Real Estate Insights

Before moving forward to what are the Home Owners’ Association Fees (HOA fees), let us first figure out what is Home Owners’ Association.

What is Home Owners’ Association?

HOAs, or homeowners associations, are entities that maintain master-planned communities on behalf of a business.

HOAs are commonly found in neighborhoods of single-family, detached homes, but they can also be found in condo cultures.

The two functions of Home Owners Association

Homeowners associations are intended to serve two functions: to maintain shared spaces within a neighborhood and to implement regulations that prohibit a single homeowner from implementing adjustments to their home that reduce the real estate values of the community overall. They create rules.

Basically, Home Owner’ Associations are structures formed to establish and enforce rules for specific properties and the people that reside in them.

These communities are usually formed in planned communities, condo buildings, or subdivisions. People who buy these properties are automatically affiliates. Correspondingly, they must pay their dues in the form of monthly fees known as HOA fees.

What are the Home Owners’ Association Fees?

The word Home Owners’ Association (HOA) fee pertains to the monthly fee that certain types of residential property owners must pay to their Home Owners’ Associations (HOAs).

Helping the association with property maintenance and improvement

The above HOA fees are accumulated to help the association with property maintenance and improvement.

Your monthly payments of HOA fees are responsible for the maintenance of your local tennis court, fitness center, and swimming pool.

In most cases, condominium owners are the ones who are responsible for paying the fees associated with their Home Owners’ Association; however, in some single-family home neighborhoods, these HOA fees may also be required.

Your HOA fees can be comprised of a wide range of distinct services and associated costs, and the types of services that a Home Owners’ Association provides to its members will change according to the requirements of the community.

Comparing the amenities that are provided by the various Home Owners’ Association communities that you are interested in purchasing a home in will help to determine which HOA’s amenities (as well as rules) are the ones that will best meet your requirements.

A homeowners association will typically charge a recurring fee (either monthly or quarterly) to its members in the form of a Home Owners’ Association fee in order to recoup the costs of the various services that it renders.

If you reside in a condo, the condo association may require you to pay a fee that is comparable to this one. Basically, there are condo fees as well.

Understand how HOA costs are computed

If you plan to purchase a property in an HOA-governed area, you must have a thorough understanding of how HOA costs are computed.

The Home Owners’ Association puts the money it collects toward the upkeep and enhancement of the community’s overall quality of life.

In addition to your mortgage payment, property tax, and homeowner’s insurance premiums, you are required to pay these fees.

You will still be required to make payments to the Home Owner’s Association even if you have paid off your mortgage.

When it comes to the things homeowners can do on their own property, certain homeowner associations could be quite restrictive. The homeowner’s agreement contains a written account of these guidelines.

What are the things covered by the Home Owners’ Association Fees?

The following is a list of expenses that are eligible to be covered by the monthly HOA dues paid by members of the association:

Municipal Services

The removal of trash and other municipal services, like security, are frequently provided by HOAs. Because these are typically included in HOA fees, the monthly bills you need to keep track of will be lessened due to this fact. Furthermore, it gives you convenience.

Insurance for in the Homeowners Associations

Your Home Owners’ Association will pay for insurance for any damage or injury that occurs within the scope of the HOA.

This means that the association is responsible for common spaces, recreational areas, and other exterior locations such as the sidewalks which the HOA Home Owners’ Association maintains and is responsible for maintaining.

The fees cover flood insurance, theft insurance and liability insurance also. In order to learn more about what the HOA fees cover, make sure to read the HOA’s bylaws, or you may simply as the HOA board.

Take note that in order to protect both your house and the assets that are distinctively yours, you will need to buy a separate insurance policy.

The majority of the time, the lender will require you to get homeowners insurance to cover any potential damages to the property you own.

Repairs and Maintenance

In addition, a portion of the money you pay each month will go toward the maintenance and repair of the shared spaces and communally owned buildings.

This may include pest control in common areas, maintenance of parking lots and neighborhood roads, and preservation of the building’s exterior walls and roof (if you live in a condo).

HOA fee covers the maintenance

The Home Owners’ Association is responsible for maintaining the landscaping and lawn care in communal spaces.

The HOA fee covers the maintenance of the fitness centers, tennis courts, and swimming pools and other amenities and facilities.

It is also possible that snow removal from shared parking lots and roads is already included in the price of the HOA fee. Basically, there are maintenance fees that HOA members need to pay.

Reserve Funds

A part of the HOA fees that you pay will be placed into the reserve funds of the Home Owners’ Association.

The reserve fund is a type of savings account that the affiliation has access to in the event of unforeseen or unusual expenses.

This indicates that, ideally, the Homeowners’ Association has sufficient money to pay for things like replacing the clubhouse roof when it reaches the end of its useful life or perhaps the pipes in the laundry area when they burst.

The reserve fund can also pay for the roof replacement if needed. If an air conditioning unit is broken, the HOA fee cover it through the reserve fund.

In the circumstance that your home owners’ association is unable to accumulate sufficient funds saved up (either as a result of poor planning or an unexpectedly high expense), the board of directors may end up voting to charge all homeowners in the community to pay what is known as a special assessment in order to cover the costs.

Before moving into a neighborhood that is governed by a HOA, it is essential to read the rules to determine whether or not there are any limitations on the frequency of special assessments or the amounts that can be charged for them.

What Consequences Will Someone Face if They Fail to Pay Their Homeowners Association Fees?

If a homeowner fails to pay their HOA’s monthly or annual fees, as well as any special assessments, the Home Owners; Association may take legal action against them. These steps are dependent on the contract, which can be smart contracts some times, that was made between the homeowner and the HOA.

Make sure to read the HOA’s bylaws and HOA’s rules to know the possible consequences. You may also ask to talk with the HOA board of how paying HOA fees can be feasible for you.

In order to collect delinquent payments, some allow the HOA to start charging late fees, while others permit the HOA to file a lawsuit against the property owner, put a lien on the property, or foreclose on the property.

If you are having trouble paying your HOA fees, the HOA board of directors or the management company of the community might be able to figure out a payment plan for you.

You may also check out payment services, such as digital first banks, to make the payment processing convenient.

As long as yo have a mobile device, you can pay from anywhere. But keep in mind that there are also times that there is a problem with the payment processing with mobile banking.

Besides from digital first banks, there are other fintech services that can help you with your financial activities.

The disruptive technology of the future makes everything easier for us through the new wave of mobile technology and financial technology that brought us many apps that make fintech work possible.

If you are still having difficulty with your financial activities, you may always consult a financial advisor. There are also numerous financial institutions and fintech companies you can browse through.

Personal finance apps, major banks, automate financial services, and other emerging technologies can be of great help as well.

You should make every effort to be open and honest about the state of your finances with the board as soon as possible in order to determine whether or not you can find a consensus.

In the end, if you have been in arrears for an excessive amount of time or if your debt is unpayable, the HOA has the authority to have you evicted, and a lien could be put against your deed to assist the community in recouping any losses it has sustained as a result of your situation.

Helps you with your personal finance

Similar to a financial advisor helps you with your personal finance, a real estate agent help you in the real estate market.

Invest in Real Estate Today

Now, the question is, where should today’s consumers invest when it comes to real estate Living in Brittany developments has traditionally been about magnificence and refinement.

There are multiple housing units available for purchase through the Brittany Corporation. The planned community has Italian-inspired housing units that are perfect for you.

Portofino Alabang is a residential real estate development located in the Philippines. It was developed by Brittany Corporation, a leading name in the innovation of luxury real estate, and it features houses and lots for sale at various price points.

As a result of the luxury housing units for sale in the Philippines that have been styled after Italian architecture, the above real estate in the Philippines has gained a reputation for offering an Italian life of luxury.

The aforementioned master-planned community can be found in the center of Vista Alabang, which is widely regarded as one of the most desirable and desirable locations in the South.

Truly, the homeowners living here are happy with the services provided by the Brittany Corporation.

People are moving to the South of Metro Manila. Have you noticed? It became a trend to see families hunting down homes or building their dream homes in the South. Left and right, people are looking for house and lot properties in Alabang Philippines, house and lot near Nuvali , house and lot in Daang Hari and even condominium for sale as long as located in the South Metro area. But have you wondered why people are changing locations and choosing South?

Natural Beauty of the South

This isn’t Alabama, or South Carolina in the Southeastern of United States, but this location is now becoming a sought-after location of families. This is the South of Metro Manila, Philippines.

There are some who dream of living and owning house and lot for sale in Davao, Cebu or Baguio, but now many are being in love in the southern cities of Metro Manila.

One major reason why people enjoy and desire southern living is that moving south means moving away from the hustle of Manila and still embracing a city-like yet provincial life in one while surrounded by greens and mesmerizing sceneries.

Hearing all these, you might thought of moving in the South. But before you finally decide with your family, here are things you should consider.

Tips before Moving South

There are a lot of house and lot for sale all around the country but moving south of Metro area is quite special and different. The South has a southern charm that people cannot resist. Most beautiful houses in the Philippines can come from the South yet choosing to live here for long term has a lot of consideration to think of to make sure you will be able to regret none. Here are questions to ponder as you move South:

Will I be happy here in the long term?

Any house owner must asked this question upon purchasing or even planning to acquire a house and lot properties in Alabang Philippines, house and lot near Nuvali or house and lot in Daang Hari. This question is a great measure to know if such house and lot for sale is worthy of its cost.

Asking this question if you are planning to move South is definitely a yes. With the life it offers to its people it is as if you are living a life with a country music background song because of its beauty that surely will give you happy hormones in return.

But above all, it is to remember that ones happiness in a place is not a one way ticket, it is enjoyed with people you dearly love. So no matter if your house is the most beautiful houses in the Philippines but if you are living alone or with people you don’t actually care about, there is an assurance that happiness is for short-term, while if you live with the people you love, wherever you stay together, living happy for a long term is a sure promise.

How Big is the South?

The number of population of a certain area is also a consideration when choosing the best site for your home. People has been eyeing the South of Metro Manila since its population is basically smaller than that of Metro Manila. This means South cities such as Alabang Philippines, Laguna, Tagaytay, and Cavite are still not too crowded, and too congested when talking about traffic. Compared to Manila, these southern cities are still more breathable to live in.

Who will be my neighbors?

Other southern cities might also agree that people from the Alabang Philippines, Laguna, Tagaytay, and Cavite are people who look forward to a more slow-paced life. As you intentionally desire of it since you are moving away from the Metro, expect that, your potential neighbors might share the same values with you like their love for nature, love for quiet, calm, peaceful and more serene place, also more so for a slow-paced life.

These residents might be random to you, but your next neighbors might be your new set of friends or a family to you.

What is the Weather in the area?

Another good point to consider as you are moving south is the weather. South of Metro Manila like Alabang Philippines, Laguna, Tagaytay, and Cavite may not have four seasons yet you will surely love the weather it offers most of the time.

There is no snow but you will enjoy its cool breeze and cold temperature like winter months are sure a great call when you hate the super hot and sticky feeling of living in Metro Manila. You may enjoy your sweet tea as you rest in your most beautiful houses in the Philippines in the South with a background music city.

How much would be the Cost of Living?

This should be on top. As you choose your next home, thinking of how much the cost of living is a serious concern. South of Metro Manila is a bit affordable compared to Metro Manila since primarily southern cities are provinces.

Having said this, your income might be enough for your daily expenses and can still cover up some of your shopping wishlist. Living south is totally more fun as eating a pimento cheese sandwich or boiled peanuts. It is has sure a lower cost of living in that side of the country.

What is the Rate of Houses?

House and lot for sale, and condominium for sale in the South are even more affordable compared in the big city. This housing costs has a lower cost compared to Metro Manila doesn’t mean that houses are cheap. Actually, most beautiful houses in the Philippines from the South are now actually becoming more pricey nowadays because of the location being more famous to people.

The site has become a sought-after location that is why you have to check now the properties for sale in the South. Brittany Corporation of Vista Land has lots of souther properties you can check on their website. You have to hustle hard now, to save more money so you won’t miss the chance of owning beautiful homes in the rural areas.

Suggested Read: Southern American Lifestyle in Laguna
Suggested Read: Property in the South: Five Reasons to Buy

Is there an easy access to all I need?

Another question to make sure is the accessibility of the site to any of your needs especially the basic ones. Living in the South is no longer surprising to be giving you all you need in the same day. There are a lot of business establishments, major corporations, and various companies who already made their way in the South to serve the residents.

South is also surrounded with beautiful beaches looking like the Myrtle beach of South Carolina for your get-away with the family. Restaurants are nearby serving various good food. Many others serves special fried chicken and barbecue that will surely satisfy your taste buds. South of Metro Area is a legit an all access location for its residents.

How’s the noise level?

There are people who enjoys a calm, steadfast kind of life, and living in the South Metro Area like in house and lot properties in Alabang Philippines, house and lot near Nuvali , or house and lot in Daang Hari might be ideal for you. This place provides not just a slow-paced setting but has a more serene, and quite environment.

In this side of the country, people understand that people living in there desires quietness and since all of them long for it, they make sure that they cooperate in that objective. You can check with homeowners living in Brittany Properties like in Brittany Sta. Rosa, Laguna, or those living in house and lot in Daang Hari Subdivisions. Very peaceful place for families who want to create beautiful memories together.

Is the area a kid-friendly zone?

Nowadays the safety of kids are alarming, having said this, staying in places with such quiet and peaceful environment is not a bad thing to desire. There are a lot of house and lot for sale in the South that are not just kid-friendly but also safe for kids.

Properties in Brittany like Crosswinds in Tagaytay, House and lot for sale in Daang Hari, or house and lot in Nuvali are practically built to be kid-friendly. These subdivisions are also surrounded with great and expert securities to keep the safety of the homeowners.

Is the area a pet-friendly zone?

After kids, pets are usually the next concern. House and lot for sale or even condominium for sale in the South are usually pet-friendly. Just by the looks of the house construction and the landscaping, pets are sure in the mind of the builders. There are also spaces for your pet to run and play, or for times you just want to walk them.

How to find on Waze/ Google Maps?

How amazing are technologies nowadays. Going in the South to live from wherever you are is no longer hassle to find. One to two hours away from Metro Manila and you can enjoy what the southern cities can offer.

Through your waze app or google maps, you can even discover special nooks in the south where you can enjoy fried chicken, barbecue and even fried green tomatoes added on recipes. Living in this kind of environment that are easy to access through waze or google maps is a less thing to worry.

There are a lot more to consider before planning to move in the South and these are just a few. Whether you want to live in Alabang Philippines, Laguna, Tagaytay, or Cavite, make sure you have checked on this list to not regret your choice.

Enjoy Southern Living with Brittany!

Are you just beginning to build your own family or just preparing for the future? If you are thinking of investing on properties on the South of Metro Manila to stay away from the hustle and bustle of the big city, Brittany Corporation has lots to offer you.

Brittany currently has different subdivisions in the South of Metro area. They have house and lot properties in Alabang Philippines, house and lot near Nuvali , house and lot in Daang Hari and even condominium for sale in Tagaytay. You make a choice, and they will deliver.

Visit Brittany Corporation’s website to have an experience to what it have to enjoy a Southern Living with Brittany!

In the modern day, the government is the entity that holds the power to classify an event or happening as a national emergency. National emergencies can be declared in response to a wide range of potential threats, from natural disasters to terrorist attacks.

What is a National Emergency?

A national emergency is any event or happening that could either be natural or man-made and poses as a threat to an entire nation.

Many factors and events may result in national emergencies, such as significant risk to public health, terrorist attacks, and extraordinary threat to the national defense and constitutional right.

In some cases, the declaration of a national emergency may allow the government to access additional resources or powers, such as the ability to call up military reserves or to redirect funding. In other cases, it may simply serve as a way to increase public awareness of a potential danger.

In either case, the declaration of a national emergency is a serious matter that should not be taken lightly. In recent years, several countries, including the Philippines and the United States, have declared national emergencies in response to various crises. In each case, the decision was made only after careful consideration of the facts and with the goal of protecting public safety.

What is a State of National Emergency?

When a country faces national emergencies, governmental authority- more often than not, the president, holds the powers to declare a state of national emergency. Such declarations result in emergency power given to the government, enabling them to make new laws and measures for the safety of the national state.

The existence of a national emergency results in the declaration of a national emergencies act, which will in turn grant involved governmental authorities to conduct new laws and regulations as they see fit.

What are Emergency Powers?

Emergency powers given temporarily to the president for a period of time enables the government to utilize necessary resources to respond to the issue at hand.

These resources include, but are not limited to: monetary resources, police powers, procurement, implementation, and reconfiguration of various system operation as they see fit.

They are able to assign persons and other resources to whatever position they wish without much notice as before, so long as it still falls within the scope of the act or proclamation declared.

History of the Philippines and National emergencies

The Philippines has encountered other threats to national security which required the use of such emergency power. Listen below are the occurrences throughout our country’s history where the use of such acts were deemed necessary by the government:

1.) The 1989 Coup d’état

In 1989, select members of the Armed Forces of the Philippines (AFP) joined together to form a rebel movement called the Reform Armed Forces Movement, or RAM.

The Christian-time group was led by military leaders and was known to be loyal to former president Ferdinand Marcos Sr., and wanted to overthrow the current government body under then-president Corazon Aquino.

The Reform Armed Forces Movement was incredibly hostile, and almost succeeded in seizing the Malacañang Palace. But in the end, the coup was not successful as the government was able to subdue the rebel forces.

The country, however, sustained a lot of losses after the event. The coup left a huge economic impact which contributed to decision of declaring the country in a state of national emergency.

2.) The 1991 Mount Pinatubo Eruption

In June 1991, the Philippines experienced a great catastrophe after the famous Mount Pinatubo experienced its first eruption after more than 500 years of dormancy,

With more than 800 casualties, the catastrophic event also caused great harm to the country’s other assets.

Lives were lost and continued to be lost because of broken homes and ruined land, agriculture was in a terrible state due to all the volcanic debris, rendering most of the affected persons both homeless and jobless.

With more than $700 million in damages, the Philippines was once again in an emergency state.

3.) The 1993 Luzon Power Crisis

Way back during the 90’s , the Philippines experienced daily brownouts- especially in Luzon. Prior to this, Mindanao has also experienced numerous power shortages during the Mindanao Power Crisis from 1990-1991.

During former President Cory Aquino’s term, the administration put a halt to starting operations at the Bataan Nuclear Power Plant. This was a decision made by the government after allegations of corruption being linked to the power plant, at the same time was heavily influenced by Japan’s Chernobyl accident which occurred back in April of 1986.

Similarly, Calaca Coal fire plants were also not allowed by the administration due to to its democratic nature which appealed to the public- specifically, the environmental non-government organizations (NGOs).

The lack of power plants resulted in the overworking of then-existing power plants, which caused an inevitable breakdown. Unable to provide an alternative to the sudden loss of electricity source, the Philippines was once again in a state of national crisis which they believed demanded the use of emergency power.

4.) The 1995 Metro Manila Water Crisis

Prior to the 1995 Water Crisis Act, the water supply situation in Metro Manila, Rizal, and Cavite was incredibly unfavorable. Three-quarters of homes in these local areas did not have a clean and stable water supply, putting their health and safety at risk.

Water shortages and contamination was a usual sight in these places, and it wasn’t until the Metropolitan Waterworks and Sewerage System (MWSS) rising debts would the government decide that action had to be done.

With MWSS’s inability to make proper arrangements and investments for its services and maintenance, the country resorted to the usage of emergency powers in order to deal with the situation at hand – which later on resulted in the 1995 Water Crisis Act.

Suggested Read: Philippine Real Estate Laws Guide
Suggested Read: Must-Have Items For 2022

The Philippines now:

The Philippines is currently in yet again, a state of emergency – and it has been in one for more than 2 years now. The reason for this current predicament is none other than the infamous virus that has been continuously attacking the entire world for the past years – the coronavirus disease.

The Coronavirus disease

march 08, 2020

On March 08, 2020. the Philippines experienced its first three cases of the coronavirus disease which were obtained through local transmission.

The president declared a state of public health emergency in the country through the Proclamation No.922. Classes were also suspended in the country’s capital, Metro Manila (National Capital Region or NCR) as a result.

The local cases were seen as a threat to public health, which must be protect and promoted by the government at all times as according to the 1987 Constitution and the Law on Reporting of Communicable Diseases, also known as the Republic Act (RA) No. 11332.

The coronavirus disease was already recognized as an international concern by this time, and thus, the president declared a state of public health emergency as it posed concerns to national security.

This proclamation allowed both government and non-government organizations to perform necessary precautions and measure to respond to the national threat and keep the country’s losses to a minimum.

This was the start of the coronavirus disease posing as a significant threat to the nationwide state.

March 16, 2020

On March 16, 2020, the country was placed in a state of national emergency due to the coronavirus disease.

The president signed the Proclamation No. 929, which declared the country in a state of national calamity for the next 6 months.

Prior to the signing of this declaration, parts of the country was placed in lockdown as a response to the rapidly rising cases of the virus. Travel in and out of Manila was restricted, whether it be air, sea, or land travel.

On the same day of the declaration of the local state as a national emergency, the Luzon group of islands was placed under enhanced community quarantine (ECQ)- also known as the lockdown with the most secure and strict protocols that our country declares for lockdown.

This declaration allowed the government to possess emergency powers, which were to be used for the protection of the national state – in this case, was the people’s public health.

The main effect of this declaration was to the country’s funds, which were now direct to health and safety programs as a response to the rising amount of coronavirus disease cases in the country.

March 25, 2020

On March 25, 2020, the Bayanihan Act was signed into law by the time’s current president, Rodrigo Roa Duterte.

The signing of this law is what enabled government authorities – more specifically, the president to obtain emergency powers for a time period of three months. This allowed them to perform whatever measures they deemed necessary as a response to the COVID situation at hand.

September 11, 2020

After the Bayanihan Act expired in June 2020, a second Bayanihan Act, called Bayanihan 2, was proposed by August 2020 and was signed into law by September 11, 2020.

This act also declared the country a state of national emergency, and that further measures were needed to respond to the country’s pandemic.

September 16, 2020

In September 16, 2020, Proclamation No. 1021 was signed into law. This was an extension of the Proclmation No. 929, and the country’s state in a national emergency was extended for one year, effective from September 13, 2020 to September 12, 2021.

September 10, 2021

With no stop the rising pandemic case, former President Rodrigo Roa Duterte has declared that the country’s state of National emergency is extended for another year by signing Proclamation No. 1218.

Effective from September 13, 2021 to September 12, 2022, the Philippines is currently still in a state of national emergency up until the present day due to the coronavirus disease as declared under Proclamation No. 1021.

What should I do in a State of National Emergency?

When in a state of National Emergency, it is always important to be aware of both yourself and your surroundings. Anything could happen at anytime, so you have to make sure to keep you and your loved ones safe at all times.

Homes by Brittany

With only the safest and most luxurious houses in the Philippines, Brittany is sure to keep tabs on you and your entire family. With both comfort and safety ensured, Brittany homes is the perfect place for you to set up your home.

With numerous house and lot for sale to choose from, Brittany is sure to have the home to fit all your needs-and even more! With homes in Alabang, Tagaytay, and Santa Rosa, there are so many luxurious homes and luxurious condos to choose from.

All homes are guaranteed to give you the best living experience through its world-class service that you won’t find elsewhere.

The Philippines is part of the group of countries that make up the “Pacific Ring of Fire.” This specific region is characterized by active volcanoes and frequent earthquakes due to the movement of the Earth’s tectonic plates. The Philippines is also located along the Pacific typhoon belt, meaning that the country experiences many typhoons and tropical storms every year.

Due to the location of the Philippines, Filipino homes need to weather different kinds of natural disasters. Being prone to experiencing natural calamities, each member of the household should know what to do to prepare in the event of an emergency. Staying safe in your homes as severe weather conditions rage outside will keep you safe if your home is built well. But you and your family also need to know about other forms of natural disaster safety practices.

Natural disaster safety practices and guidelines can help you survive in the event of an emergency. Additionally, knowing what to do will help you feel calm and prepared to face whatever might happen.

Types of Natural Disasters in the Philippines

Storms and Typhoons

As previously mentioned, the Philippines is located on the Pacific Typhoon belt. Our country experiences several storms and typhoons in a year. These can cause heavy rains, strong winds, and heavy flooding.

When a storm signal is raised in your area, it is best to heed the natural disaster safety protocol set by your local authorities. Depending on how strong the storm is or where your house is in relation to the storm’s path, you may be asked to evacuate to the nearest evacuation center along with other residents of your community.

Flooding

Flooding usually happens after a storm, but with the advent of climate change, flash floods are also observed after a period of heavy rain. Some low-lying areas are more prone to flooding due to geography, while other areas may experience floods due to poor or congested drainage systems.

Floods can damage homes and they can also be a breeding ground for water-borne diseases. Keep yourself dry and avoid exposing any open wounds to flood waters. Watch out for submerged electric wires, as these pose the threat of electrocution.

Volcanic Eruption

There are several active volcanoes in the Philippines, including Taal Volcano. In recent years, it has been more active, blasting ash into the air that has spread to adjacent communities. An eruption of a volcano can damage water supplies, limit vision owing to smoke and toxic fumes, and make it difficult for humans and animals to breathe.

Earthquakes

Earthquakes are seismic events that happen as the Earth’s tectonic plates move. How strong you feel an earthquake will depend on how far you are from its epicenter. The closer you are, the stronger you feel it is, and it feels weaker the farther away you get.

Mild earthquakes may barely even register, but stronger earthquakes can damage homes, crack walls, open up the earth, and even topple buildings.

Fire

Though not totally a natural disaster, fires are still an emergency situation that can cause damage to people, livestock, and infrastructure. Most of the time, fires are caused by accidents such as leaving candles lit unattended or an accident in the kitchen. Other times, they are caused by faulty equipment or a gas leak.

When put out right away, fires may leave little damage or injury. But if the flames are too strong, fire may spread from one room to another, eventually engulfing the entire house or spreading to neighboring houses.

Your Quick Guide to Natural Disaster Saftey

In order to stay safe inside your homes, here are some tips on natural disaster safety that you and your family can put into practice.

General Preparedness

1. Make an emergency evacuation plan with your family. When emergencies happen, you need to make quick decisions, and if you have a plan in place, you merely have to follow it. Making a plan requires time, and every member of the family should know what the emergency plan is. Make sure to discuss a designated evacuation area should the family need to flee. This place can also be the meeting place the family agrees to go to in case you get separated from each other. Determine what each person is assigned to bring during an emergency. Make sure to practice this plan as well by going to the designated evacuation and meeting spot and showing which items are to be brought by whom.

2. Familiarize yourself with natural disasters in your area. Is your community prone to flooding? Is there an active volcano nearby? Is your home located in a storm-heavy region? Knowing what types of natural disasters to expect will help you better prepare for them.

3. Know and heed the warning signs. Some communities may have an alarm system that alerts residents of an occurring emergency. Sirens may signal a strong storm or heavy flooding. Of course, radio and television announcements are also another way to access updates.

4. Prepare a first aid kit. You never know when you might need it, so it is best to be prepared. Your first aid kit should include absorbent compress dressings, adhesive bandages of different sizes, antibiotic ointment, antiseptic wipes, an emergency blanket, sterile gauze, thermometer, and bandages. Don’t forget to include personal medications you need, such as those for allergies or chronic medical conditions. Also, include a list of your family doctors and their contact information.

5. Prepare a go bag. A go bag contains all the essentials you need in case of a quick evacuation. Family members should have one bag each. In your go bag, you should have a few sets of clean clothes, toiletries, personal medication, identification documents, bottled water, ready-to-eat food, battery-operated radio, a flashlight, fully-charged power banks, and important documents. You can also add a few comfort items to your children’s go bags as well, such as their favorite toys or books or an activity they can do to pass the time, like coloring or drawing. Replace perishable items in your go bag periodically, and switch out the clothes if you have outgrown them.

What to Do During a Disaster Situation

1. Storm Situation. When a storm is set to hit your community, secure your home and belongings. Close all windows and doors. All outdoor furniture must be stowed away or tied down to prevent it from being swept away by strong winds. Remember to charge your phones and other devices in preparation for a power outage. Turn off all major appliances to limit damage from a power surge. And prepare your battery-powered radio in case cell services go down. Ensure that you have fuel for your car if you need to evacuate to a safer location.

2. Flood. When floodwaters begin to rise, switch off any electrical appliances to prevent electrocution. Move to higher ground, such as the upper levels of your home. Try to avoid wading through flood waters if possible, as they can carry diseases, hide sharp objects that can cause injury, or submerge live electrical wires. Do not consume food or drinking water that has been contaminated by the flood.

3. Volcanic eruption. Make sure you maintain clear airways. Wear a face mask to keep particles from irritating your nose and throat, or you can also use a clean damp cloth to cover your nose and mouth. In low visibility situations, do not attempt to drive. Stay indoors and close all windows and doors of your home and car.

4. Earthquake. During an earthquake, DROP, COVER, and HOLD. Drop to the ground and avoid moving around. Find something to take cover under, such as a sturdy table. Hold onto the furniture and try to protect your head and torso as well. Stay indoors or at home until the shaking stops. But if you smell a gas leak in your home during an earthquake, leave your house as quickly as you can.

5. Fire. Use a fire extinguisher if it is a small fire you can easily put out. But if the fire is too strong or too big, alert everyone in your vicinity that there is a fire and make your way out of the burning building. Use the stairs and avoid elevators. Use a wet cloth to cover your mouth and nose. When a door feels warm to the touch, do not open it and immediately find a different exit route. If you are exiting through thick smoke, crawl or go low towards your exit. Remember to STOP, DROP, and ROLL should your garments catch fire. Stop what you are doing, drop to the ground and cover your face, then roll back and forth until the flames go out.

Practicing Natural Disaster Safety in Your Brittany Home

Your Brittany home is something of high value to you and your family. And while natural disasters can damage your home, it is important to know what to do in the event of an emergency. You can find prevention tips for disasters such as fire, but for everything else, preparation is key.

Safety is always the priority, and your Brittany luxury home is specially built with safety and luxury combined. Brittany Corporation makes sure that their luxury homes across all their properties are made of strong and solid materials that can withstand common Philippine disasters. Brittany luxury communities also have ample open space that residents can evacuate to, and each community has its own clear emergency plan. In addition to this, Brittany communities also have a fast-responding security team who can quickly come to your aid.

Staying safe, calm, and collected is part of responding well to an emergency situation. Brittany makes practicing safety even easier by building disaster-ready world-class homes and luxury communities. Invest in a Brittany luxury home today! We have luxury communities in Alabang and Santa Rosa, as well as luxury condominium developments in Tagaytay. Browse our website to find the perfect home for you and your loved ones!

Interested in working with us? Check out the Brittany Seller’s Portal for more information. Don’t forget to follow us on LinkedIn and Youtube for more updates!

Despite the uncertainty surrounding a global pandemic, there remains a high demand for luxury real estate in the country. There is also greater interest in having a smart city that is well-planned in terms of construction, sustainability, climate change awareness, and population.

Several real estate property firms have observed this trend develop, saying that the demand for luxury real estate has remained strong and steady, with the interest in more planned cities. They even went so far as to predict that this trend will still remain this year and in the future.

How Demand for Luxury has Changed

In the course of several lockdowns and restrictions, luxury village land values and luxury condominium prices continue to increase. Most of these can be seen in new cities that have experienced a recent boom in public interest due to an abundance of space that allows for a less-congested environment.

According to research from industry leaders, the Philippines’ luxury real estate segment has seen resilient and consistent performance in the economy in the previous years, and the demand has only continued to rise as more individuals choose to invest in luxury homes for their families or to create and develop rental properties from which to support their income and diversify their portfolios.

Luxury village land values and luxury condominium prices continue to increase even with the lockdowns and restrictions. This shows how much the capital values for these luxury properties and investments continue to grow into the future. Capital preservation for these types of assets remains strong even in the face of uncertain times. Land and luxury real estate remain among individuals’ best course for investments.

According to another report, the industry also exhibited a large increase in leads for residential rentals that belong to the upscale and luxury segments with the majority at prices of P200,000 and above. This trend may be influenced by returning C-level executives, ex-pats, and high-networth families.

Listings for luxury properties for sale priced at more than P20 million got the most number of leads, while leads for luxury property rentals were more diversified. Most renters were looking at luxury properties within a P60,000 to P100,000 price range.

But this continued development is not solely for luxury houses. According to a BusinessWorld report, more high-networth individuals are also investing in luxury condominium units in high-value buildings and developments within the past year. There has also been an uptick in renovations and upgrades for these units, as owners see a larger return on investment in the units located in new cities and major central business districts.

What Luxury Homeowners Are Looking For

Homes Away From The Noise and Crowds

Residential real estate is a need, now more essential than ever, and more people are looking to invest in luxury homes in new cities. A high-quality home that can provide safety, convenience, and comfort is exactly what buyers are looking for right now. And that usually takes them to new cities that are growing and thriving outside the congested centers of other cities.

A Home That Can Accommodate Every Need

The rising demand for luxury housing in a planned city also likely stems from the extended period most people need to stay home. Converting home spaces to accommodate technology for remote office work and school work has made families realize the value of having a home that can accommodate and support their every need. Larger homes with more rooms also offer better privacy which is essential for remote work and classes, making it easier for different family members to focus on the tasks they need to accomplish.

A Space to Unwind and Relax

The value of having a comfortable home was made evident by the events of the recent years. Now that most people have realized how much comfort plays a key role in their dream home, they look for homes created with ample space to rest, unwind, and lounge. Luxury housing in new cities can give them that upgraded lounge space. The idea is that larger lots in luxury communities also mean families can set up outdoor living spaces which they can use for relaxation or entertainment. This also gives them access to the outdoors, which studies have shown to be beneficial to one’s physical and mental health.

Convenience When in The City

Luxury condominium units in these areas give residents access to all the perks that come with living in a thriving city hub, such as proximity to local businesses, the finest dining establishments, convenient locations for work, technology, extensive night life activities, and prime shopping and entertainment establishments. Additionally, the amenities that come with owning a luxury condo space, such as free use of the gym, swimming pool, or other common areas, are also a huge draw.

Luxury Vacation Homes

With most schools and workplaces allowing for flexible and remote setups, a lot of individuals have looked into purchasing secondary vacation homes in new cities. If they usually spend their days in a condominium in the city, they may search for a larger space on the weekends as a complete change of scenery. They can also opt to work remotely from these vacation homes, giving them access to a more relaxed environment even as they work.

According to a management index, there has been an increase in demand for luxury properties in Laguna, Tagaytay, and Batangas. Luxury homes in these cities can give owners the best of both worlds: a bustling location with all the conveniences of the city and a relaxed vibe due to closer proximity to nature.

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Why Investing in Luxury Homes and Real Estate is a Smart Choice

Luxury real estate has always been a marker of a world-class lifestyle. The people who invest in luxury homes know the importance of having high-value properties. When luxury enters new cities, it gives the new investors a chance to claim their stake in a developing area. Soon, their choices will pay off as these new cities thrive and flourish after an influx of development.

Unique Homes and Architechture

Luxury homes are often designed to highlight the taste and lifestyle of its owner. As such, luxury homes often feature exquisite architectural details, customized amenities, and elegant design choices that make life easier for the residents. A luxury home has a lot of aesthetic value as well as practical value: balancing both characteristics perfectly is a mark of a truly world-class luxury property.

Maximizing Luxury Living

Luxury living in new cities means more green spaces for residents to enjoy. Access to space and nature gives homeowners an increased sense of freedom with which they can fully enjoy the life that they have built for themselves. A refreshing and spacious home environment gives families a nurturing refuge where they can recharge after a long day in the bustle of the city. This expansive space will also give them room to explore various interests like sports, music, or art, enriching their lives and experiences.

Luxury developments are also located close to the best museums, dining establishments, entertainment centers, and shopping districts, which make it the perfect place to maximize their luxury lifestyle. Experience only the best and finest these new cities have to offer.

Lucrative Investments

When the time comes and the family decides to sell their luxury property, the upscale amenities and features are sure to add to the value of the property. Space will come at a premium, and an upscale home on a spacious plot of land will definitely attract high-value buyers. This means that luxury properties offer owners control over long-term investment plans.

High-value properties also benefit from their locations and the amenities and services provided by nearby establishments. Proximity to good schools or a university can be an attractive detail for young and growing families. Exclusivity and safety are also good factors. These factors also have a hand in dictating the overall resale price.

How Brittany Corporation Adds Luxury to New Cities

Vista Alabang

Alabang has long been known as the country’s top planned cities and luxury locations. Here, Brittany continues to lead the luxury real estate industry and developed an Italian-inspired luxury community with three exclusive enclaves. Portofino Heights, Portofino South, and Amore at Portofino redefine luxury living by adding an Italian twist to the lifestyle.

Located along Daang Hari road, this luxury community gives residents a taste of Italian living through homes, streets, and shared spaces designed with distinct Italian architectural details. This luxury community’s proximity to Evia Lifestyle Center also gives residents access to some of the best dining and entertainment establishments that Alabang has to offer.

Brittany Santa Rosa

Santa Rosa Laguna is also one of the new cities that have become emerging luxury real estate destinations. From small towns come the development of city growth, making them a prime spot for investors, businesses, and large-scale luxury construction projects. Brittany has once again led the way with exclusive luxury communities like Georgia Club, Augusta, and Promenade.

Brittany Santa Rosa gives residents a prime location to build a home and grow a family with an appreciation for nature and the finer things in life. Aside from a beautiful community, these communities are also located close to some of the best golf and country clubs in Laguna.

Crosswinds Tagaytay

Tagaytay is also one of the country’s favorite vacation destinations. So why not invest in a vacation home for you and your family in Tagaytay? Brittany has also made its mark in this city by developing the country’s only pine estate in the forest city that takes design inspiration from the Swiss Alps. Crosswinds Tagaytay is a Swiss-style mountain resort where families can enjoy the beauty of Tagaytay.

Alpine Villas and Grand Quartier also offer luxury condominium units for individuals who want to have a home away from home in Tagaytay and experience the city’s atmosphere whenever they want. Building your dream home in Tagaytay is also possible with the luxury lots available in Lausane. This is a beautiful estate with sweeping views of the Tagaytay forest city landscape, enveloped by the scent of pine trees. A vacation home here would be the coziest place to bond as a family over the holidays.

Enter the World of Luxury Living with Brittany

Luxury real estate is always a solid investment. And with Brittany Corporation’s luxury developments and locations, you are sure to find the perfect luxury home for you and your family. Join the luxury lifestyle today and browse our website to find more information about the different Brittany communities. And be sure to follow us on LinkedIn and Youtube for future updates.

Elevate the current state of your real estate career and work with Brittany today! Visit our Seller’s Portal for more details.

Connectivity and transportation play a massive role in keeping the economy running. When workers can commute easily across vast distances to access employment opportunities, it paves the way for an increase in growth and development.

Today, the majority of workers use public transportation, including buses, jeepneys, and the MRT/LRT system. The drive from their home to their place of business takes hours in traffic. Spending more time with the family or sleeping instead of sitting in traffic would be a better use of the time. Instead, thousands of Filipino employees must endure hours-long commutes.

The South Commuter Railway is an infrastructure project that is meant to alleviate the plight of thousands of Filipinos by cutting down on commute times and allowing more people to travel from southern provinces like Laguna to Manila in a much more time and cost-effective manner.

Things You Need to Know

What is the South Commuter Railway

The South Commuter Railway will connect Manila and Calamba, Laguna, via a station in Blumentritt. Aside from this direct line from Manila to the South, this project will also provide better connectivity in the public transport system by connecting with all existing MRT/LRT lines in Metro Manila. The project is also set to include a tunnel connecting a line of direct trains to the future Metro Manila Subway System.

18 stations from Laguna to Manila

The South Commuter Railway project includes the construction of 18 stations from Laguna to Manila. Inclusivity and accessibility are two factors that are heavily considered throughout the design and construction process. Each station is designed to provide safe access for the elderly, women, children, and people with disabilities. The infrastructure is also designed to be disaster-resilient, with the ability to withstand earthquakes and typhoons.

This new railway line will provide affordable, reliable and safe public transport for more Filipinos, which will significantly cut the journey time by up to 50%. Aside from this, the new line will also reduce greenhouse gas emissions and pollution in accordance with the Philippines’ climate goals.

According to ADB East Asia, Southeast Asia, and the Pacific vice-president Ahmed Saeed, “This project represents ADB’s biggest infrastructure investment and reflects our commitment to helping the Philippines attain its goals of reducing poverty, decreasing road traffic congestion, improving the lives of Filipinos, and achieving green, resilient, and high economic growth.”

Funding for the South Commuter Railway Project

Recently, representatives from the Asian Development Bank announced their approval of a $4.3 billion loan for the construction of the South Commuter Railway. The funds from this project will be used to build approximately 55 kilometers of a modern suburban railway connecting Metro Manila and Laguna.

The loan will be made available in several tranches, with the first tranche to be granted in 2022 for $1.75 billion. The second tranche is anticipated for 2024, and the third tranche is expected to be granted in 2026.

But the Asian Development Bank is not the only one financially backing this project. The bank will pay for the construction of depot buildings, the railway viaduct, stations, bridges, and other relevant structures. However, funding for rolling stock and railway systems will fall under the jurisdiction of the Japan International Cooperation Agency (JICA). A bigger Infrastructure Flagship Project (IFP), the North-South Railway Project, includes the South Commuter Railway Project.

The North-South Railway Project

Project Background

The North-South Railway Project (NSRP) is a government project meant to improve economic and urban growth in several regions by providing connectivity through a world-class passenger rail service that can accommodate more commuters and shorten travel time between different provinces and cities.

The development of the NSRP is set to rehabilitate and revitalize a substantial portion of the old national railway network while also building additional stations. This project will provide long-distance rapid transportation across different regions in Luzon.

This railway project aimed to provide a more efficient transportation and logistics service between rapidly growing urban regions in the country. The project originates in Metro Manila, the densest city in the Philippines, with a population of about 12 million residents. Luzon, which this train line will attempt to link, has approximately 48 million people.

The NSRP is composed of two train lines, the NSRP North and the NSRP South. The North-South Commuter Railway is a 147-kilometer transit system and a key component of the entire project.

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History of Plans and Approvals

The Department of Transportation (DOTr) officially launched the North-South Railway Project in July 2015. This marked the start of the bidding process for the Manila-Legazpi section of the South Line.

The Philippine National Railway (PNR )used to have a functioning service between Tutuban and Legazpi. But due to structural integrity issues along the line, the Tutuban-Legazpi route has been suspended since October 2012.

The 56-kilometer Tutuban-Laguna line was also temporarily suspended until 2015. This rail service also includes a daily commuter rail from Naga to Sipiocot, which is 35 kilometers long. The completion of the NSRP South Line is essential in solving the connectivity issues between these regions.

NSRP North Line

The North Line of the NSRP will link Metro Manila to the north and north-eastern regions of Luzon. This 266-kilometer long-haul line from Manila to San Fernando in La Union will also have an extension and branch line.

The extension line is set to connect San Jose, Nueva Ecija to Cagayan. On the other hand, the branch line will connect the Tarlac province to San Jose City, Nueva Ecija.

Funding for the first phase of the North Line will be provided by the Japan International Cooperation Agency (JICA). This phase of the project includes the commuter line that will connect Tutuban and Malolos.

NSRP South Line

The Philippine government has implemented a “Build! Build! Build!” program focusing onn the construction of major infrastructure. The NSRP South Line is a major infrastructure projects under this program and it is expected to be the primary rail line that links Metro Manila to the different provinces of Southern Luzon.

In addition to building 15 stations and three depots, the development of the NSRP South Line also entails repairing and rebuilding more than 420 bridges. Six eight-car trains with spares will be used to serve the new line on multiple unit rolling stock powered by diesel.

The South Line project is divided into two sections

The South Line project is divided into two sections: the South Commuter Railway Project (SCRP), which runs from Tutuban to Laguna, and the South Long-Haul Project (SLH Project), which runs from Muntinlupa in Metro Manila to the Municipality of Matnog.

The SLH Project will have a route of about 561 kilometers that will connect various municipalities, cities, economic zones, and international airports. The SLH Project also plans to expand further into other parts of Southern Luzon.

The North-South Commuter Railway Project

The North-South Commuter Railway (NSCR) project is to be built on the Philippine National Railway’s legacy track. A project backed by Japan and the Asian Development Bank, it will link several growing urban centers to Metro Manila. Clark and New Clark City in the North will connect to Metro Manila and then further on to regions south of the capital like Laguna.

This commuter railway line is comprised of a 38-kilometer section between Tutban and Malolos, a 53-kilometer Malolos-Clark line, and the 55-kilometer southern line from Blumentritt to Laguna.

The Impact of the North-South Commuter Railway

Metro Manila has become the central hub for the economy, housing thousands of business establishments and several business districts. Most individuals work in Manila but reside in cities and provinces outside of the capital. As a result, to get to and from their place of work, they have to speed long hours on the road, whether by private vehicles or using public transport.

Currently, transport between different provinces is slow and cumbersome, making it difficult for investors and employees to access economic opportunities outside the capital. By making transport more efficient, we can make it easier for people to move to and invest in different regions, promoting economic growth and development throughout the country.

In addition, improving transportation infrastructure will also have a positive impact on tourism, as it will make it easier for people to visit different parts of the Philippines. Overall, better transport infrastructure is essential for promoting economic development in all regions of the country.

This increased connectivity improves job opportunities for people living in or out of Manila. The South Commuter Railway is designed to have 18 stations between Blumentritt and Laguna, and this railway will pass through 10 thriving economic cities. The resulting interlinking of these economic hubs will mean more growth for the cities involved.

Aside from helping workers commute easier and faster, this railway project can also benefit the tourism industry because it can make travel between different regions more efficient and convenient for tourists.

Opening up the regions outside Manila and connecting the northern provinces with the south will make for a more connected society that can encourage development across the board.

Build a Life In Sta. Rosa Laguna

The once sleepy provincial town of Sta. Rosa has now become one of the fastest-growing economic hubs in the country. It is now home to a thriving community with top-notch schools, hospitals, and luxury residences. Brittany Sta. Rosa has been leading the way in growth and development of luxury housing in Laguna. As Vista Land’s luxury real estate arm, Brittany Corporation is known as one of the best luxury developers in the country.

Brittany Sta. Rosa has built world-class luxury communities inspired by the architecture and culture of some of the world’s most beautiful locations.

Promenade

The Promenade is one of Brittany’s luxury enclaves, and it is inspired by the charm of the quaint English countryside. This luxury community welcomes residents to beautiful English-style manors. The community also features several landscaped hedge gardens patterned after some of the most beautiful royal gardens in the United Kingdom.

Augusta and Georgia Club

Augusta and Georgia Club, on the other hand, is Brittany’s American-inspired exclusive community. The homes in these luxury enclaves take architectural inspiration from the American south. Luxury homes at Augusta and Georgia Club are spacious, full of light, and have several colonial architectural details.

With the development of the South Commuter Railway, Brittany luxury developments in Sta. Rosa becomes more accessible and more connected to the other regions of Luzon. Make your dream luxury lifestyle in the south a reality.

Invest in a Brittany Luxury Home

Invest in a Brittany luxury home in Sta. Rosa today! Explore our website to discover more about the many Brittany Sta. Rosa residential developments. You can also check our luxury property listings in Tagaytay and Alabang. Follow Brittany on LinkedIn and Youtube for more updates.

Grow your professional career with Brittany Corporation. Work with the best in the luxury real estate industry. Check our Seller’s Portal for more information.