you can see who’s at your door right from your phone — no more waiting around wondering if it’s just the mailman!

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Is it Worth Making a Smart Home?

Smart homes are something to think about if you want to acquire a new or used home. They can make your home more valuable and easier to take care of.

There are plenty of reasons to buy older homes with outdated wiring and plumbing, but smart home technology isn’t one of them. So if you’re considering turning your home in Belle Reve into a smart home, it may be worth the investment, depending on your goals and priorities.

Smart homes can also save you money by letting you control energy costs with the flick of a switch or the wave of a hand — or even by automatically adjusting heating and cooling systems based on your location or activity schedule.

And if you have an older home that needs repairs, smart home technology might be able to help there too. You can use cameras to identify leaks before they become serious problems and monitor water usage so you know when to call in a plumber.

The best part about smart appliances is they aren’t just expensive toys for rich people. They’re becoming affordable enough that anyone can benefit from them — even if they don’t have much money yet. It’s not just about saving money, either.

Smart appliances can also make your life better by helping you keep up with housework and errands so you have more time to enjoy the activities you enjoy. If you’re a busy parent in your home in Georgia Club, this can significantly lift your burden.

What is the Future for Smart Homes

Smart homes are still in their early stages, but they’re growing more popular every year. As technology improves and prices drop, people will find new ways to use these devices to make their lives easier. One day we may be able to control our entire home with a single app or smart device — or even just by talking.

Also, it’s not just homes that are getting smarter. Cars, appliances, and even clothing are being developed with built-in technology. In the future, it may be possible to control every aspect of your life with a single, smart device.

You’ll never have to worry about forgetting something again — or losing track of where you put it! In the near future, expect a world full of innovative cars in front of your smart home in Augusta, Sta Rosa.

Just imagine the following scenario. You could walk into your house and tell it to turn on the lights, start the washing machine, and play some music. In the morning, you could drive to work and tell your car where to go. When you get there, it will park itself in a parking garage. Then when you’re ready to leave work, your car will come to pick you up!

What is the Trend in Smart Homes?

The smart home trend includes many different home automation systems and services that can help improve your life at home. There are many ways to make your house in Belle Reve smarter, from lighting to security. A few of the most popular trends in smart homes include:

Home automation

This is the most common type of smart home technology. It allows you to remotely control different devices in your house through an app on your phone or computer. You can turn lights on and off, control heating and cooling systems, and even open doors remotely from anywhere in the world with internet-connected devices.

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Security systems

Most people view security as more than just cameras and alarms — it also includes monitoring systems for things like smoke detectors, flood sensors, and other similar equipment that could alert you if something goes wrong in your house while you’re away from it.

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Health management

You can now monitor your health through various home automation systems such as blood pressure monitors, glucose meters, pulse oximeters, and more. These devices can be connected to your Wi-Fi network and accessed remotely to keep track of your health over time. You can even use apps on your mobile device to view data from these devices.

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How Can Smart Homes Benefit Your Everyday Life?

Smart homes are becoming increasingly popular. They offer a number of benefits, including energy costs and convenience. Smart homes can also help you save time and money. Here are some ways smart home devices can benefit your everyday life:

Home security

Security systems in smart homes can range from simple alarms to complete surveillance systems that monitor everything around your home. Some smart home devices include features like cameras, which allow you to see what’s happening outside without having to go outside yourself. You can also monitor everything from your phone or computer while you’re away from home.

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Energy efficiency

Smart thermostats can save you money by automatically adjusting the temperature based on when you’re home — or away — at different times of the day. You’ll never have to worry about leaving lights on again because your lights will turn off automatically when no one’s home for two hours straight. Your smart home devices will shut off when not in use, which will help reduce energy usage.

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Convenience and peace of mind

A smart lock lets you open the door with a touch of a button on your smartphone, even if you don’t have your keys with you (or if someone else has them). Smart locks can also track who comes into your home and when; this feature is beneficial if kids or elderly people are living with you. You can also use a smart lock to share keys with family members and friends, so they can check in on your home while you’re away.

Remote control of home functions

Smart locks can be controlled from a smartphone app, so you don’t have to get up and go into the house whenever you want to lock or unlock the door. You can also set up a schedule for your smart lock that locks automatically at night and opens in the morning—or whenever else you want. It’s also possible to control smart locks remotely with voice commands through Google Assistant or Amazon Alexa.

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Conclusion

To summarize this article on smart devices and how smart homes work, we can say that smart homes will become the norm within the next five years. The trend of a smart home system is unstoppable, and it’s only a matter of time before every house on earth has at least one smart device installed.

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People nowadays are finding numerous ways to break out of their daily routines. Holidays are anticipated for that long-awaited travel escapade. As countries begin to welcome back vaccinated travelers, people are prepared to take more vacations and travel on their bucket lists. In fact, most families are preparing for significant and enjoyable travel this year. But how can you be sure that your accommodations meet expectations?

What Are Home Exchanges?

Do you recall the film “The Holiday”? Where do Cameron Diaz and Kate Winslet swap homes for the holidays? Well, because of that movie, lots of travelers decided to skip paying for hotels and started home-swapping instead, saving a ton of money in the process.

A house exchange may also be referred to as a home swap or by other names. But in essence, a house swap holiday is when two parties exchange homes for a predetermined period of time.

What Are The Benefits Of Home Exchanges?

Sharing is caring, but do you think the trending “home swap” is a good idea?

1. You will pack light – Many people find packing to be a tedious process. Particularly if you follow a strict health regimen or must keep kids amused, it can be very stressful to make sure you don’t overlook any necessary products.

The good news is that you can pack light when you go on a home exchange holiday. You can locate residences with the features you require, such as a gym, a well-stocked kitchen with a blender, a car, and other necessary tools. You can also locate kid-friendly houses, which frequently have entertainment features like toys, movies, and other things.

2. You will spend less – You won’t have to pay rental costs if you go on a home exchange vacation. The only costs involved are the membership and exchange fees for the home exchange website since the home swap benefits both parties.

By using a house swap, you can travel more frequently without sacrificing quality or spending money on accommodations that fall short of your standards. It is affordable and offers high-quality lodging that meets your demands.

Additionally, your house will be well-equipped with conveniences like a kitchen, allowing you to prepare certain meals. When hosts swap automobiles, there are no longer any car rental costs.

3. You will be like the locals while traveling – When you stay in someone else’s real home, where people live year-round, you tend to blend in with the local population. The groceries you’ll cook for dinner come from the neighborhood outdoor food market, there is actually some purpose to exploring the area. With your families and new international friends, these promise to create lifelong experiences!

On things to see and do in the region, you might also get suggestions from the home owner. With easy access to local cuisine, activities, and attractions, you will also be in a neighborhood, which will help you gain a greater sense of the culture of your location. Get straight to the real spot and avoid paying tourist rates.

4. You will make use of your home – There is frequently a time when a second home is not being used if you own one. The easiest method to maximize the return on your second home investment while meeting your vacation needs is to sign up for a home exchange site.

It might also provide you comfort knowing that your home is in capable hands because of the home exchange partners membership standards.

5. Flexibility – Compared to other vacation options, exchanging homes offers greater freedom. You can choose from a variety of lodging alternatives, including yachts, waterfront villas, resorts, estates, and private homes. Even if you want to go back to the same place, you never have to go there twice.

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Which Websites Are The Best When Searching For Home Exchanges?

Couchsurfing.com: Has more than 2,00,000 cities and 12 million users worldwide.

Lovehomeswap.com: Offers 75,000 properties from more than 160 nations.

Homeexchange.com: has more than 65,000 houses posted to bring together travelers from all around the world.

Bedycasa.com: On this website, there are almost 260,000 members listed. It offers anything from houses, hostels, and farms to rooms for rent.

Homestay.com: Links into a database of 50,000 regional hosts spread across more than 150 nations.

Culturegogo.com : connects visitors with English-speaking hosts in the community. In exchange for some language assistance through engaging in common activities, the guest receives free lodging and meals along with the opportunity to engage in cultural activities with a local host.

Wwoofinternational.org: Wwoof stands for World Wide Opportunities on Organic Farms, a nonprofit organization that educates people about ecological living and organic farming. Travelers look for locations where they can help hosts with their everyday chores in exchange for food, lodging, and information.

Homestayin.com: This home exchange site includes a substantial number of homestay rooms spread throughout more than 1,200 cities in 85 different nations.

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Different home exchange websites in the Philippines:

HomeExchange Philippines: Exchange your house or condo for a holiday in your own nation or elsewhere! With home exchange, you can experience travel like a local while saving money and being authentic, flexible, and safe. You may access more than 450,000 houses in 159 countries by signing up.

People Like Us Home Exchange: They are a diverse group of individuals from different countries, yet share a similar set of ideals. They value companionship, adventure, kindness, and trust. They are concerned with the principles of the home exchange network and participate because they enjoy the experience and the friendships it fosters.

Love Home Swap: They have what you need, whether you want to shake things up, go somewhere nearby, or work from someone else’s house. Exchange homes with members who are house proud and will treat your home as their own once their safety procedures are in place. Places where locals reside with all the conveniences of home are preferable to crowded motels.

What are the different types of home exchange programs?

1. Simultaneous exchange – As the name implies, two participants in a simultaneous exchange visit each other’s houses simultaneously. Due to the fact that both participants will be traveling at the same time, the simultaneous exchange just requires one set of dates during the setup procedure.
2. Non-simultaneous exchange – Even if the two members will be visiting each other’s homes at different times, the exchange will still be non-simultaneous. By separating the times when we travel, the non-simultaneous trade gives the exchange procedure a lot of freedom.  Since the two members are going to be traveling at different times, the non-simultaneous exchange has two sets of dates. The exchange should be proposed by the person who will be traveling first, with their dates listed as the initial leg of the exchange.
3. Hospitality exchange – Only one participant travels, but they are hosted by the other participant, who remains at home. The home will not be used only by the visiting member. While hospitality exchanges are excellent for members who are only “passing through” and staying for a brief period of time, some members also like this type for lengthier exchanges if their objective is to meet other members.

There are numerous benefits to using a home exchange for your upcoming holiday trip. No matter what your needs are for your vacation, you will benefit significantly. You can look for an “exchange home around me” or a location halfway around the world or simply search for those different home exchange sites we provided for you.

You don’t have to trade with someone who shares your hobbies if you’re looking to do it for pleasure. By exchanging homes with a person who lives somewhere else, you can discover more about the world and yourself. And if you really desire to invest in an “exchange-worthy home vacation” check out Brittany’s luxury properties and see a prospect haven perfect for you and your future home exchange partners!

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