From experiencing and surviving strong typhoons like Typhoon Haiyan (“Typhoon Yolanda”), Typhoon Rai (“Typhoon Odette”), Vamco (“Typhoon Ulysses”), and many more, it is undeniably true that the Philippines is one of the most disaster-prone countries in the world alongside other countries in the Asia Pacific Region. Located at the boundary of major tectonic plates as well as at the center of the typhoon belt, every corner of the Philippines is regularly impacted by typhoons, flash floods, droughts, and earthquakes, securing its rank among the top three countries in the world for vulnerability to disasters.

As a matter of fact, a great number of tropical storm that is happening worldwide is greatly attributed to the tropical cyclone formed in the Northern and Southern Hemispheres. Due to this, the Philippine government, most especially its citizens have developed strong coping mechanisms when hazards like a super typhoon hit the country. However, despite the coping mechanisms and resilience of the Filipinos, there is still a huge gap in management crises and preparedness across different regions in the country.

For this article, we will look back on the strong and deadly typhoons that hit the Philippines and their widespread devastation. We will also take a closer look at the Philippine government’s disaster preparedness and the Filipino people’s resilience.

Strongest Typhoons In The Philippines

1. Typhoon Haiyan

Known locally as Typhoon Yolanda, Typhoon Haiyan struck the country in 2013. Super Typhoon Haiyan was classified as a Category 5 Storm with strong winds that speeded up to 315 km/h and rainfalls that totaled up to 461 mm. Provinces in the Visayas group of islands are the ones that were heavily devastated by the said strong typhoon. With its massive storm surge, it was estimated that there were 14 million people who were affected across 44 provinces in the country.

Moreover, more than 6,000 people were killed while more than a thousand people were tagged as missing. Major sources of livelihoods were also disrupted affecting 5.9 million workers. It was estimated that the overall damage amounted to Php 95.5 billion.

However, if there is a city in the country that greatly felt Typhoon Haiyan’s massive destruction, it would be Tacloban City. As a matter of fact, rescue operations were delayed during this time since almost all of the towns and villages were completely cut off. Affected areas were lacking in food supplies, electricity, and water for weeks.

Considering its high death toll and extensive damage, the Philippine Atmospheric Geophysical and Astronomical Services Administration (PAG-ASA) considered it the deadliest typhoon that ever crossed the Philippine Area of Responsibility. Moreover, it also made its way to the South China Sea and left great damage to other Asian countries such as China and Vietnam

2. Typhoon Rai

Known locally as Typhoon Odette, Typhoon Rai hit the country in 2021 and was considered the strongest typhoon of that year. This strong typhoon was classified as a Category 4 Storm bringing torrential rains and violent winds with maximum sustained winds of 280 km/h. It made its landfall in the Mindanao group of islands, particularly in Siargao Island but the worst hit areas were Bohol and Surigao City.

Initial reports showed massive disruption in many regions of the island but the full scale of the damage was greatly seen in the subsequent weeks. It was estimated that nearly 9.9 million people were affected by Typhoon Odette, leaving more than 2 million people in need of relief assistance. From basic services and major livelihoods to private properties, the massive devastation left many people with no access to food, potable water, sanitation, and medicines.

Overall damage amounted to almost Php 52 billion. What made this hazard worse was that the typhoon struck the country while it was in the middle of the COVID-19 surge. Hence, damaging many healthcare facilities and delaying humanitarian or relief efforts.

3. Typhoon Vamco

Locally known as Typhoon Ulysses, Typhoon Vamco struck the land areas of the country amidst the worldwide pandemic in 2020. This typhoon greatly affected the main island of Luzon with heavy rainfall and destructive winds. It made its landfall in the Quezon province in November 2020. With maximum sustained winds whooping at 150 km/h and gustiness of up to 205 km/h, Typhoon Vamco caused flash floods and landslides in Camarines Sur and Catanduanes.

There were also reports of roof-level floods in the provinces of Bulacan, Cavite, and Rizal. Local officials deployed rescue teams and humanitarian efforts were initiated to help the displaced families. Furthermore, this incident was made worse since it happened during the peak of the worldwide pandemic.

5. Typhoon Goni

Locally known as Typhoon Rolly, Typhon Goni hit the Philippines in 2020 as well, when the COVID-19 surge was at peak intensity. Its catastrophic wind reached up to 280 km/h affecting 2 million people when it made its landfall at three separate times across the country.

As a matter of fact, it was categorized as the “strongest landfilling tropical cyclone on record” in the country. And prior to leaving the country, Typhoon Goni left massive disruption in Southern Luzon and in the southern part of Manila.

Moreover, compared to Typhoon Haiyan, Typhon Goni also killed about 6,000 people, claiming it was the strongest typhoon to strike the country since Typhoon Haiyan. Relief workers were also deployed to help the displaced families and gave any assistance needed such as food, medicines, drinking water, and clothes.

Conclusion

Over the years, a series of devastating typhoons entered and hit the country, and Filipinos had already developed a different kind of resilience towards this. However, in terms of disaster preparedness as well as developing typhoon-resilient infrastructures, the Philippines has a long way to go.

Good thing, when it comes to families who are looking for houses to reside and settle in, a luxury real estate developer like Brittany Corporation has constructed luxury communities and homes that are typhoon-resilient. One of these is a luxurious and thriving community in Sta. Rosa, Laguna known as Brittany Sta. Rosa. With master-planned enclaves that are patterned after the Southern American houses, Brittany Sta. Rosa offers houses that are cozy and beautiful. Moreover, these houses are situated at the center of a community that is away from the buzz and noise of city life.

And so, if you are looking for a secure community where houses are built with intricacy and meticulousness, and with your comfort and safety in mind, consider securing a home in one of the luxury houses in Brittany. On the other hand, if you are looking for a luxury lot where to build your own luxury home or safehouse, Brittany Corporation prepared Lausanne at Crosswinds for you and your family.

Located at one of the prime locations in the country, which is Tagaytay City, Lausanne at Crosswinds boasts of its sweeping panoramic views of the lush hills of Tagaytay, the skyline of the Metro, and the calm Laguna de Bay. Furthermore, these pre-selling luxury lots in Tagaytay are situated at the heart of a Swiss-inspired community known as Crosswinds Tagaytay. Hence, everything you need and look for in a community is already here. From coffee shops, dining areas, beautiful nature, and commercial areas, Lausanne at Crosswinds is truly your family’s safe haven.

If you are considering this paradise on earth, you may book your appointment on this link.

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Whether you go for international flights or domestic flights, traveling has never been cheap. And even if you are able to secure a cheap flight from air carriers that give ticket promos or seat sales, there are airport fees that a typical traveler pays whenever he books flights. And so, if you are preparing for your next travel, whether for a vacation or business, there are things you should know about airport fees and travel tax. For a definitive guide concerning this, read on so you are prepared before you pack for your next destination!

Why should I pay airport fees and travel tax?

According to Presidential Decree 1183, a travel tax is used to provide adequate funds that the Travel and Tourism sector in the Philippines needs for their national government programs. The collected travel tax then is allocated to three agencies, and this is based on the Republic Act 9593 that the Philippine government imposed where 50% of the collected travel tax will go to the Tourism Infrastructure and Enterprise Zone Authority (TIEZA) while 40% goes to the tourism-related programs of Commission on Higher Education and 10% goes to National Commission for Culture and Arts.

Who is required to pay for travel tax? Is there a tax exemption?

All Filipino citizens as well as taxable foreign passport holders and non-immigrant foreign passport holders who have stayed in the country for more than a year or so are obliged to pay the travel tax. However, travel taxes are exempted for the following:

1. Overseas Filipino Workers (OFW)
2. Filipinos who are permanent residents abroad
3. Students on scholarships
4. Visitors who came and stayed in the country for less than a year
5. US Military Personnel
6. UN employees
7. Members of an international carrier crew
8. Government employees who are traveling for official business
9. Foreign diplomatic representatives in the Philippines
10. Personnel for multinational companies
11. Philippine foreign service personnel

You should also bear in mind that air carriers such as Philippine Airlines, Cebu Pacific, and others will not carry passengers who fail to comply to pay for the travel tax even though you have already arrived at the Ninoy Aquino International Airport for your flight.

How much is the travel tax in the Philippines?

The Philippine tax depends on the plane ticket that you have. For passengers who are flying first class, the travel tax amounts to Php 2,700.00 while passengers who are flying economy or business class are obliged to pay Php 1, 620.00.

Keep in mind also that the travel tax has two categories namely Standard Reduced Travel Tax and Privileged Reduced Travel Tax. The Standard Reduced Travel Tax is applicable for those who are traveling with their families. The following passengers are eligible to apply for the said reduced travel tax: 1) minors, 2) accredited Filipino journalists, and 3) authorized personnel who are traveling for national interest.

On the other hand, the following passengers are eligible to apply for the Privileged Reduced Travel Tax: 1) the legitimate spouse of an Overseas Filipino Worker (OFW), 2) unmarried children (below 21 years of age) of an Overseas Filipino Worker (OFW), and 3) children of an Overseas Filipino Worker (OFW) with disabilities.

This means that if you are qualified for the Standard Reduced Travel Tax and you are flying first class, your travel tax will only cost Php 1, 350.00 whereas if you’re flying economy, the cost will be Php 810.00. Now, if you are qualified for the Privileged Reduced Travel Tax and you are flying first class, the amount you will be paying is Php 400.00 while Php 300.00 is required to pay for those who are flying economy.

How do I pay travel tax in the Philippines?

You can actually pay for the travel tax at the Manila International Airport on the day of your flight. Now, if you want to save some time, you can send your payment online. All you have to do is go to the official website of TIEZA Online Travel Tax Payment System and create an account.

Upon creation of your account, select the type of your travel class. Then, enter your booking number, contact information, and flight details. A reference number will be sent to you within 24 hours via email or text message.

The said reference number will expire after 24 hours so make sure to process the payment of your travel tax within the day. Once you receive the reference number, you can now pay via credit/debit card or the Bayad Center app. If the payment is successful, an acknowledgment receipt will be sent to you via email. Consider printing at least two copies of the acknowledgment receipt and presenting them on the day of your flight.

How about the airport fee? What is the airport fee and how do I pay for it?

Aside from travel tax, there is also the airport fee which is also known as the “passenger service charge.” This particular airport tax applies to passengers who book a domestic flight or an international flight. It also varies depending on the airport but the airport fee for domestic flights ranges from Php 50.00 to Php 300.00 while for international flights, the amount ranges from Php 650.00 to Php 800.00.

Moreover, unlike the travel tax, the airport fee is not paid separately because it is already included in the cost of your plane tickets. If you want to see this on the receipt of your plane tickets, look for the fee tagged as PH Passenger Service Charge or DPSC/IPSC.

However, there are airports that do not include the airport fee on the payment for the plane ticket but instead will oblige you to pay at the airport. For Manila airport, the airport fee is included in the plane ticket already so you no longer have to worry about this.

But if you booked your flight and will leave from Clark International Airport, for instance, the fee for domestic routes is Php 150.00 while the fee for international flights is Php 650.00. For those who are coming from or going to Bohol-Panglao International Airport, the domestic fee is Php 100.00 while the international fee is Php 700.00 and you must pay at the airport.

You also have to pay the fee at the airport when you are coming from or going to Puerto Princesa International Airport. The domestic fee is Php 200.00 while the international fee is Php 700.00.

A few more reminders

Now that the worldwide pandemic has ceased to exist, most international airports have eased their regulations when it comes to traveling. However, there are countries that are still strict with travel requirements. Take for instance, in Southeast Asia, most countries have relaxed their pre-pandemic requirements and removed most of the travel restrictions. The same is true for other international flights. However, all passengers are still advised to practice enhanced precautions to be able to take good care of themselves and others. Moreover, vaccination status is being asked from time to time at airports so make sure to bring your vaccination card. Others still require negative antigen tests before traveling so it’s better to be mindful of this before you book your flights. Wearing a face mask as well as practicing social distance are optional. Overall, the best way to prepare is to get in touch with the airport for further details you need to know so you can manage what to expect.

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The Light Rail Transit Line 1, or LRT 1, is a train system in Metro Manila, Philippines that is operated by the Light Rail Manila Corporation (LRMC). It helps Filipino commuters travel every day, as it is a fast and affordable way to navigate the area. No need to get haggard by riding multiple buses and jeepneys, and no need to spend hefty amounts of money on cabs every day.

It has 20 stations currently, but in 2024, 8 new stations will have been added. All of these stations will be listed and described in this article.

Baclaran Station

Baclaran Station is located in the city of Parañaque, specifically in Baclaran, a barangay in the Northern part of the city. It is the southernmost station of the transit system and it is located near the popular Baclaran Church, also known as the National Shrine of Our Mother of Perpetual Help, a famous religious site in the Philippines.

EDSA Station

The Epifanio de los Santos Avenue, or EDSA, is a particularly busy street for commuters, notorious for its heavy traffic. Near the EDSA station are jeepneys, taxi cars, and bus stations such as the Victory Liner. The biggest mall in the country, the Mall of Asia (MOA), is just a jeepney ride away.

Ride the Victory Liner to your luxury house in Metro Manila if you live nearby. Luxury property Philippines in Metro Manila are good investments, because of the prime location. Consider getting a high end residential property from Brittany Corporation, as they offer the most beautiful houses in the Philippines.

Libertad Station

Libertad Station is situated in the city of Pasay, along Taft Avenue. It provides a link to the Pasay area, which is known for its proximity to important locations such as the Pasay City Hall, Cartimar Shopping Center, Cuneta Astrodome, and the Victory Pasay Mall, which you can reach by riding a Victory Liner bus.

Gil Puyat Station

The location of Gil Puyat Station makes it one of the more important LRT 1 stations, because one can go to different cities from there, such as Batangas, Laguna, Lucena, and practically anywhere in Manila. You can find it between Taft Avenue and Buendia Avenue, both of which are busy streets that can offer you different ride options, wherever you choose to go. Students of Arellano University and the Philippine Law School can go down here.

Vito Cruz Station

Vito Cruz Station is located in the city of Manila, specifically along Taft Avenue near the intersection with Vito Cruz Street. It serves as a crucial transportation hub in the city, providing easy access to various educational institutions and commercial areas. The station is situated near De La Salle University, College of Saint Benilde, and also St. Scholastica’s College, making it a convenient mode of transportation for students and faculty. Additionally, it offers access to a lot of condos and restaurants nearby.

Quirino Station

Now you should stop at this station if you want to go the the Manila Zoo with your family. You can find it at the intersection of three streets: Taft Avenue, Quirino Avenue, and San Andres Street. You can also go to the Malate Church, the Manila Yacht Club, and the Ospital ng Maynila Medical Center from this station.

Having a luxury property Philippines near popular landmarks like the Manila Zoo is a great thing. It gives you access to beautiful destinations without much hassle. Go check out a luxury house, a high end residential property, and strategically-placed houses in the Philippines by Brittany Corporation.

Pedro Gil Station

Pedro Gil Station is situated in the city of Manila, specifically along Taft Avenue near the intersection with Pedro Gil Street. It is a vital transportation hub in the area, providing access to various parts of Manila. It is located near educational institutions like the Philippine Women’s University and the University of the Philippines Manila, making it a convenient mode of transportation for students and faculty. There are also residential and commercial establishments in the area, such as Robinson’s Place Manila.

UN Avenue Station

UN Avenue Station is located in the city of Manila along Taft Avenue, near the intersection with United Nations Avenue, a significant thoroughfare in the area. UN Avenue Station provides convenient access to various parts of Manila and is located near several important institutions and landmarks, such as the Luneta, Adamson University, the Department of Tourism, the National Library, and Emilio Aguinaldo College.

Central Terminal Station

The Central Terminal Station is near a lot of schools in the University Belt. Students and faculty of the Philippine Normal University, Pamantasan ng Lungsod ng Maynila, and Mapua University. It is also near the instagrammable Intramuros, the walled city.

Carriedo Station

Carriedo Station is situated in the city of Manila, specifically along Rizal Avenue near the intersection with Carriedo Street, a notable street in the area. Carriedo Station provides easy access to various parts of Manila and is located in a bustling commercial and shopping district. From here, you can go to Binondo, Divisoria, Escolta, or Quiapo easily, so you can go thrift shopping.

It is near the historic Quiapo Church, also known as the Minor Basilica of the Black Nazarene, which is a significant religious and cultural site in the Philippines.

Doroteo Jose Station

Doroteo Jose Station is located in the city of Manila, specifically along Rizal Avenue and Doroteo Jose Street. Doroteo Jose Station is a key transportation hub in Manila, as it connects the LRT 1 stations to the LRT-2, another line of the Manila Light Rail Transit System. This makes it a significant transfer point for commuters traveling between different parts of Metro Manila via the LRT system.

The station is also situated in a busy commercial and shopping district, making it a convenient access point to various businesses and markets in the area, such as Isetann and Divisoria Mall.

Bambang Station

Bambang Station is located in Sta. Cruz, Manila, specifically along Rizal Avenue near the intersection with Bambang Street. It is situated near several hospitals and medical institutions like the Jose Reyes Memorial Medical Center and the San Lazaro Hospital, making it a convenient mode of transportation for individuals seeking medical services in the vicinity. There are also a lot of shops in the area that offer affordable medical supplies, which makes it a popular go-to for students of the health sciences.

Tayuman Station

The Tayuman Station is also in Sta. Cruz and it is near some business establishments and a couple of other popular destinations, such as the San Lazaro Hospital and the Espirito Santo Church. You can do some shopping in the Dapitan Market and also get affordable flowers in Dangwa.

Blumentritt Station

Next is the Blumentritt Station, which will get you to Tondo and Sampaloc. You want to go down here if you are headed to the Chinese General Hospital, Manila North Cemetery, or the Blumentritt Flea Market.

Abad Santos Station

The Abad Santos Station also connects riders to Tondo and Sta. Cruz. You should be able to find tricycles and jeepneys that will get you to places like the Ospital ng Tondo and the Manila Chinese Cemetery upon going down the station.

R. Papa Station

Going to the borders of Manila, you will encounter the R. Papa Station, which is placed near residential properties and places like the La Loma Cemetery and schools like Barrio Ebrero Elementary School and the Marulas Elementary School.

5th Avenue Station

Once you get to the 5th Avenue Station, you are in the Southern half of Caloocan City. There should be different modes of public transportation below the station to help you further with your commute to places like the Philippine Cultural College and the Northern Rizal Yorkin Chinese School.

Monumento Station

Monumento Station is located in the city of Caloocan, specifically at the intersection of Rizal Avenue and Epifanio de los Santos Avenue (EDSA). A lot of Filipinos take the actual monument for granted, but it commemorates Andres Bonifacio and his heroic activism that will never be erased in history. Stop at this station if you are going to the Caloocan City Public Library, the Malabon Zoo, or the University of the East Caloocan.

Balintawak Station

Balintawak Station is located in Quezon City, specifically in the Balintawak area near the intersection of EDSA (Epifanio de los Santos Avenue) and North Avenue. Make this your stop if you are headed to the Balintawak Market or the Balintawak Home Depot.

Roosevelt Station

Roosevelt Station is the northern terminus of the Manila Light Rail Transit System Line 1 (LRT-1) in Metro Manila, Philippines. It is located in the city of Quezon City, specifically along Roosevelt Avenue near the intersection with Epifanio de los Santos Avenue (EDSA).

Roosevelt Station serves as the final stop on the LRT-1 stations, making it an essential transportation hub for commuters traveling from the northern part of Metro Manila and neighboring provinces into the city. This station provides convenient access to places like the AMA Computer University, Quezon City General Hospital, WalterMart, and the Munoz Market.

More Stations Soon!

In addition to these 20 LRT 1 stations, 8 stations are currently in progress. They are expected to be fully operational in 2024, catering to more Filipinos and more destinations. Here are the stations that will be added: Redemptorist Station, Manila International Airport Station, Asiaworld Station, Ninoy Aquino Station, Dr. Santos Station, Las Piñas Station, Zapote Station, and the Niog Station.

Brittany Corporation offers luxury house, luxury property Philippines, and high end residential property to the few who can afford them. Check out their website for the most beautiful houses in the Philippines available to you and your family. Get a home that is near places that you frequent, such as your child’s university, a church, or a place for amusement such as the Manila Zoo. Having a house near LRT 1 stations is very convenient.

Follow Brittany Corporation on Facebook, Instagram, LinkedIn, and YouTube.

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Looking to furnish your home in the Philippines? Check out our guide to the best furniture stores in the country. From budget-friendly options to high-end luxury brands, we help you create your dream space with the perfect pieces from these top retailers.

From the serenity of the bedroom to the energy of the living room, each piece tells a story, reflecting the homeowner’s taste and journey. But how do you ensure you’re making the most of your chosen furniture sources? How can you weave together the threads of comfort and style seamlessly? We’ll explore strategies and tips to ensure that every chair, table, and sofa isn’t just a purchase but an investment towards crafting your perfect sanctuary.

In this article, Brittany Corporation will explore the premier shopping destinations, highlighting how choosing the right places in the Philippines can enhance your furniture and shopping experience.

Furniture Stores Offering Value and Variety

IKEA

Synonymous with stylish and affordable furniture, IKEA is a global giant in the home furnishing sector. Their vast showrooms, paired with their easy-to-assemble flat-pack furniture designs, make for an exciting shopping experience. From modern minimalist to more classic aesthetics, IKEA offers something for every room and every taste. Their commitment to sustainability and user-friendly designs ensures you’re not only buying a piece of furniture but also a piece of mind.

Mandaue Foam

A local Filipino brand, Mandaue Foam provides a wide range of quality furniture and home accessories at competitive prices. From sofas to dining sets, their offerings cater to Filipino tastes while adapting to global design trends.

Our Home

Offering a curated collection of modern and trendy furniture, Our Home is perfect for those looking to balance chic and budget-friendly. With numerous outlets across the country, it’s a go-to destination for many homeowners. If you own a property in Vista Alabang, Portofino Heights, or any luxury house and lot, our home is also a go-to destination that displays elegance and excellent experience.

SM Home

This is a convenient stop for shoppers and luxury house and lot owners located within SM malls. SM Home offers many choices, from essentials to more decorative pieces, at varying prices to cater to a broader audience.

Urban Concepts

Another local gem, Urban Concepts, provides a wide variety of furniture designs that are stylish and durable. Their pieces often seamlessly blend functionality with design aesthetics.

Traditional Filipino Furniture Stores for Everyday Life

The Philippines’ rich culture and tradition offer a treasure trove of furniture designs that can enrich any living space. Here’s a list of the go-to furniture stores in the country:

Vito Selma

Located in Cebu, this furniture store is a testament to the city’s rich legacy in furniture-making. Using a blend of modern methods and traditional craftsmanship, Vito Selma incorporates sinuous patterns of the sea and other elements of nature into their designs. Their payment services are seamless, integrating similar technologies that cater to both local and international clients.

Triboa Bay Living

Situated in Pampanga, the furniture capital of the Philippines, Triboa Bay Living offers pieces that echo the natural wonders of its coastal namesake. They blend contemporary and traditional Filipino designs, offering innovative payment services for their clientele.

Casa Cebuana

A treasure in the heart of Cebu, this furniture store specializes in pieces made of indigenous materials. Their collections, backed by similar technologies in craftsmanship and design, bridge the past and the present, making them perfect additions to any modern Filipino home.

Ilocos Heritage Furniture

True to its name, this store from the northern region showcases the Ilocano’s rich history and traditions. Their handwoven pieces and intricate wood carvings provide features that can transform any living space into a piece of the Ilocos region.

Online Furniture Stores for Convenient Shopping

The digital age has brought us the convenience of shopping without leaving our homes. Regarding furniture shopping in the Philippines, many online platforms offer various chairs, tables, storage solutions, and more.

1. BLIMS Fine Furniture – BLIMS is a must-visit if you’re in the market for more upscale selections. Their online catalog showcases various chairs and tables that fit modern Filipino homes.
2. Furniture Manila – Serving as an online hub for various local brands, Furniture Manila offers a variety of pieces, from chairs to storage units. They also provide information controls through ads to help users find the perfect piece for their homes efficiently.

Tips to Shop Smartly at Any Furniture Store

1. Research and Reviews: Always check for reviews before purchasing, especially on platforms like Facebook Marketplace. These can provide insights into a product’s quality, durability, and customer service.
2. Stay Updated with Meta Products: In the era of Meta Products, online furniture shopping ventures into the virtual domain. Ensure your meta marketplace is current; many now offer augmented reality tools. With these features, you can envision how a piece complements your space. Dive in and let your cookie choices learn and enhance your shopping experience.
3. Understand Cookies: Online platforms utilize essential cookies to ensure their sites function correctly, but they also employ optional cookies to tailor recommendations and advertisements to your liking. By understanding which cookies are used and for what purpose, you can tailor your online shopping experience and improve meta-product searches.
4. Make Use of Online Tools: Utilize virtual planners and room layout tools, frequently found on platforms like Ikea, to pre-plan your purchases. By doing so, you can ensure a flawless fit into your space. Make the most of these improve meta products by integrating them with your account for a tailored experience.
5. Be Wary of Too-Good-to-Be-True Deals: Especially on platforms like Facebook Marketplace, deals that appear too good to be true often are. Be wary of such offers and always ensure the authenticity of the seller.
6. Check Return and Warranty Policies: Always be informed about a store’s return and warranty policies. This information is crucial if the furniture needs to meet your expectations or encounter issues.
7. Visit Physical Stores: Even if you prefer online shopping, it’s sometimes beneficial to visit physical outlets, like Home Depot or Lazada Furniture Hub, to get a tangible feel of the product. This can help in making more informed decisions.

Making the Most of Your Furniture Source for a Comfortable and Stylish Home

Furniture is beyond just functional items in our homes; it reflects who we are, our lives, and the comforts we cherish. By thoughtfully selecting and curating each piece, we transform an ordinary space into a haven of relaxation, style, and personal identity. Thus, making the most of your furniture source involves careful selection and a unique flair.

By intertwining these elements, we ensure practicality in our daily lives and craft a sanctuary that feels like home. Whether starting afresh or merely updating your space, let your choices pave the way to a comfortable and stylish home.

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Looking for some family-friendly ideas for your upcoming long weekend? We have organized great activities to keep the whole family entertained and happy.

Ah, the long weekend!

Those three days tease us with the possibility of rest, fun stuff, and making memories. For families, a long weekend is a golden opportunity to bond, explore, and escape the usual routines without the commitment of a full-blown vacation. But with so many options, where do you begin? Whether it’s a spontaneous road trip, an immersive day in nature, or simply recreating a mini-vacation at home, there are ways to ensure everyone—from the tiniest to the wisest grandparent—is having fun.

Join Brittany Corporation as we journey through a buffet of family-friendly ideas that promise to turn your upcoming long weekend into an unforgettable chapter in your family.

Weekend Activities Bonding Through Art

Art has always been one of the great ideas for expression, connection, and creation. During family bonding, engaging in artistic endeavors during the weekend presents a unique opportunity to cultivate creativity and foster deeper relationships. Whether collaborative painting, sculpting, or even a simple craft project, art-related activities stimulate communication and encourage every member to contribute their personal touch.

Not only does art offer an immersive escape from the digital world, but it also helps hone skills like patience, observation, and interpretation. By dedicating long weekends to art, families can explore various mediums, appreciate each other’s perspectives, and craft tangible memories.

Movie Marathons and Movie Theater Treats

When spending quality time with your family during a long weekend, movie marathons and theater treats offer an excellent combination of fun and relaxation. You can settle into your cozy home theater for a binge-watch session of family favorites or explore new releases. To elevate the experience, consider creating a themed movie day with popcorn, comfy cushions, and homemade tickets.

If you’re in Southeast Asia, explore local cinemas for a change of scenery. It’s one of those fun things that allows you to enjoy free time while immersing yourself in the cinematic world. Check out what’s playing in your local area and make it a good idea for family bonding.

Relaxation and Wellness Activities

Why not prioritize relaxation and wellness when seeking good ideas for a wholesome weekend? Visit SM Aura Premier for a serene spa day, rejuvenating body and mind. Invite friends along to share in the tranquility and make lasting memories. Alternatively, explore the beautiful landscapes of Vista Alabang, Philippines, properties for a calming escape from the city hustle.

You can also engage in yoga sessions, meditation, and nature walks to unwind. A weekend dedicated to self-care revitalizes you and strengthens family bonds. Discover a harmonious balance between leisure and health during your next long weekend.

Weekend Activities Immersive Museum and Exhibition Visits

Transform your long weekend into a captivating artistic journey by exploring immersive museums and exhibitions. Alternatively, you can discover the vibrant art scene at Portofino Alabang, Portofino Heights, and Vista Alabang, where each venue offers unique experiences for all ages.

Engage in fun activities that encourage hands-on participation and spark the imagination. Delight in live music performances, admire intricate artworks and play with interactive installations that bring art to life. From sculptures to paintings and other objects of intrigue, these venues offer a chance to foster a deeper appreciation for art and culture while creating lasting memories. Embrace the enriching power of art, turning your weekend into an unforgettable artistic escapade.

Family Karaoke and Dance Party Extravaganza

Turn your long weekend into a memorable “Taylor’s Version” of joy and connection with a twist of artistic expression. Why not try something new and exciting? Host a family karaoke and dance party where everyone can belt out their favorite tunes, from classic hits to Taylor Swift’s chart-toppers. Embrace the opportunity to sing in a new language for added fun.

The perfect weekend activity combines music, laughter, and linguistic exploration. Unleash your inner pop stars, create unforgettable memories, and dance like nobody’s watching. Transform your living room into a stage and let the good times roll, making the most of your long weekend uniquely and entertainingly.

Rediscovering Classic Board Games and Puzzles

In an age dominated by digital entertainment, the allure of classic board games and puzzles remains timeless. Dusting off old favorites like Monopoly, Scrabble, or Chess brings nostalgia and allows families to bond over strategic gameplay.

Puzzles – a 500-piece serene landscape or a 1000-piece intricate artwork – challenge the mind and patience, culminating in a satisfying achievement. Both activities stimulate the brain and encourage interpersonal interactions, making them perfect for cozy family weekends.

Weekend Activities Creating and Sharing Tales as a Family

Storytelling’s magical, especially when it’s a collaborative effort. Set aside some time during the weekend to create a family storybook. Begin with a random theme or setting and let each family member add their unique twist, character, or plot point.

It’s an exciting way to foster creativity, understand different perspectives, and build a narrative that’s uniquely yours. Write these tales in a dedicated journal to make them even more memorable. Over time, you’ll have a collection of family stories that can be passed down, shared, and cherished for generations.

Giving Back to the Community as a Family

Weekends don’t always have to be about relaxation or entertainment; they can also be about making a meaningful impact. As a family, consider dedicating some weekends to volunteer activities. Whether it’s planting trees, helping at a local food bank, or organizing community events, giving back not only enriches the lives of others but also instills values of empathy, gratitude, and community spirit in every family member. Such experiences can be powerful bonding moments, fostering a sense of unity and shared purpose.

Exploring Interesting Videos for Family Bonding

From nostalgic home movies that recount family histories to captivating nature documentaries on platforms like Netflix and YouTube, there’s something for everyone. Animated films or classic family comedies offer laughter and lessons. DIY and cooking videos not only entertain but can pave the way for collaborative projects. Imagine the joy of recreating a dish or craft together, where the process becomes as cherished as the result. Ultimately, the essence of these viewing experiences is to foster connections, facilitate shared joy, and carve out moments that, in time, become treasured family memories.

Engaging Weekend Activities for Families in Quezon City

If you’re looking to engage your kids in interactive learning, Crosswinds Tagaytay is the perfect place to be. As the day winds down, indulge in a sumptuous meal at the restaurants there, known for its vast array of unique eateries. Each spot in Crosswinds Tagyatay promises an activity and an experience to be treasured.

Final Thoughts

Spending time with family on weekends is important for creating long-lasting memories. Simple activities like watching movies or exploring new parts of the city can make a difference. Not just the things you do but the conversations, laughter, and even disagreements make these moments special. Today’s busy world, connecting with loved ones and remembering what matters is essential.

These precious memories are what stand out and warm our hearts. Cherish these moments and hold them close, as they are the heartbeat of family love.

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A flooded car can cause serious damage to the engine and other components. Learn what to do if your car gets flooded here.

Natural disasters, such as floods, can have a catastrophic impact on communities, causing substantial damage to both infrastructure and personal properties. One of the most frequently affected assets during these devastating events is personal vehicles. Cars that have been subjected to floodwaters can present a multitude of potential problems that car owners need to be aware of. These can range from minor inconveniences to significant safety risks that could endanger the lives of occupants. This is why it’s important to have car insurance or auto insurance in case you get flood damaged cars. This comprehensive guide aims to provide an in-depth understanding of the crucial steps you need to take for a flooded car.

1. Evaluating the Condition of the Oil

The initial step after discovering flooded cars is to conduct a meticulous examination of the oil. The engine, which is the heart of your vehicle, relies heavily on the oil for its operation. The oil serves as a lubricant, reducing friction between moving parts and preventing overheating. However, a flood engine can cause contamination of the oil, resulting in a light-colored, milky substance. This mixture of water and oil can cause extensive damage to the engine’s internal components.

When water mixes with oil, it forms an emulsion, a thick substance that doesn’t lubricate the engine parts. This can lead to increased friction and potentially cause the engine to seize. If you notice any alteration in the color or texture of the oil indicative of water contamination, it’s crucial to have the oil changed immediately. An oil change after exposure to floodwater is not just a regular maintenance task. It’s a vital procedure that can help prevent further deterioration of the engine components and save you from costly repairs.

2. Detailed Inspection of the Interior

The interior of a car is designed for comfort and functionality. However, the intrusion of floodwater inside the car can cause severe damage to the interior. Floodwater is often contaminated with dirt, bacteria, and other pollutants that can stain and ruin the upholstery. Moreover, when the interior remains damp for a long time, it can lead to the growth of mold and mildew. Mold and mildew are unpleasant to smell and hazardous to health, causing allergic reactions and respiratory issues.

It’s absolutely vital to clean and thoroughly dry the interior at the earliest opportunity to mitigate these issues. Remove all the removable parts like floor mats, seat covers, and even seats, if possible, and let them dry under the sun. Use a wet vacuum to remove moisture from the carpets and upholstery. Pay special attention to hidden recesses where moisture might accumulate. These areas are often overlooked but can harbor mold and mildew if not properly cleaned and dried. Additionally, consider using mold and mildew removers available in the market to ensure a thorough cleanup. Also, use air fresheners to get rid of any unpleasant smells.

3. Testing the Integrity of the Electrical System

Modern cars rely heavily on electronics for various functions. From controlling the engine and transmission to operating the entertainment system, electronics play a vital role in your vehicle’s operations. However, floodwater can significantly disrupt the car’s electrical system, leading to malfunctions in various electronic functions. Water can corrode the wires, damage the fuses, and short-circuit the controls, causing a range of problems.

Testing all lights, power windows, radio, air conditioning, and other electronic controls is critical for any abnormalities. Check the function of the windshield wipers, turn signals, brake lights, and other essential features. Also, pay attention to the performance of the infotainment system, GPS system, and rear-view camera if your car has them. If anything seems out of order, it’s recommended to consult a professional mechanic. Electrical malfunctions can lead to potential electrical fires or failures while driving, posing a serious safety risk. Therefore, it’s necessary to have any electrical issues addressed promptly by a professional.

4. Close Examination of the Air Filter

The air filter in your vehicle plays a crucial role in maintaining the health of the engine. It filters out dust, dirt, and other particles from the air before it enters the engine, preventing these contaminants from causing wear and tear to the engine parts. However, when exposed to floodwater, the air filter can become waterlogged and lose its ability to filter effectively.

A damp air filter is a clear sign that water has entered the engine. This can potentially lead to serious engine damage, as unfiltered air-carrying contaminants can enter the engine. Be sure to replace a waterlogged air filter promptly to ensure the health and functionality of your engine. A new, dry air filter will restore the engine’s air supply to its optimal condition, ensuring efficient combustion and performance.

5. Vigilance for Signs of Rust and Corrosion

Floodwater, especially saltwater, can expedite the rusting process and corrosion on the car’s metal parts. Saltwater is particularly damaging because salt accelerates the chemical reaction that causes rust. This can weaken the metal parts of your car and lead to structural and mechanical issues over time.

Conduct a detailed examination of your car’s undercarriage, brake lines, fuel tank, and other metal components for any signs of oxidation. Pay particular attention to the underside of your car, which is often overlooked during regular cleaning. Early detection and remediation of rust and corrosion can help extend the lifespan of these parts. If any part is severely corroded, consider replacing it to avoid future mechanical failures.

6. Checking the State of the Transmission Fluid

The transmission is one of the most complex and crucial systems in your vehicle. It ensures that the right amount of power goes to your wheels to drive at a given speed. The transmission fluid is both a lubricant and a coolant for the transmission parts. Like engine oil, transmission fluid can also become contaminated with water when exposed to floodwater.

Contaminated fluid often appears frothy or adopts a light pink hue due to the water mixture. This can significantly affect the performance of the transmission system, leading to erratic shifting, overheating, and even complete failure. If you notice such changes in your transmission fluid, it’s advisable to seek professional assistance to drain and replace the fluid promptly. Doing so can maintain your transmission’s optimal performance and prevent costly repairs.

7. Detailed Scrutiny of the Fuel System

Your vehicle’s fuel system plays a critical role in delivering fuel from the tank to the engine. It consists of the fuel tank, pump, filter, and injectors or carburetor, all of which can be affected by floodwater. Water contamination in the fuel system can result in subpar performance or even prevent the car from starting altogether.

If you suspect water contamination in your fuel system, it’s advisable to have a professional mechanic inspect the system and perform necessary repairs. Water in the fuel can cause the engine to run rough, stall, or not start at all. It can also damage the fuel pump and injectors, leading to expensive repairs. Therefore, addressing this issue promptly is crucial to prevent further damage.

8. Checking for Debris

Floodwaters often carry along debris that can get lodged in various parts of the car. This can include leaves, mud, sticks, garbage, and even larger objects that can cause significant damage. Debris can block important passages, interfere with moving parts, and even cause physical damage to your car.

Conduct a comprehensive check for debris stuck in areas like the radiator, behind the wheels, beneath the car, or in the engine compartment. Check the air inlets and outlets, as they are common places for debris to accumulate. Removing obstructions caused by debris can prevent additional mechanical issues from arising and ensure that your vehicle operates smoothly.

9. Brake System Test

The braking system is one of your vehicle’s most crucial safety features. It allows you to slow down or stop your vehicle, thereby preventing accidents. However, brake fluid can potentially impact a car’s braking system, reducing its effectiveness and posing a safety risk.

After a flood, it’s important to test your brakes in a safe location to ensure they’re functioning as they should. Check for any changes in brake pedal feel, unusual sounds when braking, or decreased braking performance. If you notice any irregularities, have them inspected by a professional immediately. Proper maintenance and prompt braking system repairs are essential to ensuring your safety on the road.

10. Exhaust System Inspection

Your vehicle’s exhaust system plays a key role in directing exhaust gases out of the engine, reducing emissions, and minimizing noise. However, water can infiltrate the exhaust system during a flood, causing rust, leading to holes and leaks. This can compromise the performance of your exhaust system and lead to increased emissions and noise.

Pay close attention to any unusual sounds when starting your car and while driving. If you suspect any issues with your exhaust system, have a mechanic inspect it promptly. Regular inspections and maintenance of your exhaust system can help detect issues early and keep it in good working condition, enhancing your vehicle’s performance and ensuring it meets emission standards.

Final Thoughts

Flood damage can be incredibly stressful, and dealing with a flood-damaged car further adds to the burden. However, having a deep understanding of the potential problems and knowing how to tackle them can help you regain control of the situation.

Safety should always be your utmost priority. If you’re uncertain about any aspect of your vehicle’s condition after a flood, don’t hesitate to seek the help of a professional mechanic and invest in an insurance company for your flooded vehicle. It’s always better to exercise caution when dealing with flood-damaged vehicles to ensure your safety and the longevity of your vehicle. You should have your car towed by a professional if you’ve exhausted all the things in this sure to get your car back to its original state.

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In the Philippines, two of the most sought-after vehicles are the Jeep and MG ZS. Learn more about these two cars and why they are so popular.

The Philippines boasts a vibrant and diverse automotive market, offering many vehicles that cater to varying needs and budgets. Among the choices, two brands have garnered significant popularity among Filipino car enthusiasts: Jeep and MG. This comprehensive article is an extensive guide, delving into the intricate details of Jeep and MG ZS review prices in the Philippines. It explores the pricing aspect and sheds light on their distinctive features, performance capabilities, and more, ensuring readers have all the necessary information at their fingertips

How Much Does Jeep in the Philippines Cost?

Jeep price Philippines can vary greatly depending on the model and its features. According to Zigwheels and Autofun, the prices for Jeep vehicles start at ₱1.48 Million for the most inexpensive model, which is the Jeep Compass.

On the other hand, the prices can go up to ₱5.69 Million for the most expensive Jeep cars, as per the same sources. Autodeal lists the high-end Jeep Wrangler Rubicon 2.0 4×4 price at ₱5,090,000, while the Jeep Wrangler Unlimited Rubicon 2.0 4×4 is priced at ₱5,690,000.

Philkotse mentions that the most affordable Jeep vehicle is the Renegade, starting at Php 1,640,000. The highest price listed is for the Jeep Gladiator and Wrangler Rubicon.

Keep in mind that these prices can be subject to change based on factors such as dealer location, vehicle color, additional packages or features, and current market conditions. Always check with local dealerships or official Jeep distributors for the most accurate and up-to-date pricing.

What is the minimum price of a Jeep Wrangler Philippines?

According to Philkotse, the starting price for a Jeep Wrangler in the Philippines is around ₱2,300,0001. This could be for a base model or possibly a used or older model.

On the other hand, AutoFun lists the 2021 Jeep Wrangler Sport, presumably a new model, with a starting price of ₱3,690,000. The Sport model is the entry-level variant of the Jeep Wrangler lineup. It comes equipped with a 3.6L Pentastar V6 engine, producing 285 horsepower and 352 Nm of torque. This model is renowned for its off-road capabilities, featuring a Command-Trac 4×4 system, skid plates, and tow hooks for rugged terrain.

Is Jeep a Luxury Car in the Philippines?

In the Philippines, vehicles from the Jeep brand, such as the Wrangler and Cherokee, are indeed perceived as luxury or premium. This distinction stems from factors like their higher price point due to import duties, the brand’s international standing, and the safety features they offer. In contrast, the “jeep” or “jeepney” in the local setting stands for the vibrant public transport vehicles, not associated with luxury but with everyday Filipino life.

How Much is MG ZS in the Philippines?

MG, or Morris Garages, has positioned the ZS as a formidable contender in the compact SUV cars segment. By 2021, the MG ZS could be purchased for a starting price between PHP 818,888 and PHP 998,888, depending on the variant and specific features. This price range has made it a popular choice among Filipinos seeking a blend of style and affordability.

How Much is MG ZS 2023 in the Philippines?

The MG ZS 2023 model is a compact sport utility vehicle (SUV) that’s available in the Philippines at different price points, depending on the specific variant and features. This car is known for its stylish design, impressive features, and affordable price.

The base variant of the MG ZS price, known as the Style MT, starts at ₱848,888. This base variant style mt, is equipped with a 1.5-litre petrol engine that delivers a maximum power output of 114 horsepower and 150 Nm of torque. It comes with a manual transmission system and offers standard features like LED daytime running lights, alloy wheels, and a 7-inch infotainment system.

On the other hand, the top-of-the-line variant, the Alpha AT, is priced up to ₱1.049 Million. This variant boasts a more powerful 1.0-litre turbocharged petrol engine that generates 111 horsepower and 160 Nm of torque. It is mated to a six-speed automatic transmission. The Alpha AT variant also offers additional features such as a panoramic sunroof, leather seats, and a larger 10.1-inch touchscreen infotainment system with Apple CarPlay and Android Auto compatibility.

Is MG ZS a Good Buy?

The MG ZS has increasingly gained attention for its stylish aesthetics, impressive feature list, and affordability. Those seeking a spacious interior, modern tech integrations, and a car that doesn’t break the bank will find the MG ZS a compelling choice. However, as with any vehicle, prospective buyers should assess their needs, perform test drives, and read reviews to make an informed decision.

Is MG ZS Gas or Diesel?

The new MG ZS, is a compact SUV that is powered by gasoline engines. Specifically, there are two engine options available for this model: a 1.0-litre turbocharged petrol engine and a 1.5-litre naturally-aspirated petrol engine.

The 1.0-litre turbocharged engine is designed to provide a balance of power and fuel consumption and efficiency. It offers a maximum output of 111 horsepower and 160 Nm of torque, ensuring smooth acceleration and responsive performance in different driving conditions. This engine, paired with a six-speed automatic transmission, provides a seamless and enjoyable driving experience.

On the other hand, the 1.5-litre naturally-aspirated petrol engine also delivers a commendable performance. It generates a maximum output of 114 horsepower and 150 Nm of torque. Paired with either a five-speed manual or four-speed automatic transmission, this engine option offers a reliable and steady ride.

Is MG Car a Good Brand?

Morris Garages, with its rich British legacy, has evolved significantly. Now, under the umbrella of China’s SAIC Motor Corporation, the brand has been revived and modernized. Globally, MG cars and vehicles have been appreciated for offering comprehensive features without a hefty price tag. The brand’s resilience and adaptability have made it a noteworthy player in the automotive world.

Is MG Car a Good Brand in the Philippines?

In the Philippine context, MG has successfully established a positive footprint. Their vehicles, known for their competitive pricing and up-to-date designs featuring top spec features, have resonated with Filipino consumers. MG seems poised for further growth in the archipelago with a growing number of service centers and an increasing brand presence.

Is MG a Chinese car company?

MG started its journey as a quintessential British automotive brand in the 1920s. However, the twists and turns of the business world led it to be acquired by China’s SAIC Motor Corporation. Today, while its ownership is Chinese, MG blends its British heritage with modern design sensibilities and manufacturing processes.

What Brand is MG in Cars?

MG, representing Morris Garages, has a history interwoven with a British car-making legacy. Originally known for its roadsters and sports cars, today’s MG has expanded its repertoire to include sedans, hatchbacks, and SUVs. Despite its change in ownership to SAIC, MG continues to evoke its British roots in its designs and branding.

Final Thoughts

The Philippines’ automotive tapestry is rich and diverse, from the cultural mainstay jeepneys to global brands like Jeep and MG. As MG continues its ascent in the jeep Philippines market and jeepneys remain ever-present on the roads, Filipinos find themselves with a wide range of choices, each vehicle holding its unique story and place in the country’s vehicular narrative.

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In this life, nothing is certain. As the popular saying goes, “Change is constant.” One day, everything is going well and then the next second, the situation might totally look different. This is a lesson that most people realized when the pandemic hit and turned the world upside down.

The reality is that emergencies happen. It can be a hospitalization of a family member, job loss, natural disaster, or unexpected expenses such as car and house repairs. This is why the first thing financial experts always advise people to do is to build a fund solely for emergencies. There are also tons of products to “soften the blow” when an unexpected situation happens, like all sorts of insurance.

However, another sad reality is that not everyone has the capability to keep a steady reserve of resources in their bank account that is only meant for unexpected scenarios. In most cases, the only option left is to turn to lenders for a loan when emergencies happen. Good thing, getting a cash loan these days is easier than ever. With the help of technology, cash loans online are now a thing.

Online Cash Loans: Need To Know

Online cash loans are personal loans that offer fast approval which can range from a few minutes to several days. From the term itself, this type of loans no longer require personal appearance. It can be done remotely by submitting the necessary documents online. This allows the borrower to apply and receive the funds easier, especially during emergency situations.

Are Online Cash Loans Legal?

Many people remain skeptical when doing online transactions especially ones that involve money. Instant loans already raise suspicions on their own, more so if it is done without any face-to-face interactions. Some just really have a hard time wrapping their head around the idea of not meeting the lender personally.

So for those who are wondering if online loans are legally operating in the Philippines, the short answer is yes. There are plenty of legitimate lending companies that operate in the country. However, in any type of business, there are always people who try to take advantage of other people. It is very important for borrowers to do proper research before transacting with any lender online to make sure that they will not end up with sketchy people or loan sharks who offer unreasonable interest rates.

Tips Before Applying for a Cash Loan Online

In need of a quick online cash loan in the Philippines? Here are some of the tips to do before starting a transaction with a loan provider to make sure you are fit and ready for that loan application.

• Ask The Most Important QuestionBefore borrowing money, ask yourself this question first: “Do I really need it?”

  Borrowing money for something not urgent may lead to debt as there are interest charges that will be billed on top of the loan amount. As much as possible, do not proceed with a cash loan if it is not for an urgent situation.

• Be Familiar With Credit ScoreLenders do not give away money. In fact, they won’t let anyone just borrow money when they want. These companies run a thorough check on the borrowers’ credit scores to check if they can handle a cash loan. Most of the time, approval and interest rates are determined from this information alone.
• Check Available OptionsBy options, this means MANY options. There are a lot of products like this out in the market but it is important to note that not all cash loans are made for the same purpose. Find the option that fits what the money is going to be used for.
• Be Careful With Extra ChargesUsually, a loan product will entice borrowers with high loan amounts, low interest rates, and fast loan approval process. What many people miss is that most of these companies add extra charges to the approved loans (e.g., processing fee) which outweighs the benefits mentioned beforehand.

  Most of the time, these charges are also deducted to the cash loan right away. Make sure to keep an eye for these details.

• Avoid Having Multiple LoansIt is just good advice to stop borrowing money and piling up loans when there is no need for it. This means to try to avoid taking out another loan while still paying off another. This will help borrowers to better manage their finances and not be in too much debt.
• Pay Dues On Time Loan providers depend on interest and late payment charges to keep their business afloat. While it helps the lenders, it is not the best scenario for borrowers. Make sure to pay on or before the due date to avoid these extra charges and be able to keep a good record so you can re apply anytime another need arises.

Quick Cash Loans Options in the Philippines

Ready to apply for a cash loan online? Here are some of the reputable options available in the Philippines.

GLoan

One of the top products that offer mobile payments service in the Philippines is GCash. These days, the product is no longer limited to just being an e-Wallet but it already offer all sorts of services to enable mobile payments all over the country.

For those who are using this product, getting a cash loan via GCash is also possible with the product called GLoan. The best thing is that this feature is pre-approved for qualified GCash users without additional documentary requirements necessary. According to one’s usage or GScore, a loan amount along with interest rates and payment terms will be offered in the service’s dashboard.

JuanHand Loan

The loan provider JuanHand offers fast loans in the Philippines through online means. The requirements only include a valid ID which will be submitted via the JuanHand app. There, the borrower will provide details and the loan amount. Approval can take up to two days. What is good about this option is that it is not exclusive to pre-qualified users; rejected applicants can re apply in just a few days.

The loan amount with JuanHand ranges from ₱2,000 to ₱15,000 with a payment term of up to 90 days. Interest rate is ranging from 9% to 12%.

Quick Loan Union Bank

The rise of digital banks has arrived. One of the top banks that offer this product in the Philippines is UnionBank. Digital banks are different in many ways but one of the things they have in common with traditional banks is offering cash loans.

UnionBank Quick Loan is the cash loan product of the said bank. It is a fully digital loan program which is exclusively offered to pre-qualified UnionBank deposit account holders. The loan amount can range up to ₱1 million and can be approved as fast as one minute. The payment terms can be up to 12 months.

Pre-qualified users can apply via the Quick Loan website or using UnionBank Online. Loan amount depends on the account holder’s history with the bank.

Conclusion

Fast, online cash loans are very handy for emergency situations where you have already exhausted your financial resources. It is not bad to apply for a loan, but it is important thing to do it only when urgently needed and research has been done before jumping on the offer. Choosing the best quick cash loan in the Philippines is essential to help you to repay your dues the cheapest and easiest way possible.

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According to a survey conducted by Bangko Sentral ng Pilipinas (BSP), almost half of adults in the Philippines have outstanding loans. It reflects how embedded the “loan culture” in the country is that there are tons of options available to borrow money available for Filipinos.

Emergency Loan in the Philippines

Before the time of e-money and smartphones, cash loans required onsite appearance to apply, and the funds were issued in person. While this still happens nowadays, there are easier ways to get a cash loan with the help of technology. It is most useful for many people during times when immediate cash is urgently needed. These days, getting an online loan in the Philippines is common and many people are being enticed with its convenience.

Although, this type of convenience is not accessible for everyone. Some needed to resort to more traditional options to get access to express cash and be able to attend to their urgent needs.

Do you have an emergency and need cash right away? Do not fret. This article lists down the various ways to get an emergency loan in the Philippines—from the traditional ones to the most modern.

Emergency Loan in the Philippines #1: Pawning

One of the advices that the elderly people taught millennials is to invest in gold jewelry since they tend to appreciate in value and they can be pawned when emergencies happen. It is no wonder that pawning is one of the most oldest and popular option that Filipinos resort to when there is an urgent need for cash. Until today, there are still a lot of pawnshops in the country especially in rural areas where pawnshops actually outnumber banks and ATMs.

How does pawning work? Basically, borrowers will be lent money by giving an item such as jewelry or gadget as a collateral. They can redeem this collateral once they paid off the debt.

This is a popular option for many people because it is one of the easiest. There is no need for credit checks and document submission for this; the borrowers just have to make sure that their collateral is authentic and of value. At the same time, the interest in pawnshops are smaller than most lenders. They even charge interest rates as low as 1% over a one-month term. However, it can be risky because the item will be up for sale in the pawnshop once the borrower failed to pay on time.

Emergency Loan in the Philippines #2: Salary Loans from Employers

Another popular way to have access to a quick cash loan in the Philippines is through getting an “advance” or a salary loan from employers. People with low to medium salary range usually receive financial aid in this way from their employers especially those who are affected by sudden calamities or sickness in the family.

The interest rate depends on the terms set by the employers. Some companies offer this benefit without interest at all, which is most ideal for borrowers. Repayments are convenient since it usually being deducted from the employee’s salary. The downside is that there is not much option to manage or budget upcoming income since the repayment is not very much flexible.

Emergency Loan in the Philippines #3: Loans from Government Agencies

In the Philippines, there are government agencies (i.e., SSS, GSIS, Pag-IBIG Fund, etc.) that regularly collect a small portion of the workers’ salary. There is usually no option to opt out from these but the advantage is that, those who were able to regularly pay for several years can have access to quick cash loans offered by these entities.

One of the loans that account holders can avail is calamity loan that are specifically made available for survivors of natural disasters in the country. Those who live in an area that is officially declared under a state of calamity, this type of emergency loan is readily available for them.

The advantages of getting a loan from these government agencies compared to the other loan options are the longer repayment options and competitive interest rates.

Emergency Loan in the Philippines #4: Personal Loans via Banks

People who are in need of a higher loan amount does not have much option but to inquire to their banks and check if they can get a personal loan. The upside in applying for a personal loan with a bank it that safety, legitimacy, and security are very much ensured. There are also plenty of banks that actively offer loans to its deposit account holders with good standing, which will make it easier to borrow cash for emergencies. Banks also have a better customer service team in case an issue arises with a client’s transaction, unlike the other options previously mentioned in this list which might not have a team in place.

On the other hand, banks have more stringent loan requirements and credit investigation processes for borrowers unlike the loan providers mentioned above. Also, compared to the ones in this list, banks usually take longer to process loan applications to give time to fully assess the borrower’s ability to repay the loan they are applying for.

The repayment process is also easy and convenient with banks because these are the ones that keep up with the latest technologies to make accessibility better. Most banks have options for online loans these days as well. Just make sure to use the bank’s loan calculator to ensure that you are getting the best offer and that there are no other charges that come with it.

Aside from emergency loans, banks offer all sorts of loans such as car, housing, and others.

Emergency Loan in the Philippines #5: Quick Cash Loans from Private Lenders

For those who are in need of a smaller amount, a quick cash loan from private lenders might be the best way. Private loan providers nowadays offer the fastest and simplest application process and most convenient fund release. Since private lenders can focus on improving their loan products, their offerings are modern and way more convenient than other lenders. Also, it might be because a bank account is not required when applying for a loan with private lenders.

In just a few minutes, emergency loan applications can be filed and be approved right away. Some even offer pre-approved amounts and actively offer it to users so they will be enticed to get the loan even if is is not to be used in an emergency or urgent matter. Some even target and try to appeal to those with low income or poor credit history because these marketing strategy is appealing to this target market—with only a valid ID, anyone can apply without any income documents required.

Many companies offering payment services online are on top when it comes to this product. As the concept of e-wallet or e-money is becoming even more popular in the Philippines after the pandemic, these services are more than just a payment method. They now have a wide range of products that users can avail anytime with just their smartphones. Although the loan amounts are usually small, it is popular because of the accessibility and convenience it offers.

Conclusion

Getting a cash express today is becoming easier. Online lending is more accessible and convenient as years pass. Although, the same rules apply when it comes to borrowing money from whatever source it may be: only borrow what is needed. This is Financial Literacy 101.

It is better to not borrow at all than have dues coming your way each month for expenses that are not really necessary. The process of getting an easy loan is done with just a few taps in our smartphones but the repayment is always higher than what we borrowed. For someone who is not as rich as internet celebrities such as Small Laude, it is better to keep our finances in check than have debt piled up.

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Mindanao is one of the three major islands of the Philippines, located on the southernmost part of the country. It is the home for 27 provinces and 33 cities, that are famous for its scenery, culture and people. In the past, travelling in this island was not convenient, but thanks to recent developments, such as Laguindingan airport transportation to your favorite southern destination became easy!

What is Laguindingan Airport?

Laguindingan Airport, also known as Laguindingan International Airport, located at Barangay Moog, Laguindingan, Misamis Oriental, is the second busiest and one of the main airport following Francisco Bangoy International Airport in Mindanao. It serves as the primary entryway to the provinces of Misamis Oriental and Lanao del Norte, the cities of Iligan and Cagayan de Oro, and the rest of Northern Mindanao in the Philippines.

Laguindingan airport replaced the Maria Cristina Airport in Maria Cristina, Iligan, and Lumbia Airport (now Lumbia Airfield) in Lumbia, Cagayan de Oro. 1.6 million passengers can fit in the airport’s 7,184 square metre (77,330 square foot) passenger terminal building each year.

Moreover, this airport went to an expansion due to air transportation demand, through the airport project called the Laguindingan International Airport PPP (public-private partnership), thus transforming it to an international gateway, making travelling from other countries to the island of Mindanao without passing by the Ninoy Aquino International Airport possible.

What are the available flights in Laguindingan Airport?

Laguindingan Airport typically holds 21 departure flights each day. Additionally, a few of the direct flights routes are as follows:

Cagayan de Oro to and from Iloilo City, Puerto Prinsesa, Caticlan, Manila, Cebu City, Mabalacat, Iloilo, Tacloban, Dumaguete, and Bacolod

In addition, Cagayan de Oro has international air connections from Laguindingan Airport to and from Hong Kong, Bangkok, Singapore, Dubai, Kuala Lumpur, Seoul, Toronto, Tokyo, Hanoi, and Sydney.

Philippine Airlines, Cebu Pacific, and AirAsia are a few of the most popular airlines that fly out of Laguindingan International Airport.

Davao City Flights

Davao City is a popular spot for tourists since it offers a wide range of fascinating destinations to see. You may visit many different types of parks and museums. The region is also home to Mount Apo, one of the highest mountains. Davao is renowned for its cuisine, which comprises a variety of fusion meals and ethnic specialties.

There are various cheap flight tickets offered by Cebu Pacific, PAL Express and Philippines AirAsia. Most of it has flight schedule with a departure date for next year.

The deals listed below are some of the cheapest flights available to Davao City in September 2023.

The listed flights are some of the cheapest flights to Davao City, costing around 8-12000 PHP

Philippine Airlines 2363: September 4 2023 Operated by PAL Express 9:05 am Cebu City Mactan Intl (CEB) to 10:25 am Davao City Francisco Bangoy (DVO)

Philippine Airlines 2819: September 4 2023 Operated by PAL Express 4:50 pm Manila Ninoy Aquino Intl (MNL) to 6:50 pm Davao City Francisco Bangoy (DVO)

Cebu Pacific 3953 : September 4 2023 10:20 pm Manila Ninoy Aquino Intl (MNL) to 12:30 am Davao City Francisco Bangoy (DVO)

Philippines AirAsia 615: September 4 2023 8:25 pm Manila Ninoy Aquino Intl (MNL) to 10:20 pm Davao City Francisco Bangoy (DVO)

If the list does not fit your budget, you may check Airline websites to find best prices with round trip deals!

Davao City to Cebu City Flights

Some tourist prefer visiting Cebu City after roaming around Davao City or vice versa. This plan is possible because of the distance of the cities from each other, and the available flight route. It may cost more money but if you have the means, why not, right?

Cebu City is such a wonderful location, and it is strongly advised that you visit tourist attractions such as Bantayan Island, Kawasan Falls, Temple of Leah, and Malapascua Island. You’ll sure have a great time exploring Cebu, because of its convenient transportation.

The deals listed below are some of the cheapest flights from Davao City to Cebu City in September 2023

Philippine Airlines 2366: 8:00 pm Davao City Francisco Bangoy (DVO) to 9:00 pm Cebu City Mactan Intl (CEB)

Cebu Pacific 600: 9:55 pm Davao City Francisco Bangoy (DVO) to 11:00 pm Cebu City Mactan Intl (CEB)

If the list does not fit your budget, you may check Airline websites to find best prices and more booking information with round trip deals!

Manila to Caticlan Flights

Godofredo P. Ramos Airport is a Philippine airport that serves the general area of the municipality of Malay, which is situated in the province of Aklan, is also known as Caticlan Airport and, more recently, Boracay Airport by its developer Trans Aire and is assigned as Class 1 principal airport international standards by Civil Aviation Authority of the Philippines. It is one of the two entrances to the famous white sand beach, Boracay.

The deals listed below are some of the cheapest flights from Manila to Caticlan in September 2023

Philippines AirAsia 227: 1:25 pm Manila Ninoy Aquino Intl (MNL) to 2:30 pm Boracay Godofredo P. Ramos (MPH)

Philippine Airlines 2043: Operated by PAL Express 3:20 pm Manila Ninoy Aquino Intl (MNL) to 4:35 pm Boracay Godofredo P. Ramos (MPH)

Philippines AirAsia 2217: 9:40 am Manila Ninoy Aquino Intl (MNL) to 10:50 am Boracay Godofredo P. Ramos (MPH)

If the list does not fit your budget, you may check Airline websites to find more options with best prices and more booking information with round trip deals!

Iloilo City to Manila Flights

On Panay Island in the Philippines sits the city of Iloilo. It is renowned for its old homes and Spanish colonial churches. Jaro Cathedral contains a shrine to the neighborhood patroness, Our Lady of the Candles, on Jaro Plaza and many more tourist destination!

The deals listed below are some of the cheapest flights from Manila to Iloilo in September 2023

Philippines AirAsia 315 8:00 pm Manila Ninoy Aquino Intl (MNL) to 9:15 pm Iloilo City Mandurriao (ILO)

Philippine Airlines 2145: Operated by PAL Express 4:50 pm Manila Ninoy Aquino Intl (MNL) to 6:10 pm Iloilo City Mandurriao (ILO)

Cebu Pacific 461 7:55 pm Manila Ninoy Aquino Intl (MNL) to 9:20 pm Iloilo City Mandurriao (ILO)

Cebu Pacific 463 6:00 pm Manila Ninoy Aquino Intl (MNL) to 7:25 pm Iloilo City Mandurriao (ILO)

If the list does not fit your budget, you may check Airline websites to find best prices with round trip deals!

Travel tips

You must plan your travels if you want to have a positive travel experience. Things frequently don’t go as planned. You could consider backups, such as traveling by means of air, bus, taxi, or walking around the area. You may also bring additional food and liquids with you.

You might also consider creating a tourist list and try to plan how you will get there before your actual trip. This will help you save time and avoid tourist scamming schemes.

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